First Guaranty Bancshares, Inc. (FGBI) vs FinWise Bancorp (FINW)
- First Guaranty Bancshares, Inc. FGBI 8.22 +0.74%
- FinWise Bancorp FINW 10.73 −0.19%
First Guaranty Bancshares, Inc. and FinWise Bancorp are both Banks Regional companies. FinWise Bancorp is the larger, with a market value of $149.2M against $135.0M — 1.1× the size. First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; FinWise Bancorp trades at 10.5×. FinWise Bancorp grew revenue faster over the last twelve months: 90.2% against −8.17%. FinWise Bancorp has the higher net margin (6.53% vs −17.9%) and the higher return on invested capital (11.0% vs 0.00%). Across the 17 metrics below, FinWise Bancorp leads on 12 and First Guaranty Bancshares, Inc. on 5.
Valuation
Profitability
| Metric | FGBI | FINW | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 89.27% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 6.53% | 18.66% |
| Free cash flow margin | 18.49% | 2.55% | 21.11% |
| Return on equity | (18.24%) | 6.94% | 10.65% |
| Return on assets | (0.98%) | 1.50% | 1.13% |
| Return on invested capital | 0.00% | 10.95% | 8.35% |
Growth
Health
Dividend
Size
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