Zions Bancorporation, N.A. ZION
- Market cap
- $9.2B
- P/E
- 8.1×
Follow ZION
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 19.65 | 38.43 | 38.08 | 39.11 | 23.58 | 42.12 | 45.21 | 18.26 | 37.76 | 39.32 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 44.15 | 52.20 | 59.19 | 52.08 | 52.48 | 68.25 | 75.44 | 55.20 | 63.22 | 60.77 |
High Price
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| 10,057 | 10,083 | 10,201 | 10,188 | 9,678 | 9,685 | 9,989 | 9,679 | 9,406 | 9,195 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Revenue/Emp
|
|||
| 2,470 | 2,736 | 3,033 | 3,245 | 2,942 | 2,970 | 3,337 | 4,624 | 4,993 | 4,942 |
Revenue
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|||
| 96.48% | 95.36% | 91.72% | 87.33% | 94.83% | 98.01% | 94.46% | 67.37% | 62.69% | 68.49% |
Gross Margin
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| 705 | 936 | 1,143 | 1,053 | 672 | 1,446 | 1,152 | 886 | 1,012 | 1,175 |
EBT
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| 28.54% | 34.21% | 37.69% | 32.45% | 22.84% | 48.69% | 34.52% | 19.16% | 20.27% | 23.78% |
EBT Margin
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| 469 | 592 | 884 | 816 | 539 | 1,129 | 907 | 680 | 784 | 899 |
Net Income
|
|||
| 123 | 179 | 193 | 188 | 86 | (14) | 110 | 140 | 124 | 116 |
Depreciation
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| 12.12 | 13.63 | 15.67 | 18.44 | 17.97 | 18.57 | 22.24 | 31.30 | 33.92 | 33.59 |
Revenue/Sh
|
|||
| 2.00 | 2.71 | 4.36 | 4.41 | 3.06 | 6.80 | 5.80 | 4.35 | 4.95 | 6.01 |
Earnings/Sh
|
|||
| 2.92 | 4.62 | 6.07 | 3.96 | 4.39 | 3.93 | 9.80 | 5.99 | 7.80 | 7.29 |
Cash Flow/Sh
|
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| (0.96) | (0.84) | (0.67) | (0.66) | (1.04) | (1.29) | (1.27) | (0.76) | (0.66) | (0.82) |
Capex/Sh
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| 1.96 | 3.78 | 5.41 | 3.30 | 3.35 | 2.65 | 8.53 | 5.23 | 7.14 | 6.47 |
Free CF/Sh
|
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| 37.45 | 38.25 | 39.14 | 41.78 | 48.16 | 46.67 | 32.61 | 38.52 | 41.60 | 48.81 |
Book Value/Sh
|
|||
| 204 | 201 | 194 | 176 | 164 | 160 | 150 | 148 | 147 | 147 |
Shares
|
|||
| 21.59 | 18.71 | 9.34 | 11.77 | 14.24 | 9.33 | 8.36 | 10.15 | 10.96 | 9.76 |
PE Ratio
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| 3.56 | 3.72 | 2.60 | 2.82 | 2.42 | 3.40 | 2.18 | 1.41 | 1.60 | 1.74 |
PS Ratio
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| 1.27 | 1.43 | 1.12 | 1.35 | 0.97 | 1.44 | 1.63 | 1.24 | 1.32 | 1.21 |
PB Ratio
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| 2.97 | 4.95 | 3.78 | 3.33 | 0.81 | (0.46) | 4.03 | 1.78 | 1.56 | 1.16 |
EV/Sales
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| 18.33 | 17.85 | 10.95 | 18.62 | 4.33 | (3.23) | 10.51 | 10.69 | 7.40 | 6.00 |
EV/FCF
|
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| 596 | 928 | 1,176 | 697 | 719 | 629 | 1,470 | 885 | 1,148 | 1,073 |
Op' Cash Flow
|
|||
| (196) | (169) | (129) | (117) | (171) | (206) | (190) | (113) | (97) | (121) |
Capex
|
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| 400 | 759 | 1,047 | 580 | 548 | 423 | 1,280 | 772 | 1,051 | 952 |
FCF
|
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| (8,151) | (6,323) | (4,989) | (6,628) | (9,225) | (18,985) | (11,678) | (14,624) | (12,446) | (10,835) |
Working Cap'
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| 1,362 | 5,359 | 6,377 | 3,776 | 2,908 | 1,915 | 11,068 | 4,921 | 4,782 | 4,576 |
Total Debt
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| (1,469) | 3,367 | 3,577 | 1,662 | (4,740) | (11,468) | 6,180 | 1,732 | (207) | 207 |
Net Debt
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| 7,634 | 7,679 | 7,578 | 7,353 | 7,886 | 7,463 | 4,893 | 5,691 | 6,124 | 7,180 |
Sh' Equity
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| 0.67% | 0.85% | 1.26% | 1.13% | 0.67% | 1.26% | 0.96% | 0.73% | 0.84% | 1.01% |
ROA
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| 7.15% | 5.30% | 6.40% | 7.30% | 13.35% | 0.00% | 6.50% | 7.46% | 10.69% | 9.94% |
ROIC
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| 6.04% | 7.84% | 12.04% | 11.33% | 7.16% | 15.34% | 15.30% | 13.36% | 13.03% | 13.59% |
ROE
|
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Zions Bancorporation, N.A. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ONB Old National Bancorp | $9.6B | 11.3× | Compare |
| CFR Cullen/Frost Bankers, Inc. | $9.7B | 14.9× | Compare |
| WTFC Wintrust Financial Corporation | $9.7B | 11.6× | Compare |
| SSB SouthState Bank Corporation | $9.9B | 10.7× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WAL Western Alliance Bancorporation | $8.3B | 8.7× | Compare |
| BSMX Grupo Financiero Santander Mexico S.A. B. de C.V. | $8.3B | 5.1× | Compare |
| BPOP Popular, Inc. | $10.2B | 10.8× | Compare |
| COLB Columbia Banking System, Inc. | $8.3B | 11.8× | Compare |
Zions Bancorporation, N.A. (ZION) key facts
- Zions Bancorporation, N.A. (ZION) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Zions Bancorporation, N.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.9 billion, down 1.02% from fiscal 2024.
- As of September 25, 2026, ZION traded at $63.83, a market capitalization of $9.2 billion.
- Zions Bancorporation, N.A. pays an annual dividend of $1.64 per share, a yield of 4.18%, with a payout ratio of 28.9%.
- Return on equity was 13.6% and debt-to-equity 0.25.
Zions Bancorporation, N.A. (ZION) Latest News
16 Sep
Zions Capital Markets appoints Vince Toye to lead its newly acquired agency multifamily lending platform. Leadership appointment for acquired multifamily lending platform supports targeted business expansion without altering core trajectory.
2 Sep
Zions Bancorporation reported Q2 earnings results that prompt buy, sell or hold analysis based on financial metrics, revenue trends and market positioning. Q2 earnings update offers moderate insight into near-term financials without signaling major strategic or competitive shifts.
3 Aug
Zions Bancorporation faces questions over its ability to sustain enhanced capital returns to shareholders. Capital return sustainability directly affects investor views on bank financial strength and stock performance.
Zions Bancorporation completes acquisition of Fannie Mae and Freddie Mac multifamily business line from Basis Investment Group. Acquisition expands Zions multifamily lending operations under Fannie Mae and Freddie Mac programs.
27 Jul
Flagstar Bank shares declined after missing Q2 earnings estimates, with fee income falling year over year. Q2 earnings miss combined with lower fee income points to weaker operating results that can pressure near-term stock performance.
21 Jul
Zions Bancorporation, National Association held its Q2 2026 earnings call covering quarterly financial results, performance metrics, and management outlook. Quarterly earnings calls typically move stock prices through updated guidance and results but rarely transform long-term strategy.
Zions Bancorporation reported Q2 earnings with analysis of key financial metrics. Q2 earnings and metrics release offers performance data likely to influence near-term stock sentiment without major strategic shifts.
Zions Bancorp NA reported strong Q2 2026 earnings supported by strategic growth initiatives. Positive earnings and growth plans will moderately lift near-term investor sentiment and share performance.
20 Jul
Zions Bancorporation reported Q2 financial results and management commentary on operations, credit trends, and outlook during its earnings call. Quarterly earnings details and guidance can shift near-term stock sentiment and valuation but rarely alter long-term company trajectory.
Zions Bancorporation reported Q2 earnings with emphasis on key operational and financial metrics. Quarterly earnings metrics typically drive short-term share price moves and investor views without major strategic change.
Zions Bancorporation reported impressive Q2 CY2026 results. Strong quarterly earnings can lift near-term stock sentiment and valuation without shifting long-term strategy.
Zions Bancorporation, National Association reported its second quarter financial results. Quarterly earnings releases deliver financial metrics that can moderately shift stock valuation and sentiment.
18 Jul
Zions Bancorporation earnings release will feature key performance indicators and analyst expectations for upcoming results. Earnings preview offers moderate insight into near-term financial results without signaling major strategic shifts.
Zions Bancorporation National Association (ZION) reports earnings while undergoing a board change, prompting questions on whether the stock is fully valued. Earnings release plus board change may shift near-term sentiment and governance without fundamentally redefining strategy.
13 Jul
Zions Bancorporation (ZION) is projected to beat earnings estimates, raising investor questions on whether to buy shares. Earnings beat expectations can moderately lift near-term stock sentiment and valuation for Zions.
15 Jun
Zions Bancorporation, N.A. acts as a key financial bellwether whose strength supports a market or operational breakout with direct implications for its performance. Zions Bancorporation's bellwether status and breakout signal major strategic and market shifts that alter its trajectory and investor outlook.
7 Jun
Zions Bancorporation faces a shifting narrative after analysts issue new price targets and a revised fair value estimate. Updated price targets and fair value estimates may influence short-term investor sentiment without fundamentally changing company operations.
27 May
Columbia Banking's 2026 outlook centers on net interest margin trends, fee income projections, and loan portfolio adjustments with direct relevance to Zions Bancorporation positioning and forecasts. Forward-looking metrics on margins, fees and loans point to noticeable but not transformative effects on Zions Bancorporation operations and investor views.
3 May
Zions Bancorporation (ZION) expands 2026 share buybacks and reinforces dividend payouts, drawing positive investor reactions. Expanding buybacks to 2026 and reinforcing dividends signals financial confidence and boosts shareholder value significantly.
1 May
Zions Bancorporation's board approved a share repurchase program and declared dividends on common and preferred stock. Share repurchase approval and dividend declarations signal financial confidence, boost EPS, and positively influence investor sentiment and stock performance.
27 Apr
Top 5 analyst questions from Zions Bancorporation’s Q1 earnings call focus on key investor concerns about performance, outlook, deposits, loans, and net interest margins. Analyst questions from Q1 earnings call highlight concerns in financial metrics that may moderately influence ZION's market sentiment and trajectory.
21 Apr
Zions Bancorporation (ZION) Q1 2026 earnings call transcript details quarterly financial results, management discussion, and forward guidance. Earnings call transcript reveals quarterly financials and strategic outlook directly impacting stock performance and investor expectations.
Zions Bancorporation beat Q1 earnings estimates due to higher net interest income, fee income, and a provision benefit. Q1 earnings beat from elevated NII, fees, and provision benefit significantly boosts financial results and investor sentiment.
Zions Bancorporation, National Association released Q1 2026 earnings call summary highlighting financial results, strategic updates, and forward guidance. Q1 2026 earnings call summary discloses key financial metrics and outlook that significantly influence stock performance and investor sentiment.
Zions Bancorp NA (ZION) Q1 2026 earnings call highlights strong earnings growth despite margin pressures. Strong Q1 2026 earnings growth signals major boost to ZION's financial performance and investor sentiment.
Zions Bancorporation (ZION) Q1 results feature fee income expansion and deposit growth, positively shaping future outlook. Fee income expansion and deposit growth moderately boost ZION's financial performance and market sentiment without fundamentally altering trajectory.
20 Apr
Zions Bancorp reported higher first-quarter profit. Higher first-quarter profit demonstrates improved financial results, significantly impacting market performance and investor sentiment.
Zions Bancorporation (ZION) Q1 earnings key metrics compared to analyst estimates. Q1 earnings metrics versus estimates significantly influence ZION's stock trajectory and investor sentiment.
Zions Bancorporation, N.A. Q1 earnings call highlights solid net income growth, stable deposits, improved net interest margin, controlled expenses, and optimistic full-year guidance amid economic uncertainties. Q1 financial results and management outlook moderately influence Zions Bancorporation's near-term performance and investor sentiment.
Zions Bancorporation (ZION) Q1 earnings topped analyst estimates. Q1 earnings beat signals stronger financial performance with moderate positive effect on market sentiment and trajectory.