S&T Bancorp, Inc. STBA
- Market cap
- $1.8B
- P/E
- 13.1×
Follow STBA
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23.06 | 31.72 | 35.60 | 33.30 | 16.98 | 24.20 | 26.51 | 24.51 | 28.83 | 30.84 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 39.65 | 43.17 | 47.77 | 42.02 | 41.54 | 35.80 | 38.39 | 38.43 | 45.79 | 42.95 |
High Price
|
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| 1,080 | 1,080 | 1,040 | 1,201 | 1,174 | 1,160 | 1,182 | 1,244 | 1,206 | 1,209 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 282 | 316 | 339 | 373 | 380 | 354 | 399 | 536 | 565 | 569 |
Revenue
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| 91.32% | 88.96% | 83.66% | 80.25% | 89.20% | 96.28% | 93.74% | 76.01% | 67.95% | 70.73% |
Gross Margin
|
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| 97 | 119 | 123 | 117 | 21 | 136 | 169 | 179 | 165 | 168 |
EBT
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| 34.24% | 37.77% | 36.34% | 31.46% | 5.53% | 38.33% | 42.34% | 33.39% | 29.17% | 29.54% |
EBT Margin
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| 71 | 73 | 105 | 98 | 21 | 110 | 136 | 145 | 131 | 134 |
Net Income
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| 7 | 7 | 10 | 15 | 16 | 17 | 15 | 12 | 14 | 7 |
Depreciation
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| 8.14 | 9.10 | 9.75 | 10.77 | 9.73 | 9.06 | 10.23 | 13.93 | 14.77 | 14.88 |
Revenue/Sh
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| 2.05 | 2.09 | 3.01 | 2.82 | 0.53 | 2.81 | 3.46 | 3.74 | 3.41 | 3.49 |
Earnings/Sh
|
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| 2.79 | 3.29 | 3.68 | 4.00 | 1.32 | 5.50 | 6.17 | 4.47 | 4.53 | 3.50 |
Cash Flow/Sh
|
|||
| (0.10) | (0.12) | (0.12) | (0.15) | (0.14) | (0.09) | (0.09) | (0.14) | (0.08) | (0.12) |
Capex/Sh
|
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| 2.69 | 3.17 | 3.57 | 3.85 | 1.18 | 5.41 | 6.07 | 4.33 | 4.46 | 3.37 |
Free CF/Sh
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| 24.28 | 25.45 | 26.91 | 34.42 | 29.55 | 30.90 | 30.39 | 33.40 | 36.10 | 38.33 |
Book Value/Sh
|
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| 35 | 35 | 35 | 35 | 39 | 39 | 39 | 38 | 38 | 38 |
Shares
|
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| 18.87 | 18.93 | 12.57 | 14.24 | 46.00 | 11.26 | 9.81 | 9.04 | 11.21 | 11.24 |
PE Ratio
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| 4.75 | 4.35 | 3.88 | 3.74 | 2.55 | 3.48 | 3.33 | 2.44 | 2.59 | 2.64 |
PS Ratio
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| 1.59 | 1.55 | 1.41 | 1.17 | 0.84 | 1.02 | 1.12 | 1.02 | 1.06 | 1.03 |
PB Ratio
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| 4.47 | 4.27 | 3.77 | 3.52 | 2.18 | 1.09 | 2.97 | 2.17 | 2.33 | 2.53 |
EV/Sales
|
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| 13.53 | 12.27 | 10.29 | 9.84 | 17.95 | 1.82 | 5.01 | 6.99 | 7.73 | 11.17 |
EV/FCF
|
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| 97 | 114 | 128 | 138 | 52 | 215 | 241 | 172 | 173 | 134 |
Op' Cash Flow
|
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| (4) | (4) | (4) | (5) | (5) | (4) | (4) | (6) | (3) | (5) |
Capex
|
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| 93 | 110 | 124 | 133 | 46 | 211 | 237 | 166 | 170 | 129 |
FCF
|
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| (281) | (191) | (119) | (60) | (204) | (256) | (297) | (158) | (47) | 19 |
Working Cap'
|
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| 60 | 93 | 116 | 115 | 88 | 77 | 69 | 89 | 100 | 100 |
Total Debt
|
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| (79) | (24) | (40) | (83) | (142) | (845) | (141) | (145) | (145) | (63) |
Net Debt
|
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| 842 | 884 | 936 | 1,192 | 1,155 | 1,206 | 1,185 | 1,283 | 1,380 | 1,464 |
Sh' Equity
|
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| 1.07% | 1.04% | 1.47% | 1.22% | 0.24% | 1.19% | 1.45% | 1.55% | 1.37% | 1.37% |
ROA
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| 7.92% | 8.68% | 8.59% | 7.25% | 1.44% | 23.48% | 10.11% | 9.82% | 8.34% | 7.49% |
ROIC
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| 8.71% | 8.43% | 11.54% | 9.21% | 1.79% | 9.30% | 11.30% | 11.72% | 9.85% | 9.44% |
ROE
|
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S&T Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| HOPE Hope Bancorp, Inc. | $1.8B | 13.8× | Compare |
| HAPN Happen Inc. | $1.8B | 8.8× | Compare |
| DCOM Dime Community Bancshares, Inc. | $1.8B | 14.6× | Compare |
| NBHC National Bank Holdings Corporation | $1.8B | 16.9× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FSUN FirstSun Capital Bancorp | $1.7B | 19.9× | Compare |
| LOB Live Oak Bancshares, Inc. | $1.7B | 13.0× | Compare |
| BY Byline Bancorp, Inc. | $1.7B | 11.2× | Compare |
| BFC Bank First National Corporation | $1.7B | 19.8× | Compare |
S&T Bancorp, Inc. (STBA) key facts
- S&T Bancorp, Inc. (STBA) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- S&T Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $568.5 million, up 0.63% from fiscal 2024.
- Net income was $134.2 million, or $3.49 per share (basic), a net margin of 23.6%.
- As of September 25, 2026, STBA traded at $49.82, a market capitalization of $1.8 billion.
- At that price the stock trades at 13.1× trailing-twelve-month earnings and 3.1× sales.
- S&T Bancorp, Inc. pays an annual dividend of $1.28 per share, a yield of 4.12%, with a payout ratio of 32.1%.
- Return on equity was 9.44% and debt-to-equity 0.05.
S&T Bancorp, Inc. (STBA) Latest News
25 Sep
STBA is a Indiana-based bank with a current dividend of $0.37 and a yield of 2.98%, above the Banks - Northeast group and the S&P 500. Annual dividend of $1.48 is up 7.2% from last year; five-year growth has been 4 increases averaging about 5.08% annually. The payout ratio is 39%. YTD price up 26.05%. For 2026, Zacks consensus EPS is $3.95, up 13.18% YoY. STBA is portrayed as a compelling dividend play with a strong Zacks Rank of #2 Buy, balancing solid income with growth prospects, though high yields can be pressured in rising-rate environments. Dividend growth and a solid 2026 earnings outlook support moderate positive sentiment without signaling a transformative change.
1 Aug
S&T Bancorp held its Q2 earnings call covering financial results and strategic outlook with analysts raising questions on loan growth, credit quality, net interest margin trends, deposit costs, and capital allocation. Q2 earnings call details can shift near-term investor sentiment on STBA operations and guidance.
27 Jul
S&T Bancorp (STBA) upgraded to Buy rating. Analyst Buy upgrade may lift short-term investor sentiment and trading activity for STBA.
STBA Q2 shows loan growth, deposit strength and margin stability shaping outlook. Q2 loan growth, deposits and margins affect STBA financial trajectory and sentiment.
24 Jul
S&T Bancorp reported Q2 2026 earnings results including revenue, net income, loan growth and credit metrics along with management guidance on net interest margin, deposit trends and capital allocation. Quarterly earnings updates supply fresh financial metrics that can move near-term sentiment but rarely alter long-term company trajectory.
23 Jul
S&T Bancorp Inc (STBA) highlighted strong financial performance in its Q2 2026 earnings call. Strong Q2 2026 earnings performance signals robust results that can significantly shift investor sentiment and valuation.
S&T Bancorp, Inc. (STBA) announced its second quarter 2026 financial results. Quarterly earnings releases deliver key financial metrics that directly influence stock valuation and investor sentiment.
S&T Bancorp (STBA) Q2 2026 earnings call covered quarterly financial results, operational metrics, and management outlook. Quarterly earnings data and guidance can shift near-term valuation and sentiment without altering long-term strategy.
S&T Bancorp held its Q2 earnings call and highlighted key financial results along with operational updates for the period. Quarterly earnings call details provide moderate updates on financial performance that can shift short-term sentiment but rarely alter long-term trajectory.
S&T Bancorp Q2 earnings metrics include net interest income, loan and deposit growth, efficiency ratio, net interest margin and asset quality indicators. Q2 earnings metrics can moderately shift short-term investor views on financial performance and valuation.
S&T Bancorp exceeded expectations with Q2 CY2026 sales results. Quarterly sales beat provides moderate positive signal for near-term revenue trajectory and sentiment.
S&T Bancorp, Inc. launches a $100 million share repurchase program. A $100 million buyback signals solid capital and can lift EPS and share price modestly without reshaping overall strategy.
18 Jul
S&T Bancorp valuation faces pressure from fintech rivals eroding its fair value assessment. Fintech competition introduces moderate risks to STBA valuation and positioning.
3 Jun
S&T Bancorp, Inc. (STBA) shows traits of a high-growth dividend stock with solid yields and earnings momentum that could attract income-focused investors. Positive framing of STBA dividend growth traits can lift short-term investor sentiment and trading activity without altering core operations.
2 May
S&T Bancorp (STBA) reported higher Q1 earnings and increased its dividend payout, prompting analysis on whether these developments strengthen its investment case. Higher Q1 earnings and bigger dividend payout indicate robust financial performance, likely enhancing investor sentiment and stock trajectory.
27 Apr
S&T Bancorp's investment story shifts amid neutral analyst ratings and uncertainty over a potential deal. Neutral ratings and deal uncertainty may noticeably affect market sentiment and short-term performance without fundamentally altering long-term trajectory.
24 Apr
S&T Bancorp Inc (STBA) reported record deposit growth in Q1 2026 earnings call highlights, alongside strong financial performance metrics. Record deposit growth strengthens liquidity and signals robust customer demand, significantly boosting STBA's financial trajectory and investor confidence.
S&T Bancorp (STBA) posted Q1 results showing robust deposit growth offsetting declines in loans, with mergers and acquisitions remaining a strategic option. Q1 deposit gains counter loan headwinds but M&A speculation introduces moderate uncertainty to financial trajectory.
23 Apr
S&T Bancorp, Inc. released Q1 2026 earnings call summary detailing financial results, strategic updates, and outlook. Q1 2026 earnings call summary reveals financial performance and guidance directly impacting STBA's stock price and future trajectory.
S&T Bancorp (STBA) Q1 earnings beat analyst estimates, driven by higher net interest income and controlled expenses, with EPS of $0.98 topping the $0.89 consensus. Q1 earnings exceeding estimates highlights robust financial performance and positive momentum, significantly impacting investor sentiment and stock trajectory.
S&T Bancorp, Inc. announces first quarter 2026 results. Quarterly earnings releases significantly influence stock performance and investor sentiment through financial metrics and guidance.
S&T Bancorp, Inc. (STBA) released highlights from its Q1 earnings call, covering financial results, strategic updates, and forward-looking guidance. Q1 earnings call highlights detail quarterly financial performance and outlook with moderately noticeable influence on investor sentiment and stock trajectory.
S&T Bancorp (STBA) Q1 earnings compared to analyst estimates, with analysis of key metrics including revenue, EPS, net interest margin, and loan growth. Q1 earnings versus estimates moderately affect financial performance views and short-term investor sentiment.
S&T Bancorp (NASDAQ:STBA) missed Q1 CY2026 revenue estimates. Revenue miss directly affects financial performance and market sentiment but is limited to one quarter.
22 Apr
S&T Bancorp (STBA) released Q1 results, highlighting key financial metrics, performance indicators, and expectations ahead of its earnings announcement. Q1 earnings preview impacts financial performance perception and market sentiment moderately ahead of full disclosure.
16 Apr
S&T Bancorp (STBA) upcoming earnings are expected to demonstrate growth, prompting analysis on whether investors should buy the stock. Expected earnings growth signals potential positive financial performance influencing investor sentiment moderately.
21 Mar
Slowing net interest income prompts questions on reshaping the investment case for S&T Bancorp (STBA). Slowing net interest income affects key financial performance for S&T Bancorp but remains balanced by broader banking dynamics.
28 Feb
S&T Bancorp (STBA) narrative shifts positively with analysts raising price targets and company announcing share buybacks signaling confidence in future growth. New analyst price targets and share buybacks represent major strategic moves likely to enhance stock performance and investor sentiment.
12 Feb
S&T Bancorp, Inc. has launched a branch refresh initiative aimed at modernizing its banking experience to be more customer-centric. The initiative includes updates to branch layouts, technology enhancements, and improved customer service strategies to better meet the needs of clients. This effort reflects the bank's commitment to adapting to changing consumer preferences and enhancing overall customer satisfaction. The branch refresh initiative is expected to moderately influence customer engagement and satisfaction, impacting the bank's competitive positioning.
10 Feb
S&T Bancorp, Inc. has been recognized as one of America's Best Banks by Forbes for the third consecutive year. This accolade highlights the bank's commitment to customer service, financial stability, and community involvement, reinforcing its reputation in the banking sector. Recognition as a top bank can enhance customer trust and attract new business, positively influencing financial performance.