First Guaranty Bancshares, Inc. (FGBI) vs Lake Shore Bancorp, Inc. (LSBK)

First Guaranty Bancshares, Inc. and Lake Shore Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and Lake Shore Bancorp, Inc. are of similar size ($138.5M and $130.8M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; Lake Shore Bancorp, Inc. trades at 15.7×. Lake Shore Bancorp, Inc. grew revenue faster over the last twelve months: 5.63% against −8.17%. Lake Shore Bancorp, Inc. has the higher net margin (20.7% vs −17.9%) and the higher return on invested capital (8.79% vs 0.00%). Both pay a dividend; Lake Shore Bancorp, Inc. yields more (5.94% vs 5.75%). Across the 19 metrics below, Lake Shore Bancorp, Inc. leads on 13 and First Guaranty Bancshares, Inc. on 6.