Hagerty, Inc.

HGTY Financial Insurance Property & Casualty

Hagerty, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 17.3% from fiscal 2024.

Revenue
−6.46%
EPS
−122.2%
Free cash flow
+1.36%
Total debt
−29.4%

Quarter to September 2026, against a year earlier

18.68 1.65 +9.69%
Market cap
$5.9B
P/E
106×
Fwd P/E
77.9×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Hagerty, Inc. (HGTY) Free cash flow margin

Alert me on Free cash flow margin

Hagerty, Inc.'s free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 13.4 percentage points from fiscal 2025 (13.4%). Over the past ten years it has ranged from −0.18% (fiscal 2021) to 13.4% (fiscal 2025) — the current reading is the highest in ten years. That is below the Insurance Property & Casualty industry median of 17.5% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 13.4% 0.81
FY2024 12.5% 2.09
FY2023 10.5% 9.06
FY2022 1.39% 1.57
FY2021 −0.18% (9.45)
FY2020 9.27% —

Against its own ten years

Low −0.18% High 13.4%
Ten-year median 9.86%
Current reading's percentile 100

Free cash flow margin against peers

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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