Saturday 17 October 2026 Export OBK’s income statement to Excel — free account

Origin Bancorp, Inc.

Origin Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $597.8 million, down 3.58% from fiscal 2024. In the quarter to June 2026, revenue grew 11.1%, EPS grew 134.0%, free cash flow grew 57.3% and total debt fell 29.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.

51.60 0.20 −0.39%

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Market cap: $1.6B
P/E: 16.0×
Fwd P/E: 12.2×
Dividend yield: 1.55%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.49

Total sells 0.09

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	1	—	—	—	—	—	—	—	—	1	—	—
Sell	—	1	—	—	—	—	—	—	—	—	—	—

Insider Ownership 8.78%

Capital & Financial Ratios $m

Market Cap 1,600.00

Revenue 612.85

Net Income 99.68

Free Cash Flow 175.40

Net Debt (393.06)

Current Ratio 0.98

Debt/Equity 0.12

P/E ratio 16.02

Fwd P/E 12.20

P/S ratio 2.60

P/B ratio 1.24

Past 5Y EPS Growth 9.14%

This Y EPS Growth 70.49%

Next Y EPS Growth 8.23%

Next Y revenue growth (26.98%)

Next 5Y EPS Growth 23.86%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 67.40%

10-year low 10-year high

P/S against its own 10 years 51.11%

10-year low 10-year high

P/B against its own 10 years 54.64%

10-year low 10-year high

Dividends

Payout Ratio 0.25

Annual Dividend Rate 0.80

Annual Dividend Yield 1.55%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.92	0.15 0.25 0.25
2025	0.60	0.15 0.15 0.15 0.15
2024	0.60	0.15 0.15 0.15 0.15
2023	0.60	0.15 0.15 0.15 0.15
2022	0.58	0.13 0.15 0.15 0.15
2021	0.49	0.10 0.13 0.13 0.13
2020	0.38	0.09 0.09 0.09 0.10
2019	0.25	0.03 0.03 0.09 0.09
2018	0.10	0.03 0.03 0.03
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	280	470	424	547
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	8,047	8,134	8,164	8,682

	2023	2024	2025	Q'26
Payables	8,251	8,223	8,307	8,703
ST’ Debt	—	—	—	—
Other	—	—	—	—
	8,382	8,361	8,442	8,842

Compound Annual Growth %

	10y	5y	3y
Sales	—	15.30%	15.91%
Cash Flow	—	182.26%	2.95%
Earnings	—	15.64%	(5.00%)
Book Value	—	14.01%	9.48%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	148	151	—	—	—
’25	148	136	162	151	598
’24	156	164	160	140	620
’23	137	148	154	144	582
’22	74	80	105	125	384
’21	79	73	75	77	304
’20	67	75	77	75	293

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	53	40	—	—	—
’25	36	21	59	43	159
’24	27	12	40	30	108
’23	28	48	25	29	130
’22	15	40	39	52	146
’21	71	37	37	27	171
’20	8	(23)	24	(7)	1

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	48	31	—	—	—
’25	32	20	57	40	149
’24	39	(6)	48	26	108
’23	22	44	17	20	103
’22	14	36	38	49	137
’21	70	36	35	25	166
’20	7	(25)	23	(11)	(6)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.89	1.09	—	—	—
’25	0.71	0.47	0.27	0.95	2.40
’24	0.73	0.67	0.60	0.46	2.45
’23	0.79	0.70	0.79	0.43	2.71
’22	0.87	0.90	0.57	0.95	3.28
’21	1.08	1.17	1.14	1.20	4.60
’20	0.03	0.21	0.56	0.75	1.55

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	27.41	30.85	15.98	27.17	35.44	25.59	27.69	28.80	Analyst estimates 2026–2028 Powerpack
	High	—	—	42.31	38.14	37.74	47.58	47.28	39.84	37.56	41.17
People
People	Employees	—	686	761	751	749	797	1,011	1,041	1,031	988
	Revenue/emp, $m	0.00	0.26	0.30	0.36	0.39	0.38	0.38	0.56	0.60	0.61
Income, $m
Income, $m	Revenue	181	182	229	274	293	304	384	582	620	598
	Gross margin, %	89.80	87.74	84.89	80.49	87.33	91.64	86.63	61.52	57.38	65.38
	EBT	16	20	62	67	44	132	107	106	97	96
	EBT margin, %	8.71	11.27	27.23	24.33	15.12	43.58	27.99	18.21	15.69	16.00
	Net income	13	15	52	54	36	109	88	84	76	75
	Depreciation	11	10	9	9	13	16	23	26	23	19
Per share, $
Per share, $	Revenue	10.32	9.36	10.43	11.66	12.55	12.97	14.42	18.87	19.95	19.20
	Earnings	0.73	0.76	2.20	2.30	1.56	4.63	3.29	2.72	2.46	2.42
	Cash flow	3.11	3.19	3.54	2.62	0.04	7.32	5.47	4.22	3.49	5.10
	Capex	(0.45)	0.07	(0.24)	(0.47)	(0.31)	(0.21)	(0.32)	(0.87)	(0.02)	(0.33)
	Free cash flow	2.66	3.26	3.29	2.15	(0.27)	7.11	5.15	3.35	3.47	4.78
	Book value	23.94	21.65	24.99	25.53	27.69	31.16	35.68	34.48	36.85	40.04
	Shares, m	18	19	22	23	23	23	27	31	31	31
Valuation, ×
Valuation, ×	P/E	31.75	31.75	14.76	16.52	17.92	9.27	11.01	12.98	13.48	15.54
	P/S	3.53	3.53	3.27	3.25	2.21	3.31	2.52	1.87	1.67	1.96
	P/B	1.82	1.82	1.36	1.48	1.00	1.38	1.02	1.02	0.90	0.94
	EV/Sales	2.96	2.96	4.74	3.74	4.82	2.53	3.78	1.87	1.19	1.31
	EV/FCF	11.09	11.09	15.01	20.30	(223.97)	4.61	10.57	10.52	6.83	5.26
Cash, $m
Cash, $m	Operating cash flow	55	62	78	62	1	171	146	130	108	159
	Capex	(8)	1	(5)	(11)	(7)	(5)	(8)	(27)	(1)	(10)
	Free cash flow	47	63	72	50	(6)	166	137	103	108	149
Balance, $m
Balance, $m	Working capital	(43)	(4)	191	274	509	(569)	(274)	(335)	(227)	(278)
	Total debt	120	154	455	427	1,142	467	841	278	172	36
	Net debt	(140)	(33)	338	135	765	(238)	482	(3)	(298)	(389)
	Shareholders’ equity	420	420	550	599	647	730	950	1,063	1,145	1,247
Returns, %
Returns, %	ROA	0.20	0.24	1.08	1.06	0.56	1.40	1.00	0.86	0.79	0.78
	ROIC	3.52	3.31	4.40	5.66	1.96	16.83	4.69	6.24	7.17	6.97
	ROE	2.29	2.77	10.75	9.38	5.83	15.76	10.44	8.33	6.93	6.29

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
BY Byline Bancorp, Inc.	$1.7B	11.2×	10.4×	+1.37% (above 0%: growing)	+36.36% (above 0%: growing)	−32.50% (below 0%: shrinking)	73.03%	0.00%	Compare
FSUN FirstSun Capital Bancorp	$1.7B	19.0×	15.3×	+88.18% (above 0%: growing)	n/m	+8,383.96% (above 0%: growing)	67.96%	0.00%	Compare
TCBK TriCo Bancshares	$1.7B	12.4×	12.0×	+4.33% (above 0%: growing)	+27.38% (above 0%: growing)	−17.30% (below 0%: shrinking)	80.35%	0.00%	Compare
BFC Bank First National Corporation	$1.6B	19.2×	15.0×	+44.08% (above 0%: growing)	+29.24% (above 0%: growing)	+152.03% (above 0%: growing)	75.87%	0.00%	Compare
LOB Live Oak Bancshares, Inc.	$1.6B	12.1×	12.7×	+6.98% (above 0%: growing)	+47.06% (above 0%: growing)	−45.86% (below 0%: shrinking)	57.30%	0.00%	Compare
QCRH QCR Holdings, Inc.	$1.6B	11.6×	11.5×	+5.68% (above 0%: growing)	+28.65% (above 0%: growing)	+1,791.78% (above 0%: growing)	64.70%	0.00%	Compare
RBCAA Republic Bancorp, Inc.	$1.6B	14.1×	12.4×	+1.88% (above 0%: growing)	+4.32% (above 0%: growing)	−102.32% (below 0%: shrinking)	82.94%	0.00%	Compare
OBK Origin Bancorp, Inc.	$1.6B	16.0×	12.2×	+11.11% (above 0%: growing)	+134.04% (above 0%: growing)	+57.26% (above 0%: growing)	71.20%	0.00%
OCFC OceanFirst Financial Corp.	$1.6B	18.6×	18.0×	+32.21% (above 0%: growing)	n/m	+27.08% (above 0%: growing)	59.64%	0.00%	Compare
Median of peers	$1.6B	13.2×	12.6×	+6.33%	+28.95%	+4.89%	70.50%	0.00%

All 323 Banks Regional stocks →

Origin Bancorp, Inc. (OBK) key facts

Concern: Origin Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $597.8 million, down 3.58% from fiscal 2024.
Origin Bancorp, Inc. (OBK) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, OBK traded at $51.60, a market capitalization of $1.6 billion.
Origin Bancorp, Inc. pays an annual dividend of $0.80 per share, a yield of 1.55%, with a payout ratio of 25.0%.
Return on equity was 6.29% and debt-to-equity 0.12.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.