First Guaranty Bancshares, Inc. (FGBI) vs Riverview Bancorp Inc (RVSB)
First Guaranty Bancshares, Inc. and Riverview Bancorp Inc are both Banks Regional companies. First Guaranty Bancshares, Inc. is the larger, with a market value of $130.8M against $117.7M — 1.1× the size. First Guaranty Bancshares, Inc. grew revenue faster over the last twelve months: −8.17% against −11.2%. Riverview Bancorp Inc has the higher net margin (−5.87% vs −17.9%) and the lower return on invested capital (−3.72% vs 0.00%). Both pay a dividend; First Guaranty Bancshares, Inc. yields more (5.75% vs 4.91%). Across the 18 metrics below, First Guaranty Bancshares, Inc. leads on 9 and Riverview Bancorp Inc on 9.
Valuation
Profitability
| Metric | FGBI | RVSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 68.00% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | (5.87%) | 18.66% |
| Free cash flow margin | 18.49% | 21.18% | 21.18% |
| Return on equity | (18.24%) | (2.52%) | 10.64% |
| Return on assets | (0.98%) | (0.26%) | 1.13% |
| Return on invested capital | 0.00% | (3.72%) | 8.33% |
Growth
Health
Dividend
Size
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