Saturday 17 October 2026 Export TCBK’s income statement to Excel — free account

TriCo Bancshares

TriCo Bancshares' revenue for fiscal 2025 (year ended December 2025) was $538.9 million, up 1.48% from fiscal 2024. In the quarter to June 2026, revenue grew 4.33%, EPS grew 27.4%, free cash flow fell 17.3% and total debt fell 56.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five.

52.04 0.15 +0.29%

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Market cap: $1.7B
P/E: 12.4×
Fwd P/E: 12.0×
Dividend yield: 2.77%
F-score: 9/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 8.53%

Capital & Financial Ratios $m

Market Cap 1,660.00

Revenue 549.40

Net Income 135.51

Free Cash Flow 133.14

Net Debt (53.46)

Current Ratio 0.87

Debt/Equity 0.04

P/E ratio 12.39

Fwd P/E 12.00

P/S ratio 3.02

P/B ratio 1.24

Past 5Y EPS Growth 11.37%

This Y EPS Growth 15.78%

Next Y EPS Growth 2.05%

Next Y revenue growth (16.42%)

Next 5Y EPS Growth 6.31%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 32.95%

10-year low 10-year high

P/S against its own 10 years 42.31%

10-year low 10-year high

P/B against its own 10 years 41.10%

10-year low 10-year high

Dividends

Payout Ratio 0.35

Annual Dividend Rate 1.44

Annual Dividend Yield 2.77%

	total	individual payouts
2027	Powerpack
2026	1.45	0.36 0.36 0.36
2025	1.38	0.33 0.33 0.36 0.36
2024	1.32	0.33 0.33 0.33 0.33
2023	1.20	0.30 0.30 0.30 0.30
2022	1.10	0.25 0.25 0.30 0.30
2021	1.00	0.25 0.25 0.25 0.25
2020	0.88	0.22 0.22 0.22 0.22
2019	0.82	0.19 0.19 0.22 0.22
2018	0.70	0.17 0.17 0.17 0.19
2017	0.66	0.15 0.17 0.17 0.17
2016	0.60	0.15 0.15 0.15 0.15

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	99	145	157	105
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	6,809	6,824	7,179	7,322

	2023	2024	2025	Q'26
Payables	7,834	8,088	8,264	8,369
ST’ Debt	—	—	—	—
Other	—	—	—	—
	7,842	8,099	8,273	8,376

Compound Annual Growth %

	10y	5y	3y
Sales	10.05%	10.82%	8.79%
Cash Flow	9.29%	3.03%	(6.47%)
Earnings	10.74%	13.40%	(1.04%)
Book Value	11.38%	7.50%	8.27%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	135	139	—	—	—
’25	130	133	138	137	539
’24	131	133	134	133	531
’23	117	123	128	132	500
’22	84	103	112	119	419
’21	84	84	85	88	341
’20	78	79	81	85	322

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	34	25	—	—	—
’25	25	29	45	34	133
’24	25	32	29	24	110
’23	39	17	46	37	139
’22	35	37	36	55	163
’21	41	18	41	32	132
’20	34	30	15	36	115

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	33	23	—	—	—
’25	23	28	43	34	128
’24	24	31	27	23	105
’23	38	15	46	36	134
’22	41	36	35	54	166
’21	41	20	40	31	132
’20	33	30	14	36	112

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.04	1.06	—	—	—
’25	0.80	0.84	1.04	1.03	3.70
’24	0.83	0.87	0.88	0.88	3.46
’23	1.07	0.75	0.92	0.78	3.52
’22	0.67	0.93	1.12	1.09	3.83
’21	1.13	0.95	0.92	0.94	3.94
’20	0.53	0.25	0.59	0.79	2.16

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	23.47	32.66	31.05	33.41	23.05	34.43	37.41	28.66	31.73	35.20	Analyst estimates 2026–2028 Powerpack
	High	34.59	43.80	40.38	41.42	40.97	51.66	58.62	52.66	51.06	50.61
People
People	Employees	1,063	1,023	1,174	1,184	1,068	1,094	1,231	1,231	1,201	1,148
	Revenue/emp, $m	0.21	0.23	0.24	0.28	0.30	0.31	0.34	0.41	0.44	0.47
Income, $m
Income, $m	Revenue	218	231	277	326	322	341	419	500	531	539
	Gross margin, %	97.38	97.06	95.36	95.28	97.07	98.38	97.72	83.66	74.54	77.78
	EBT	73	78	93	127	87	164	174	161	155	166
	EBT margin, %	33.23	33.58	33.67	38.91	27.10	48.05	41.55	32.20	29.21	30.83
	Net income	45	41	68	92	65	118	125	117	115	122
	Depreciation	13	11	13	15	15	19	19	13	11	10
Per share, $
Per share, $	Revenue	9.57	10.08	10.43	10.70	10.78	11.46	12.85	15.03	16.05	16.49
	Earnings	1.96	1.77	2.57	3.02	2.17	3.95	3.85	3.53	3.47	3.72
	Cash flow	2.11	2.42	3.42	3.37	3.84	4.45	5.00	4.18	3.32	4.08
	Capex	(0.41)	(0.52)	(0.28)	(0.14)	(0.09)	(0.02)	0.09	(0.15)	(0.14)	(0.16)
	Free cash flow	1.71	1.90	3.15	3.23	3.74	4.43	5.09	4.03	3.18	3.92
	Book value	20.92	22.08	31.11	29.75	30.92	33.65	32.11	34.87	36.90	40.65
	Shares, m	23	23	27	30	30	30	33	33	33	33
Valuation, ×
Valuation, ×	P/E	17.19	21.53	13.20	13.47	16.26	10.88	13.11	12.25	12.59	12.73
	P/S	3.52	3.78	3.24	3.82	3.27	3.75	3.90	2.88	2.72	2.87
	P/B	1.61	1.73	1.09	1.37	1.14	1.28	1.56	1.24	1.18	1.17
	EV/Sales	2.46	3.67	2.68	3.20	1.46	1.81	4.52	4.15	2.81	2.68
	EV/FCF	13.78	19.44	8.89	10.59	4.20	4.68	11.39	15.47	14.19	11.28
Cash, $m
Cash, $m	Operating cash flow	48	55	91	103	115	132	163	139	110	133
	Capex	(9)	(12)	(7)	(4)	(3)	0	3	(5)	(5)	(5)
	Free cash flow	39	44	84	99	112	132	166	134	105	128
Balance, $m
Balance, $m	Working capital	(849)	(801)	(1,128)	(792)	(1,140)	(1,746)	(1,844)	(1,034)	(1,275)	(1,094)
	Total debt	74	179	73	76	85	108	366	734	191	53
	Net debt	(231)	(26)	(155)	(201)	(585)	(660)	258	635	46	(104)
	Shareholders’ equity	477	506	827	907	925	1,000	1,046	1,160	1,221	1,328
Returns, %
Returns, %	ROA	1.03	0.87	1.23	1.44	0.92	1.45	1.35	1.18	1.17	1.25
	ROIC	18.43	10.11	8.67	11.23	16.05	30.10	8.33	5.60	7.65	8.48
	ROE	9.64	8.25	10.25	10.62	7.08	12.22	12.26	10.64	9.65	9.54

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
DCOM Dime Community Bancshares, Inc.	$1.7B	14.0×	11.2×	+4.11% (above 0%: growing)	+17.19% (above 0%: growing)	+159.40% (above 0%: growing)	67.80%	0.00%	Compare
HAPN Happen Inc.	$1.7B	8.5×	9.8×	+6.49% (above 0%: growing)	+51.52% (above 0%: growing)	+25.25% (above 0%: growing)	74.51%	0.00%	Compare
BY Byline Bancorp, Inc.	$1.7B	11.2×	10.4×	+1.37% (above 0%: growing)	+36.36% (above 0%: growing)	−32.50% (below 0%: shrinking)	73.03%	0.00%	Compare
FSUN FirstSun Capital Bancorp	$1.7B	19.0×	15.3×	+88.18% (above 0%: growing)	n/m	+8,383.96% (above 0%: growing)	67.96%	0.00%	Compare
NBHC National Bank Holdings Corporation	$1.7B	15.9×	13.3×	+22.58% (above 0%: growing)	−34.83% (below 0%: shrinking)	+394.28% (above 0%: growing)	71.00%	0.00%	Compare
TCBK TriCo Bancshares	$1.7B	12.4×	12.0×	+4.33% (above 0%: growing)	+27.38% (above 0%: growing)	−17.30% (below 0%: shrinking)	80.35%	0.00%
BFC Bank First National Corporation	$1.6B	19.2×	15.0×	+44.08% (above 0%: growing)	+29.24% (above 0%: growing)	+152.03% (above 0%: growing)	75.87%	0.00%	Compare
LOB Live Oak Bancshares, Inc.	$1.6B	12.1×	12.7×	+6.98% (above 0%: growing)	+47.06% (above 0%: growing)	−45.86% (below 0%: shrinking)	57.30%	0.00%	Compare
QCRH QCR Holdings, Inc.	$1.6B	11.6×	11.5×	+5.68% (above 0%: growing)	+28.65% (above 0%: growing)	+1,791.78% (above 0%: growing)	64.70%	0.00%	Compare
Median of peers	$1.7B	13.1×	12.1×	+6.74%	+29.24%	+155.72%	69.48%	0.00%

All 323 Banks Regional stocks →

TriCo Bancshares (TCBK) key facts

Strength: TriCo Bancshares' revenue for fiscal 2025 (year ended December 2025) was $538.9 million, up 1.48% from fiscal 2024.
Strength: Net income was $121.6 million, or $3.72 per share (basic), a net margin of 22.6%.
TriCo Bancshares (TCBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, TCBK traded at $52.04, a market capitalization of $1.7 billion.
At that price the stock trades at 12.4× trailing-twelve-month earnings and 3.0× sales; its P/E is higher than 33% of its own readings over the past ten years.
TriCo Bancshares pays an annual dividend of $1.44 per share, a yield of 2.77%, with a payout ratio of 34.5%.
Return on equity was 9.54% and debt-to-equity 0.04.
Its Piotroski F-score is 9 out of 9 for fiscal 2025.