Unum Group

UNM Financial Insurance Life

Unum Group’s revenue for fiscal 2025 (year ended December 2025) was $13.1 billion, up 1.46% from fiscal 2024.

Revenue
−24.6%
EPS
−1,250.5%
Free cash flow
+231.5%
Total debt
+0.53%

Quarter to September 2026, against a year earlier

73.85 0.94 −1.26%
Market cap
$11.7B
P/E
52.2×
Fwd P/E
12.9×
Dividend yield
2.61%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Unum Group (UNM) Gross margin

Alert me on Gross margin

Unum Group's gross margin over the twelve months to 30 September 2026 was 30.8%, down 2.5 percentage points from fiscal 2025 (33.3%). Over the past ten years it has ranged from 27.1% (fiscal 2018) to 41.6% (fiscal 2024); the current reading is higher than 55% of that period. That is in line with the Insurance Life industry median of 30.0% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 33.3% (8.33)
FY2024 41.6% 4.54
FY2023 37.1% (0.15)
FY2022 37.2% 4.41
FY2021 32.8% 4.64
FY2020 28.2% (5.49)
FY2019 33.7% 6.61
FY2018 27.1% (6.60)
FY2017 33.7% 0.42
FY2016 33.2% 0.41

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 11.6% (23.75)
Jun 2026 35.4% 0.40
Mar 2026 35.0% (1.83)
Dec 2025 36.8% 10.41
43 more quarters

Against its own ten years

Low 27.1% High 41.6%
Ten-year median 33.3%
Current reading's percentile 21

Gross margin against peers

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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