American Coastal Insurance Corporation (ACIC) vs Root, Inc. (ROOT)
American Coastal Insurance Corporation and Root, Inc. are both Insurance Property & Casualty companies. Root, Inc. is the larger, with a market value of $750.2M against $445.9M — 1.7× the size. American Coastal Insurance Corporation trades at the lower P/E: 4.5× against 12.8×. Root, Inc. grew revenue faster over the last twelve months: 14.9% against 3.29%. American Coastal Insurance Corporation has the higher net margin (30.3% vs 3.71%) and the lower return on invested capital (47.2% vs 85.8%). Across the 20 metrics below, American Coastal Insurance Corporation leads on 11 and Root, Inc. on 9.
Valuation
Profitability
| Metric | ACIC | ROOT | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 56.62% | 39.30% | 41.16% |
| Operating margin | 43.27% | 5.51% | 15.09% |
| Net margin | 30.31% | 3.71% | 11.51% |
| Free cash flow margin | (9.39%) | 11.43% | 17.59% |
| Return on equity | 31.65% | 20.34% | 18.19% |
| Return on assets | 7.74% | 3.57% | 3.74% |
| Return on invested capital | 47.19% | 85.75% | 12.06% |
Growth
Health
Dividend
Size
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