Unum Group

UNM Financial Insurance Life

Unum Group’s revenue for fiscal 2025 (year ended December 2025) was $13.1 billion, up 1.46% from fiscal 2024.

Revenue
−24.6%
EPS
−1,250.5%
Free cash flow
+231.5%
Total debt
+0.53%

Quarter to September 2026, against a year earlier

73.85 0.94 −1.26%
Market cap
$11.7B
P/E
52.2×
Fwd P/E
12.9×
Dividend yield
2.61%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Unum Group (UNM) Net margin

Alert me on Net margin

Unum Group's net margin over the twelve months to 30 September 2026 was 1.94%, down 3.7 percentage points from fiscal 2025 (5.65%). Over the past ten years it has ranged from 4.51% (fiscal 2018) to 13.8% (fiscal 2024); the current reading is higher than 18% of that period. That is below the Insurance Life industry median of 9.93% and below the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 5.65% (8.16)
FY2024 13.8% 3.44
FY2023 10.4% (1.37)
FY2022 11.7% 3.57
FY2021 8.17% 2.15
FY2020 6.02% (3.15)
FY2019 9.17% 4.66
FY2018 4.51% (4.30)
FY2017 8.81% 0.38
FY2016 8.43% 0.35

Quarterly newest first

Period Net margin Change (points)
Sep 2026 −16.5% (24.09)
Jun 2026 7.62% 0.71
Mar 2026 6.91% 1.54
Dec 2025 5.37% 4.19
43 more quarters

Against its own ten years

Low 4.51% High 13.8%
Ten-year median 8.43%
Current reading's percentile 2

Net margin against peers

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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