Palomar Holdings, Inc.

PLMR Financial Insurance Property & Casualty

Palomar Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $876.0 million, up 58.2% from fiscal 2024.

Revenue
+54.7%
EPS
+14.9%
Free cash flow
+38.2%

Quarter to June 2026, against a year earlier

143.12 0.91 +0.64%
Market cap
$3.7B
P/E
18.5×
Fwd P/E
17.7×
Dividend yield
0.32%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Palomar Holdings, Inc. (PLMR) Free cash flow margin

Alert me on Free cash flow margin

Palomar Holdings, Inc.'s free cash flow margin over the twelve months to 30 June 2026 was 37.4%, down 8.6 percentage points from fiscal 2025 (46.0%). Over the past ten years it has ranged from 29.1% (fiscal 2023) to 50.0% (fiscal 2022); the current reading is higher than 80% of that period. That is above the Insurance Property & Casualty industry median of 17.5% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

Embed this chart

Annual newest first

Period Free cash flow margin Change (points)
FY2025 46.0% (0.03)
FY2024 46.1% 16.97
FY2023 29.1% (20.94)
FY2022 50.0% 16.55
FY2021 33.5% 1.77
FY2020 31.7% (4.99)
FY2019 36.7% 5.90
FY2018 30.8% (3.14)
FY2017 33.9% (3.12)
FY2016 37.1% —

Against its own ten years

Low 29.1% High 50.0%
Ten-year median 35.3%
Current reading's percentile 80

Free cash flow margin against peers

Company Free cash flow margin
SLDE Slide Insurance Holdings, Inc. compare 64.7%
HCI HCI Group, Inc. compare 43.0%
PLMR Palomar Holdings, Inc. 37.4%
SKWD Skyward Specialty Insurance Group, Inc. compare 23.2%
SIGI Selective Insurance Group, Inc. compare 20.9%
MCY Mercury General Corporation compare 19.9%
WTM White Mountains Insurance Group, Ltd. compare 10.1%
LMND Lemonade, Inc. compare 0.83%
HGTY Hagerty, Inc. compare 0.00%
Insurance Property & Casualty industry median 17.5%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

More on PLMR