Origin Bancorp, Inc. OBK

53.64 0.34 0.64% as of 25 Sep
Market cap
$1.6B
P/E
16.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 1.22
Total sells 0.09
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 9 1 — — — — — — — — 1 —
Sell — — 1 — — — — — — — — —
Insider Ownership 8.78%

Capital & Financial Ratios

Market Cap 1,640.00
Revenue 612.85
Net Income 99.68
Free Cash Flow 175.40
Net Debt (393.06)
Current Ratio 0.98
Debt/Equity 0.12
P/E ratio 16.66
P/S ratio 2.70
P/B ratio 1.29
Past 5Y EPS Growth 1.50%
This Y EPS Growth 69.93%
Next Y EPS Growth 7.32%
Next 5Y EPS Growth 24.67%
in millions of $

Dividends

Payout Ratio 0.16
Annual Dividend Rate 0.60
Annual Dividend Yield 2.10%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.92
0.15
0.25
0.25
2025 0.60
0.15
0.15
0.15
0.15
2024 0.60
0.15
0.15
0.15
0.15
2023 0.60
0.15
0.15
0.15
0.15
2022 0.58
0.13
0.15
0.15
0.15
2021 0.49
0.10
0.13
0.13
0.13
2020 0.38
0.09
0.09
0.09
0.10
2019 0.25
0.03
0.03
0.09
0.09
2018 0.10
0.03
0.03
0.03
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 280 470 424 547
Receivables — — — —
Inventory — — — —
Other — — — —
8,047 8,134 8,164 8,682
2023 2024 2025 Q'26
Payables 8,251 8,223 8,307 8,703
ST’ Debt — — — —
Other — — — —
8,382 8,361 8,442 8,842
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 15.30% 15.91%
Cash Flow — 182.26% 2.95%
Earnings — 15.64% (5.00%)
Book Value — 14.01% 9.48%

Revenue

Mar Jun Sep Dec Year
’26 148 151 — — —
’25 148 136 162 151 598
’24 156 164 160 140 620
’23 137 148 154 144 582
’22 74 80 105 125 384
’21 79 73 75 77 304
’20 67 75 77 75 293
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 53 40 — — —
’25 36 21 59 43 159
’24 27 12 40 30 108
’23 28 48 25 29 130
’22 15 40 39 52 146
’21 71 37 37 27 171
’20 8 (23) 24 (7) 1
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 48 31 — — —
’25 32 20 57 40 149
’24 39 (6) 48 26 108
’23 22 44 17 20 103
’22 14 36 38 49 137
’21 70 36 35 25 166
’20 7 (25) 23 (11) (6)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.89 1.09 — — —
’25 0.71 0.47 0.27 0.95 2.40
’24 0.73 0.67 0.60 0.46 2.45
’23 0.79 0.70 0.79 0.43 2.71
’22 0.87 0.90 0.57 0.95 3.28
’21 1.08 1.17 1.14 1.20 4.60
’20 0.03 0.21 0.56 0.75 1.55
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — 27.41 30.85 15.98 27.17 35.44 25.59 27.69 28.80

Analyst estimates 2026–2028

Powerpack
Low Price
— — 42.31 38.14 37.74 47.58 47.28 39.84 37.56 41.17
High Price
— 686 761 751 749 797 1,011 1,041 1,031 988
Employees
0 0 0 0 0 0 0 1 1 1
Revenue/Emp
181 182 229 274 293 304 384 582 620 598
Revenue
89.80% 87.74% 84.89% 80.49% 87.33% 91.64% 86.63% 61.52% 57.38% 65.38%
Gross Margin
16 20 62 67 44 132 107 106 97 96
EBT
8.71% 11.27% 27.23% 24.33% 15.12% 43.58% 27.99% 18.21% 15.69% 16.00%
EBT Margin
13 15 52 54 36 109 88 84 76 75
Net Income
11 10 9 9 13 16 23 26 23 19
Depreciation
10.32 9.36 10.43 11.66 12.55 12.97 14.42 18.87 19.95 19.20
Revenue/Sh
0.73 0.76 2.20 2.30 1.56 4.63 3.29 2.72 2.46 2.42
Earnings/Sh
3.11 3.19 3.54 2.62 0.04 7.32 5.47 4.22 3.49 5.10
Cash Flow/Sh
(0.45) 0.07 (0.24) (0.47) (0.31) (0.21) (0.32) (0.87) (0.02) (0.33)
Capex/Sh
2.66 3.26 3.29 2.15 (0.27) 7.11 5.15 3.35 3.47 4.78
Free CF/Sh
23.94 21.65 24.99 25.53 27.69 31.16 35.68 34.48 36.85 40.04
Book Value/Sh
18 19 22 23 23 23 27 31 31 31
Shares
31.75 31.75 14.76 16.52 17.92 9.27 11.01 12.98 13.48 15.54
PE Ratio
3.53 3.53 3.27 3.25 2.21 3.31 2.52 1.87 1.67 1.96
PS Ratio
1.82 1.82 1.36 1.48 1.00 1.38 1.02 1.02 0.90 0.94
PB Ratio
2.96 2.96 4.74 3.74 4.82 2.53 3.78 1.87 1.19 1.31
EV/Sales
11.09 11.09 15.01 20.30 (223.97) 4.61 10.57 10.52 6.83 5.26
EV/FCF
55 62 78 62 1 171 146 130 108 159
Op' Cash Flow
(8) 1 (5) (11) (7) (5) (8) (27) (1) (10)
Capex
47 63 72 50 (6) 166 137 103 108 149
FCF
(43) (4) 191 274 509 (569) (274) (335) (227) (278)
Working Cap'
120 154 455 427 1,142 467 841 278 172 36
Total Debt
(140) (33) 338 135 765 (238) 482 (3) (298) (389)
Net Debt
420 420 550 599 647 730 950 1,063 1,145 1,247
Sh' Equity
0.20% 0.24% 1.08% 1.06% 0.56% 1.40% 1.00% 0.86% 0.79% 0.78%
ROA
3.52% 3.31% 4.40% 5.66% 1.96% 16.83% 4.69% 6.24% 7.17% 6.97%
ROIC
2.29% 2.77% 10.75% 9.38% 5.83% 15.76% 10.44% 8.33% 6.93% 6.29%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Origin Bancorp, Inc. (OBK) key facts

  • Origin Bancorp, Inc. (OBK) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Origin Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $597.8 million, down 3.58% from fiscal 2024.
  • As of September 25, 2026, OBK traded at $53.64, a market capitalization of $1.6 billion.
  • Origin Bancorp, Inc. pays an annual dividend of $0.60 per share, a yield of 2.10%, with a payout ratio of 16.0%.
  • Return on equity was 6.29% and debt-to-equity 0.12.

Source: company filings (standardised) and stockrow calculations.

Origin Bancorp, Inc. (OBK) Latest News

News by impact score

Fine-tune

15 Sep

3

Origin Bancorp, Inc. (OBK) will transfer its stock exchange listing to the Texas Stock Exchange. The listing transfer to the Texas Stock Exchange may moderately shift OBK's trading visibility and investor access.

8 Sep

3

Origin Bancorp (OBK) Q2 earnings trigger buy, sell or hold evaluation for the stock amid ongoing performance review. Q2 earnings analysis may moderately sway short-term OBK investor decisions but lacks transformative strategic details.

24 Jul

4 transcript

Origin Bancorp Inc posted record EPS for Q2 2026 and outlined strategic expansion moves during its earnings call. Record EPS combined with announced expansion directly boosts earnings outlook and investor sentiment for OBK.

4

Origin Bancorp posted Q2 loan growth amid market disruption and advanced strategic expansion initiatives. Loan growth combined with strategic expansion points to material shifts in Origin Bancorp's competitive position and financial trajectory.

23 Jul

3

Origin Bancorp Q2 earnings call highlighted net interest income growth, loan expansion, stable credit metrics, and management commentary on deposit trends and economic outlook. Quarterly earnings details provide moderate updates on financial performance and operations without signaling major strategic changes.

3 transcript

Origin Bancorp, Inc. held its Q2 2026 earnings call to present financial results and operational updates. Earnings call delivers quarterly financial metrics that may shift near-term investor sentiment and valuation.

22 Jul

3

Origin Bancorp (OBK) reported Q2 earnings and revenues that exceeded analyst estimates. Q2 earnings and revenue beat signals modestly positive financial results likely to support near-term stock sentiment without shifting long-term trajectory.

3

Origin Bancorp (OBK) Q2 earnings include key metrics compared to analyst estimates. Q2 earnings metrics versus estimates can shift near-term investor views on performance.

3

Origin Bancorp, Inc. (OBK) released earnings for the second quarter of 2026. Quarterly earnings releases directly affect stock valuation and market perception of the company's financial health.

3

Origin Bancorp (OBK) shares may be 34% undervalued ahead of Q2 earnings. Q2 earnings valuation opinion may shift short-term OBK investor sentiment and price.

21 Jul

3

Origin Bancorp (OBK) Q2 earnings preview outlines key metrics to monitor including revenue, EPS, loan growth and net interest margin ahead of the upcoming report. Q2 earnings preview can shape near-term investor expectations and stock reaction for Origin Bancorp.

15 Jul

3

Origin Bancorp (OBK) earnings are projected to grow ahead of next week's release. Earnings growth expectations can moderately shift near-term investor views and OBK share performance.

29 Apr

4

Origin Bancorp, Inc. announces entry into Birmingham, Alabama market and hires Will Hawkins, Nick Petelos, Adam Pierce, and Nathan Nix to lead the expansion. Market entry into Birmingham with targeted hires signals major strategic growth initiative enhancing regional presence and revenue potential.

25 Apr

4

Origin Bancorp, Inc. (OBK) achieved its return on assets (ROA) goal ahead of schedule and set sights on growth following a merger. Early ROA achievement highlights strong financial performance while post-merger growth plans signal major expansion and improved market positioning.

24 Apr

3

Origin Bancorp reported Q1 net income of $20.5 million, or $0.77 diluted EPS, up from $0.66 year-ago. Loans grew 4.2% annualized, deposits up 5.1%. Net interest margin held at 3.45%. Noninterest income rose 15% on mortgage and SBA fees. Management affirmed 2024 loan growth target of 4-6%, touted expense discipline amid economic uncertainty. Q1 earnings results show solid financial metrics influencing near-term performance and investor confidence without transformative shifts.

23 Apr

4 transcript

Origin Bancorp (OBK) released Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and forward-looking guidance. Q1 2026 earnings transcript reveals financial performance, strategic updates, and outlook that could significantly sway OBK's market trajectory and investor sentiment.

4

Origin Bancorp, Inc. Q1 2026 earnings call summary covers quarterly financial results, strategic updates, and forward-looking guidance. Q1 earnings call summaries disclose key financial metrics and outlook that significantly influence investor sentiment and stock trajectory.

22 Apr

4 transcript

Origin Bancorp (OBK) released Q3 2025 earnings call transcript detailing quarterly financial results, management commentary, and forward-looking guidance. Q3 2025 earnings transcript discloses financial performance and strategic insights that could significantly sway OBK's stock trajectory and investor confidence.

4

Origin Bancorp (OBK) Q1 earnings key metrics compared to estimates. Q1 earnings metrics versus estimates significantly affect financial performance and investor sentiment.

4

Origin Bancorp, Inc. (OBK) reported earnings for the first quarter of 2026. Quarterly earnings reports reveal financial performance metrics that significantly influence stock valuation and future market trajectory.

4 transcript

Origin Bancorp (OBK) released Q1 2025 earnings transcript detailing net income, revenue growth, deposit increases, loan portfolio performance, expense management, and forward guidance amid economic conditions. Quarterly earnings results and management guidance significantly shape investor expectations and stock price trajectory.

3

Origin Bancorp, Inc. (OBK) reported first-quarter earnings that missed analyst estimates. Q1 earnings miss affects key financial performance and investor sentiment but is limited to one quarter.

3

Origin Bancorp, Inc. (OBK) missed Q1 earnings estimates. Missing Q1 earnings estimates indicates weaker-than-expected financial performance, likely causing moderate short-term pressure on stock price and investor sentiment.

21 Apr

4 transcript

Origin Bancorp (OBK) released its Q4 2025 earnings call transcript, covering financial results, management discussion, and forward-looking statements. Q4 2025 earnings transcript discloses year-end financials and guidance that significantly influence OBK's stock trajectory and investor outlook.

4

Origin Bancorp (OBK) reports earnings tomorrow with key expectations for financial metrics, loan growth, deposit trends, net interest margin, and credit quality outlined for investors. Upcoming earnings report involves critical financial metrics that could significantly sway OBK's stock performance and investor outlook.

15 Mar

4

Origin Bancorp (OBK) shifts its narrative with new targets and fresh guidance. New targets and fresh guidance represent major strategic updates poised to significantly influence OBK's trajectory and investor sentiment.

11 Feb

4

Origin Bancorp, Inc. (OBK) has shown notable performance in Q4 compared to other regional banks, with key metrics indicating resilience amidst market fluctuations. The bank's strategic initiatives and financial results have positioned it favorably, attracting investor interest. Analysts highlight its competitive advantages and potential for growth, suggesting a positive outlook despite broader economic challenges faced by the banking sector. Significant strategic moves and positive financial performance are likely to influence Origin Bancorp's future trajectory and investor sentiment.

6 Feb

4

Origin Bancorp, Inc. (OBK) is highlighted as a strong momentum stock due to its robust financial performance, strategic growth initiatives, and favorable market conditions. The company has shown consistent earnings growth, driven by effective management and a focus on expanding its customer base. Analysts suggest that OBK's stock is poised for further appreciation, making it an attractive investment opportunity for those seeking momentum plays in the banking sector. Strong financial performance and strategic growth initiatives are likely to significantly impact the company's future trajectory.

4 Feb

3 transcript

Origin Bancorp, Inc. (OBK) held its Q4 earnings call, addressing five key analyst questions that focused on the company's financial performance, strategic initiatives, and market outlook. The discussion highlighted the bank's growth strategies, loan portfolio management, and responses to economic conditions. Analysts sought clarity on future expectations and operational adjustments in light of recent market trends. The earnings call provided insights into strategic initiatives and market conditions that could moderately influence the company's performance.

1 Feb

3

Origin Bancorp, Inc. (NYSE:OBK) has declared a dividend of $0.15 per share, reflecting the company's commitment to returning value to its shareholders. The dividend is set to be paid on a specified date to shareholders of record, indicating a stable financial position and ongoing profitability. The dividend announcement suggests a stable financial performance but does not indicate a significant change in the company's trajectory.

stockrow.com/OBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com