First Guaranty Bancshares, Inc. (FGBI) vs Magyar Bancorp, Inc. (MGYR)
- First Guaranty Bancshares, Inc. FGBI 8.22 +0.74%
- Magyar Bancorp, Inc. MGYR 19.84 −0.25%
First Guaranty Bancshares, Inc. and Magyar Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and Magyar Bancorp, Inc. are of similar size ($135.0M and $128.4M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; Magyar Bancorp, Inc. trades at 10.4×. Magyar Bancorp, Inc. grew revenue faster over the last twelve months: 7.51% against −8.17%. Magyar Bancorp, Inc. has the higher net margin (18.9% vs −17.9%) and the higher return on invested capital (8.99% vs 0.00%). Both pay a dividend; Magyar Bancorp, Inc. yields more (1.92% vs 0.49%). Across the 18 metrics below, Magyar Bancorp, Inc. leads on 14 and First Guaranty Bancshares, Inc. on 4.
Valuation
Profitability
| Metric | FGBI | MGYR | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 62.90% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 18.89% | 18.66% |
| Free cash flow margin | 18.49% | 26.07% | 21.11% |
| Return on equity | (18.24%) | 9.70% | 10.65% |
| Return on assets | (0.98%) | 1.16% | 1.13% |
| Return on invested capital | 0.00% | 8.99% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack