Bank of the James Financial Group, Inc. (BOTJ) vs First Guaranty Bancshares, Inc. (FGBI)

• Bank of the James Financial Group, Inc. BOTJ 26.74 ▼ −0.93%
• First Guaranty Bancshares, Inc. FGBI 8.22 ▲ +0.74%

Bank of the James Financial Group, Inc. and First Guaranty Bancshares, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. is the larger, with a market value of $135.0M against $122.6M — 1.1× the size. First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; Bank of the James Financial Group, Inc. trades at 10.6×. Bank of the James Financial Group, Inc. grew revenue faster over the last twelve months: 6.20% against −8.17%. Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs −17.9%) and the higher return on invested capital (18.7% vs 0.00%). Both pay a dividend; Bank of the James Financial Group, Inc. yields more (1.50% vs 0.49%). Across the 18 metrics below, Bank of the James Financial Group, Inc. leads on 12 and First Guaranty Bancshares, Inc. on 6.