Cullen/Frost Bankers, Inc. (CFR) vs Zions Bancorporation, N.A. (ZION)
Cullen/Frost Bankers, Inc. and Zions Bancorporation, N.A. are both Banks Regional companies. Cullen/Frost Bankers, Inc. and Zions Bancorporation, N.A. are of similar size ($9.7B and $9.2B). Zions Bancorporation, N.A. trades at the lower P/E: 8.1× against 14.9×. Zions Bancorporation, N.A. grew revenue faster over the last twelve months: 3.88% against 1.92%. Cullen/Frost Bankers, Inc. has the higher net margin (22.9% vs 22.6%) and the lower return on invested capital (0.00% vs 15.7%). Both pay a dividend; Zions Bancorporation, N.A. yields more (4.18% vs 3.68%). Across the 20 metrics below, Zions Bancorporation, N.A. leads on 14 and Cullen/Frost Bankers, Inc. on 6.
Valuation
Profitability
| Metric | CFR | ZION | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.50% | 72.39% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.90% | 22.60% | 18.66% |
| Free cash flow margin | 18.54% | 32.53% | 21.18% |
| Return on equity | 15.72% | 16.50% | 10.64% |
| Return on assets | 1.27% | 1.31% | 1.13% |
| Return on invested capital | 0.00% | 15.66% | 8.33% |
Growth
Health
Dividend
Size
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