stockrowWhite Mountains Insurance Group, Ltd.
WTM Financial Insurance Property & Casualty
White Mountains Insurance Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 66.8% from fiscal 2024.
- Revenue
- +22.6%
- EPS
- +68.8%
- Free cash flow
- −131.3%
- Total debt
- +34.2%
Quarter to June 2026, against a year earlier
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White Mountains Insurance Group, Ltd. (WTM) Free cash flow margin
White Mountains Insurance Group, Ltd.'s free cash flow margin over the twelve months to 30 June 2026 was 10.1%, down 4.6 percentage points from fiscal 2025 (14.7%). Over the past ten years it has ranged from −98.4% (fiscal 2016) to 41.5% (fiscal 2015); the current reading is higher than 55% of that period. That is below the Insurance Property & Casualty industry median of 17.5% and below the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 14.7% | (11.46) |
| FY2024 | 26.2% | 7.55 |
| FY2023 | 18.7% | (12.87) |
| FY2022 | 31.5% | 25.24 |
| FY2021 | 6.28% | 13.05 |
| FY2020 | −6.77% | 6.72 |
| FY2019 | −13.5% | (5.06) |
| FY2018 | −8.43% | (33.74) |
| FY2017 | 25.3% | 123.66 |
| FY2016 | −98.4% | (139.80) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| KNSL Kinsale Capital Group, Inc. compare | 49.8% |
| PLMR Palomar Holdings, Inc. compare | 37.4% |
| RLI RLI Corp. compare | 27.4% |
| SIGI Selective Insurance Group, Inc. compare | 20.9% |
| MCY Mercury General Corporation compare | 19.9% |
| THG The Hanover Insurance Group, Inc. compare | 17.9% |
| ORI Old Republic International Corporation compare | 11.6% |
| WTM White Mountains Insurance Group, Ltd. | 10.1% |
| HGTY Hagerty, Inc. compare | 0.00% |
| Insurance Property & Casualty industry median | 17.5% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on WTM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement