First Guaranty Bancshares, Inc. (FGBI) vs Hoyne Bancorp, Inc. (HYNE)
First Guaranty Bancshares, Inc. and Hoyne Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and Hoyne Bancorp, Inc. are of similar size ($133.0M and $130.8M). Hoyne Bancorp, Inc. has the higher net margin (1.14% vs −17.9%) and the higher return on invested capital (0.02% vs 0.00%). Across the 12 metrics below, Hoyne Bancorp, Inc. leads on 7 and First Guaranty Bancshares, Inc. on 5.
Valuation
Profitability
| Metric | FGBI | HYNE | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 77.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 1.14% | 18.66% |
| Free cash flow margin | 18.49% | (18.89%) | 21.18% |
| Return on equity | (18.24%) | 0.21% | 10.64% |
| Return on assets | (0.98%) | 0.11% | 1.13% |
| Return on invested capital | 0.00% | 0.02% | 8.33% |
Growth
Health
Dividend
Size
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