Aflac Incorporated (AFL) vs Lincoln National Corporation (LNC)
Aflac Incorporated and Lincoln National Corporation are both Insurance Life companies. Aflac Incorporated is the larger, with a market value of $57.2B against $7.9B — 7.2× the size. Lincoln National Corporation trades at the lower P/E: 3.5× against 12.1×. Aflac Incorporated grew revenue faster over the last twelve months: 13.6% against 7.91%. Aflac Incorporated has the higher net margin (26.9% vs 11.7%) and the lower return on invested capital (11.0% vs 24.5%). Both pay a dividend; Lincoln National Corporation yields more (6.82% vs 2.48%). Across the 22 metrics below, Lincoln National Corporation leads on 13 and Aflac Incorporated on 9.
Valuation
Profitability
| Metric | AFL | LNC | Insurance Life median |
|---|---|---|---|
| Gross margin | 55.74% | 16.35% | 32.44% |
| Operating margin | 33.36% | 16.35% | 11.31% |
| Net margin | 26.91% | 11.74% | 6.61% |
| Free cash flow margin | 14.65% | (6.87%) | 15.04% |
| Return on equity | 16.91% | 23.98% | 8.67% |
| Return on assets | 4.04% | 0.55% | 0.67% |
| Return on invested capital | 10.98% | 24.53% | 8.20% |
Growth
Health
Dividend
Size
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