Friday 6 November 2026 Export ZION’s income statement to Excel — free account

Zions Bancorporation, N.A.

Zions Bancorporation, N.A.’s revenue for fiscal 2025 (year ended December 2025) was $4.9 billion, down 1.02% from fiscal 2024.

Revenue: −0.80%
EPS: +20.3%
Free cash flow: +518.3%
Total debt: +64.0%

Quarter to September 2026, against a year earlier

64.76 0.17 −0.26%

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Market cap: $9.5B
P/E: 7.9×
Fwd P/E: 8.2×
Dividend yield: 2.83%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Sep '26	Jun '26	Mar '26	Dec '25	Older periods
P/E ratio Full definition →	7.69	8.81	8.96	9.76	+8 more quarters Free account
P/S ratio Full definition →	1.76	1.96	1.72	1.74
P/FCF ratio Full definition →	5.41	6.02	7.07	9.05
P/Operating CF Full definition →	21.52	23.96	20.02	16.63
P/B ratio Full definition →	1.19	1.33	1.17	1.21
Price to Tangible BV Full definition →	1.44	1.55	1.38	1.43
EV/Sales Full definition →	—	1.63	1.40	1.16
EV/EBITDA Full definition →	—	0.00	0.00	0.00
EV/Operating CF Full definition →	—	4.67	5.25	5.33
EV/FCF Full definition →	—	5.01	5.77	6.00
Quick Ratio Full definition →	0.07	0.05	0.05	0.06
Current Ratio Full definition →	0.86	0.84	0.83	0.83
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	2.66%	2.20%	2.23%	1.66%
Debt/Equity Full definition →	0.31	0.25	0.27	0.21
Asset Turnover Full definition →	0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →	0.00	0.93	1.82	1.98
Capex/Depreciation Full definition →	—	(1.22)	(0.83)	(1.31)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	43.85%	37.46%	46.91%	44.36%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.00%	0.41%	1.52%	0.48%
Graham Net Nets Full definition →	(1.72)	(1.56)	(1.93)	(1.94)
Graham Number Full definition →	98.16	95.94	84.37	80.80
Earnings Yield Full definition →	13.01%	11.35%	11.16%	10.25%
Free Cash Flow Yield Full definition →	18.50%	16.62%	14.15%	11.05%
Revenue per Share Full definition →	8.57	10.12	8.05	8.49
Operating CF per Share Full definition →	0.00	2.89	2.88	3.52
Capex per Share Full definition →	0.00	(0.23)	(0.17)	(0.26)
Free Cash Flow per Share Full definition →	0.00	2.66	2.71	3.26
Cash per Share Full definition →	39.74	25.00	23.91	29.70
Shareholders Equity per Share Full definition →	53.00	52.57	49.65	48.81
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	53.00	52.57	49.65	48.81
Free Cash Flow Full definition →	—	389.00	398.00	480.00
Working Capital Full definition →	(11,154.00)	(12,278.00)	(12,991.00)	(13,724.00)
Capital Expenditures Full definition →	—	(33.00)	(25.00)	(38.00)
Net Current Asset Value Full definition →	(15,599.00)	(15,811.00)	(16,363.00)	(16,718.00)
EV/EBIT Full definition →	—	0.00	0.00	0.00
Capex to Sales Full definition →	0.00	0.02	0.02	0.03
Price to Operating Income Full definition →	5.86	6.74	6.90	7.34
Other line items
Average Payables Full definition →	76,413.00	75,204.00	76,299.50	75,933.50
Average Assets Full definition →	89,726.50	88,967.00	87,974.50	88,732.50
Average Common Equity Full definition →	7,208.50	7,072.50	6,745.50	6,586.00

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Columns are period end dates · fundamentals updated 2 Nov 2026

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