Mercury General Corporation

MCY Financial Insurance Property & Casualty

Mercury General Corporation’s revenue for fiscal 2025 (year ended December 2025) was $6.0 billion, up 9.44% from fiscal 2024.

Revenue
−12.8%
EPS
−104.9%
Free cash flow
−22.7%
Total debt
−0.94%

Quarter to September 2026, against a year earlier

89.36 13.35 −13.00%
Market cap
$5.7B
P/E
8.9×
Fwd P/E
7.0×
Dividend yield
1.23%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mercury General Corporation (MCY) Free cash flow margin

Alert me on Free cash flow margin

Mercury General Corporation's free cash flow margin over the twelve months to 30 September 2026 was 19.9%, up 2.1 percentage points from fiscal 2025 (17.7%). Over the past ten years it has ranged from 5.66% (fiscal 2015) to 18.3% (fiscal 2024); the current reading is higher than 91% of that period. That is above the Insurance Property & Casualty industry median of 17.5% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 17.7% (0.59)
FY2024 18.3% 8.70
FY2023 9.63% 0.93
FY2022 8.70% (2.82)
FY2021 11.5% (3.43)
FY2020 15.0% 2.88
FY2019 12.1% 1.55
FY2018 10.5% 0.91
FY2017 9.61% 1.10
FY2016 8.51% 2.85

Against its own ten years

Low 5.66% High 18.3%
Ten-year median 10.5%
Current reading's percentile 91

Free cash flow margin against peers

Company Free cash flow margin
KNSL Kinsale Capital Group, Inc. compare 49.8%
PLMR Palomar Holdings, Inc. compare 37.4%
RLI RLI Corp. compare 27.4%
SIGI Selective Insurance Group, Inc. compare 20.9%
MCY Mercury General Corporation 19.9%
THG The Hanover Insurance Group, Inc. compare 17.9%
ORI Old Republic International Corporation compare 11.6%
WTM White Mountains Insurance Group, Ltd. compare 10.1%
HGTY Hagerty, Inc. compare 0.00%
Insurance Property & Casualty industry median 17.5%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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