Unum Group
Unum Group’s revenue for fiscal 2025 (year ended December 2025) was $13.1 billion, up 1.46% from fiscal 2024.
- Revenue
- −24.6%
- EPS
- −1,250.5%
- Free cash flow
- +231.5%
- Total debt
- +0.53%
Quarter to September 2026, against a year earlier
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Unum Group (UNM) Gross margin
Unum Group's gross margin over the twelve months to 30 September 2026 was 30.8%, down 2.5 percentage points from fiscal 2025 (33.3%). Over the past ten years it has ranged from 27.1% (fiscal 2018) to 41.6% (fiscal 2024); the current reading is higher than 55% of that period. That is in line with the Insurance Life industry median of 30.0% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 33.3% | (8.33) |
| FY2024 | 41.6% | 4.54 |
| FY2023 | 37.1% | (0.15) |
| FY2022 | 37.2% | 4.41 |
| FY2021 | 32.8% | 4.64 |
| FY2020 | 28.2% | (5.49) |
| FY2019 | 33.7% | 6.61 |
| FY2018 | 27.1% | (6.60) |
| FY2017 | 33.7% | 0.42 |
| FY2016 | 33.2% | 0.41 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 11.6% | (23.75) |
| Jun 2026 | 35.4% | 0.40 |
| Mar 2026 | 35.0% | (1.83) |
| Dec 2025 | 36.8% | 10.41 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CNO CNO Financial Group, Inc. compare | 47.6% |
| GL Globe Life Inc. compare | 40.6% |
| PRU Prudential Financial, Inc. compare | 33.6% |
| UNM Unum Group | 30.8% |
| GNW Genworth Financial, Inc. compare | 27.1% |
| JXN Jackson Financial Inc. compare | 23.5% |
| PRI Primerica, Inc. compare | 0.00% |
| LNC Lincoln National Corporation compare | 0.00% |
| PUK Prudential Public Limited Company compare | 0.00% |
| Insurance Life industry median | 30.0% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on UNM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement