Happen Inc. (HAPN) vs S&T Bancorp, Inc. (STBA)
Happen Inc. and S&T Bancorp, Inc. are both Banks Regional companies. Happen Inc. and S&T Bancorp, Inc. are of similar size ($1.8B and $1.8B). Happen Inc. trades at the lower P/E: 8.8× against 13.1×. Happen Inc. grew revenue faster over the last twelve months: 11.6% against 2.45%. S&T Bancorp, Inc. has the higher net margin (24.5% vs 14.0%) and the lower return on invested capital (8.71% vs 24.5%). Across the 18 metrics below, Happen Inc. leads on 13 and S&T Bancorp, Inc. on 5.
Valuation
Profitability
| Metric | HAPN | STBA | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.19% | 72.44% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.03% | 24.51% | 18.66% |
| Free cash flow margin | (212.17%) | 24.94% | 21.18% |
| Return on equity | 13.15% | 9.87% | 10.64% |
| Return on assets | 1.68% | 1.42% | 1.13% |
| Return on invested capital | 24.47% | 8.71% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack