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Stellus Capital Investment Corporation

SCM Financial Asset Management

Stellus Capital Investment Corporation’s revenue for fiscal 2025 (year ended December 2025) was $102.1 million, down 2.48% from fiscal 2024.

Revenue
−13.2%
EPS
+55.6%
Free cash flow
+41.0%
Total debt
−6.09%

Quarter to June 2026, against a year earlier

7.25 0.03 +0.42%
Market cap
$205.6M
P/E
7.1×
Fwd P/E
6.1×
Dividend yield
17.7%
F-score
2/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 5.64%

Capital & Financial Ratios $m

Size
Market Cap 205.62
Revenue ttm 97.09
Net income ttm 29.77
Free cash flow ttm 44.98
Net debt Q 594.29
Valuation
P/E 7.08
Forward P/E 6.14
Price / sales 2.15
Forward P/S Powerpack
Price / FCF 4.63
Price / book 0.57
Financial health
Current ratio Q 0.06
Debt / equity Q 1.63
Interest coverage Q 1.88
Growth
Revenue growth Q −13.21% (below 0%: shrinking)
Operating income growth Q −21.23% (below 0%: shrinking)
EPS, this year −19.38% (below 0%: weak)
EPS, next year A +1.34%
Revenue, next year A −10.12% (below 0%: weak)
EPS, past 5 yrs −1.79% (below 0%: weak)
EPS, next 5 yrs A −7.47% (below 0%: weak)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 14.38%
10-year low 10-year high
P/S against its own 10 years 1.28%
10-year low 10-year high
P/B against its own 10 years 1.91%
10-year low 10-year high

Dividends

Yield
17.7%
Annual rate
1.28
Payout ratio
125.5%
Growth, 2018–26
−1.76%/yr
  1. 1.36 ’18
  2. 1.47 ’19 +8
  3. 1.09 ’20 −26
  4. 0.78 ’21 −28
  5. 0.56 ’22 −28
  6. 1.60 ’23 +186
  7. 1.60 ’24 +0
  8. 1.60 ’25 +0
  9. 1.18 ’26 −26
paid change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 26 20 25 5
Receivables 5 5 7 8
Inventory — — — —
Other — — — —
31 25 32 13
2023 2024 2025 Q'26
Payables — — — —
ST’ Debt 157 172 233 219
Other — — — —
157 173 234 220

Compound Annual Growth %

10y 5y 3y
Sales 11.25% 12.51% 10.79%
Cash Flow 0.00% 0.00% 0.00%
Earnings 13.43% 6.02% 23.12%
Book Value 8.47% 6.31% 10.41%

Earnings Trends EPS, adjusted, against the consensus

Q2 FY26 Estimate 0.26 Actual 0.26

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q3 FY25 0.30 0.34 Beat by 0.04
Q4 FY25 0.31 0.29 Miss by 0.02
Q1 FY26 0.27 0.27 Met by 0.00
Q2 FY26 0.26 0.26 Met by 0.00
Q3 FY26 0.26 — Reports 9 November 2026

EPS $

Mar Jun Sep Dec Year
’26 0.06 0.56 — — —
’25 0.18 0.36 0.23 0.17 0.95
’24 0.54 0.35 0.59 0.32 1.79
’23 0.24 0.17 (0.11) 0.48 0.80
’22 0.27 0.07 0.20 0.20 0.74
’21 0.25 0.29 0.66 0.53 1.72
’20 (2.26) 2.04 0.39 0.86 1.04
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 23 22 — — —
’25 25 26 26 25 102
’24 26 27 26 26 105
’23 24 27 27 28 106
’22 15 16 20 23 75
’21 14 15 17 18 64
’20 15 14 14 14 57
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 23 33 — — —
’25 (37) 24 (20) 9 (24)
’24 4 (13) 12 (32) (29)
’23 (32) 0 (10) 25 (17)
’22 (63) (14) (16) 36 (56)
’21 (57) (57) 12 26 (76)
’20 (28) 16 25 (16) (3)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 23 33 — — —
’25 (37) 24 (20) 9 (24)
’24 4 (13) 12 (32) (29)
’23 (32) 0 (10) 25 (17)
’22 (63) (14) (16) 36 (56)
’21 (57) (57) 12 26 (76)
’20 (28) 16 25 (16) (3)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.6
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 39 40 53 59 57 64 75 106 105 102 97 +11.1% 92 94 95 (2.3%)
Gross margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 0.0 pt
EBT 23 23 26 27 20 36 15 15 46 27 30 +1.9%
EBT margin, % 57.80 57.01 49.30 44.99 36.04 56.56 19.58 13.86 43.59 26.48 30.66 (31.3) pt
Net income 23 23 26 26 20 34 14 18 46 27 30 +1.7%
Per share, $
Per share, $ Revenue 3.16 2.67 3.34 3.22 2.91 3.27 3.84 4.81 4.09 3.60 3.36 +1.4%
Earnings 1.86 1.52 1.64 1.45 1.04 1.72 0.74 0.80 1.79 0.95 1.02 (7.2%)
Cash flow 0.71 1.27 (6.42) (5.10) (0.18) (3.90) (2.88) (0.78) (1.12) (0.86) 1.56 n/m
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow 0.71 1.27 (6.42) (5.10) (0.18) (3.90) (2.88) (0.78) (1.12) (0.86) 1.56 n/m
Book value 13.69 14.81 14.09 14.81 14.04 14.63 14.10 14.54 14.45 13.09 12.71 (0.5%)
Shares, m 12 15 16 18 19 19 20 22 26 28 29 +9.6%
Valuation, ×
Valuation, × P/E 6.50 8.50 7.85 9.68 10.56 7.53 17.96 16.50 7.64 13.49 7.08 10.6
P/S 3.82 4.88 3.88 4.41 3.74 3.98 3.46 2.68 3.36 3.52 2.15 3.8
P/B 0.88 0.88 0.92 0.96 0.78 0.89 0.94 0.89 0.95 0.97 0.57 0.9
EV/Sales 8.73 8.64 9.04 10.35 10.35 11.43 10.86 7.87 8.83 9.66 — 9.6
EV/FCF 39.02 18.18 (4.70) (6.54) (168.19) (9.56) (14.50) (48.24) (32.29) (40.35) — (26.7)
Cash, $m
Cash, $m Operating cash flow 9 19 (102) (93) (3) (76) (56) (17) (29) (24) 45 n/m
Capex — — — — — — — — — — — —
Free cash flow 9 19 (102) (93) (3) (76) (56) (17) (29) (24) 45 n/m
Balance, $m
Balance, $m Working capital (102) (12) (77) (142) (151) (128) (146) (125) (148) (201) (206) +7.9%
Net debt 194 149 275 350 375 474 556 550 573 627 594 +13.9%
Shareholders’ equity 171 220 225 271 273 285 276 320 370 371 367 +9.0%
Returns, %
Returns, % ROA 6.23 5.80 5.65 4.50 3.05 4.49 1.69 1.94 4.85 2.67 2.95 (3.6) pt
ROIC 2.97 3.11 2.83 2.26 2.12 1.63 2.15 3.03 2.78 2.31 2.12 (0.7) pt
ROE 13.83 11.56 11.77 10.67 7.42 12.02 5.17 5.89 13.29 7.30 8.02 (6.5) pt
People
People Employees — — — — — — — — — — — —
Revenue/emp, $m 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Stellus Capital Investment Corporation vs peers in Asset Management (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
PNNT PennantPark Investment Corporation $212.9M 20.9× 9.6× −16.21% (below 0%: shrinking) −41.67% (below 0%: shrinking) −2.70% (below 0%: shrinking) 78.27% 72.21% Compare
LIEN Chicago Atlantic BDC, Inc. $207.4M 6.5× 6.5× +6.81% (above 0%: growing) −28.95% (below 0%: shrinking) +1,591.22% (above 0%: growing) 100.00% 61.95% Compare
SCM Stellus Capital Investment Corporation $205.6M 7.1× 6.1× −13.21% (below 0%: shrinking) +55.56% (above 0%: growing) +41.00% (above 0%: growing) 100.00% 72.26%
SAR Saratoga Investment Corp $200.7M — (loss-making) 108× +1.77% (above 0%: growing) n/m −43.85% (below 0%: shrinking) 100.00% 68.55% Compare
TPVG TriplePoint Venture Growth BDC Corp. $181.6M 4.7× 5.2× −10.96% (below 0%: shrinking) −25.00% (below 0%: shrinking) +184.88% (above 0%: growing) 100.00% 0.00% Compare
WHF WhiteHorse Finance, Inc. $177.0M 10.4× 8.3× −23.72% (below 0%: shrinking) +380.00% (above 0%: growing) −159.82% (below 0%: shrinking) 100.00% 66.34% Compare
WHG Westwood Holdings Group Inc $175.5M 22.0× — (loss-making) +9.40% (above 0%: growing) −18.18% (below 0%: shrinking) −29.81% (below 0%: shrinking) 100.00% 5.20% Compare
NSLR Neostellar Capital Corp. $148.3M 1.5× 1.3× +79.14% (above 0%: growing) n/m +8,274.08% (above 0%: growing) 100.00% 0.00% Compare
AMBR Amber International Holding Limited - Sponsored ADR $143.5M 291× — (loss-making) −26.53% (below 0%: shrinking) +57.00% (above 0%: growing) +274.25% (above 0%: growing) 79.48% 7.43% Compare
Median of peers $179.3M 10.4× 7.4× −4.60% −21.59% +91.09% 100.00% 34.69%

All 121 Asset Management stocks →

Pay and ownership Proxy statement filed 16 April 2026

Ownership

Directors and executive officers, together 4.24%
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Stellus Capital Investment Corporation (SCM) Latest News

29 Oct

Impact 3 · · Zacks

11 Aug

Impact 3 · · MarketBeat transcript
Impact 3 · · Moby transcript

10 Aug

Impact 3 ·

29 Jul

Impact 3 ·

22 Jun

Impact 4 · · GlobeNewswire

19 May

Impact 3 · · PR Newswire

15 May

Impact 4 · · MarketBeat

12 May

Impact 3 · · GuruFocus.com
Impact 3 · · Moby transcript

11 May

Impact 3 · · PR Newswire

6 May

Impact 4 · · 24/7 Wall St.

12 Mar

Impact 4 · · MarketBeat
Impact 4 · · Moby
Impact 3 · · GuruFocus.com

11 Mar

Impact 4 · · Zacks
Impact 4 · · PR Newswire
Impact 4 · · 24/7 Wall St.
Impact 3 · · Associated Press Finance

26 Jan

Impact 3 · · 24/7 Wall St.

12 Nov

Impact 4 · · GuruFocus.com transcript

10 Nov

Impact 4 · · ZacksAssociated Press Finance
Impact 3 · · Associated Press FinanceAssociated Press FinanceAssociated Press FinanceMT NewswiresAssociated Press FinanceAssociated Press FinanceAssociated Press FinanceMT Newswires
Impact 3 · · PR Newswire

30 Oct

Impact 3 · · Zacks

23 Sep

Impact 3 · · PR NewswireBankrateSmartAssetBankrateSmartAsset

14 Aug

Impact 3 · · Zacks

8 Aug

Impact 3 · · GuruFocus.com transcript

6 Aug

Impact 3 · · Zacks
Impact 3 · · Associated Press Finance
stockrow.com/SCM · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com