Aflac Incorporated AFL
113.72
(0.29)
(0.25%)
as of 25 Sep
- Market cap
- $57.2B
- P/E
- 12.1×
Follow AFL
Indexes
indicate stock being part of an index,
Growth Flags
show if company had growth for consecutive years
Aflac Incorporated (AFL) Operating margin
Aflac Incorporated's operating margin over the twelve months to 30 June 2026 was 33.4%, up 5.7 percentage points from fiscal 2025 (27.7%). Over the past ten years it has ranged from 19.2% (fiscal 2016) to 34.9% (fiscal 2024); the current reading is higher than 82% of that period. That is above the Insurance Life industry median of 11.3% and above the Financial sector median of 0.00%.
Operating margin, annual
Annual
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 27.7% | (7.25) |
| FY2024 | 34.9% | 5.76 |
| FY2023 | 29.2% | 2.56 |
| FY2022 | 26.6% | 1.35 |
| FY2021 | 25.3% | 5.40 |
| FY2020 | 19.9% | (1.08) |
| FY2019 | 21.0% | 1.62 |
| FY2018 | 19.3% | (0.32) |
| FY2017 | 19.7% | 0.43 |
| FY2016 | 19.2% | (0.67) |
Quarterly
| Period | Operating margin | Change (points) |
|---|---|---|
| Jun 2026 | 25.7% | (3.85) |
| Mar 2026 | 29.6% | (3.99) |
| Dec 2025 | 33.6% | (9.71) |
| Sep 2025 | 43.3% | 22.26 |
| 42 more quarters | Free account |
Against its own ten years
Low 19.2%
High 34.9%
Ten-year median
21.0%
Current reading's percentile
82
Operating margin against peers
| Company | Operating margin |
|---|---|
| AFL Aflac Incorporated | 33.4% |
| PRI Primerica, Inc. compare | 30.6% |
| GL Globe Life Inc. compare | 26.4% |
| LNC Lincoln National Corporation compare | 16.4% |
| UNM Unum Group compare | 8.36% |
| PRU Prudential Financial, Inc. compare | 7.58% |
| MET MetLife, Inc. compare | 6.13% |
| JXN Jackson Financial Inc. compare | 1.25% |
| PUK Prudential Public Limited Company compare | 0.00% |
| Insurance Life industry median | 11.3% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on AFL
- Revenue
- Net income
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement