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Regions Financial Corporation

RF Financial Banks Regional

Regions Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.6 billion, up 2.51% from fiscal 2024. In the quarter to June 2026, revenue fell 2.14%, EPS grew 8.47%, free cash flow fell 39.6% and total debt fell 12.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for three.

27.45 0.14 +0.51%
Market cap
$23.3B
P/E
11.1×
Fwd P/E
10.9×
Dividend yield
3.99%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 1.23
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — 1 — — — 1 — — — 1 —
Insider Ownership 0.54%

Capital & Financial Ratios $m

Market Cap 23,270.00
Revenue 9,568.00
Net Income 2,232.00
Free Cash Flow 1,640.00
Net Debt (5,298.00)
Current Ratio 0.81
Debt/Equity 0.24
P/E ratio 11.07
Fwd P/E 10.90
P/S ratio 2.45
P/B ratio 1.34
Past 5Y EPS Growth 17.43% (at or above 15%: strong)
This Y EPS Growth 13.29%
Next Y EPS Growth 8.11%
Next Y revenue growth (18.38%) (below 0%: weak)
Next 5Y EPS Growth 10.34%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 48.43%
10-year low 10-year high
P/S against its own 10 years 47.36%
10-year low 10-year high
P/B against its own 10 years 74.05%
10-year low 10-year high

Dividends

Payout Ratio 0.45
Annual Dividend Rate 1.10
Annual Dividend Yield 3.99%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.13
0.27
0.27
0.30
2025 1.03
0.25
0.25
0.27
0.27
2024 0.98
0.24
0.24
0.25
0.25
2023 0.88
0.20
0.20
0.24
0.24
2022 0.74
0.17
0.17
0.20
0.20
2021 0.65
0.16
0.16
0.17
0.17
2020 0.62
0.16
0.16
0.16
0.16
2019 0.59
0.14
0.14
0.16
0.16
2018 0.46
0.09
0.09
0.14
0.14
2017 0.32
0.07
0.07
0.09
0.09
2016 0.26
0.06
0.07
0.07
0.07
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 6,801 10,712 10,907 9,926
Receivables — — — —
Inventory — — — —
Other — — — —
104,618 106,992 106,070 108,723
2023 2024 2025 Q'26
Payables 127,788 127,603 131,128 130,710
ST’ Debt — — — —
Other — — — —
127,788 128,103 131,878 133,710

Compound Annual Growth %

10y 5y 3y
Sales 5.41% 7.62% 8.46%
Cash Flow 3.15% (1.26%) (11.08%)
Earnings 7.52% 15.77% (1.34%)
Book Value 1.27% 1.07% 6.20%

Revenue $m

Mar Jun Sep Dec Year
’26 2,327 2,378 — — —
’25 2,315 2,430 2,455 2,408 9,608
’24 2,287 2,307 2,392 2,387 9,373
’23 2,175 2,315 2,332 2,331 9,153
’22 1,636 1,795 1,948 2,152 7,531
’21 1,654 1,625 1,655 1,671 6,605
’20 1,564 1,636 1,714 1,741 6,655
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 867 369 — — —
’25 1,066 573 861 (319) 2,181
’24 396 161 1,261 (220) 1,598
’23 196 397 860 855 2,308
’22 584 921 321 1,276 3,102
’21 719 709 841 761 3,030
’20 787 857 681 (1) 2,324
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 801 294 — — —
’25 964 487 822 (277) 1,996
’24 273 111 1,193 (299) 1,278
’23 145 337 720 763 1,965
’22 483 747 272 1,222 2,724
’21 681 673 803 710 2,867
’20 740 800 654 (63) 2,131
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.62 0.64 — — —
’25 0.51 0.59 0.61 0.58 2.30
’24 0.37 0.52 0.49 0.56 1.93
’23 0.62 0.59 0.49 0.39 2.11
’22 0.55 0.59 0.43 0.70 2.28
’21 0.63 0.77 0.65 0.43 2.49
’20 0.14 (0.25) 0.52 0.61 1.03
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.8
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 7.00 13.00 12.39 13.11 6.94 15.72 18.01 13.72 17.42 17.74

Analyst estimates 2026–2028

Powerpack
High 14.73 17.58 20.21 17.54 17.30 24.89 25.57 24.33 27.96 27.98
People
People Employees 22,166 21,714 19,969 19,564 19,406 19,626 20,073 20,101 19,644 19,969
Revenue/emp, $m 0.26 0.27 0.32 0.34 0.34 0.34 0.38 0.46 0.48 0.48
Income, $m
Income, $m Revenue 5,825 5,949 6,356 6,712 6,655 6,605 7,531 9,153 9,373 9,608
Gross margin, % 92.86 92.47 90.53 87.32 94.47 97.47 95.80 82.77 75.57 78.33
EBT 1,664 1,860 1,955 1,985 1,314 3,215 2,876 2,607 2,354 2,743
EBT margin, % 28.57 31.27 30.76 29.57 19.74 48.68 38.19 28.48 25.11 28.55
Net income 1,163 1,263 1,759 1,582 1,094 2,521 2,245 2,074 1,893 2,156
Depreciation 574 537 462 426 421 371 353 236 144 84
Per share, $
Per share, $ Revenue 4.64 5.02 5.82 6.75 6.94 6.91 8.05 9.78 10.23 10.77
Earnings 0.87 1.01 1.55 1.51 1.03 2.51 2.29 2.14 1.94 2.31
Cash flow 1.62 1.94 2.08 2.59 2.42 3.17 3.32 2.47 1.74 2.45
Capex (0.05) (0.16) (0.20) (0.20) (0.20) (0.17) (0.40) (0.37) (0.35) (0.21)
Free cash flow 1.57 1.78 1.88 2.39 2.22 3.00 2.91 2.10 1.40 2.24
Book value 13.28 13.65 13.82 16.38 18.89 19.17 17.06 18.69 19.55 21.42
Shares, m 1,255 1,186 1,092 995 959 956 935 936 916 892
Valuation, ×
Valuation, × P/E 16.59 17.03 8.63 11.36 15.65 8.69 9.33 9.24 12.12 11.73
P/S 3.11 3.46 2.30 2.54 2.32 3.16 2.67 1.99 2.30 2.52
P/B 1.14 1.34 1.02 1.14 0.94 1.25 1.40 1.15 1.33 1.36
EV/Sales 3.48 4.16 3.70 3.10 0.16 (0.93) 1.48 1.51 1.80 1.81
EV/FCF 12.01 11.75 11.45 8.76 0.50 (2.15) 4.09 7.01 13.17 8.72
Cash, $m
Cash, $m Operating cash flow 2,037 2,297 2,275 2,581 2,324 3,030 3,102 2,308 1,598 2,181
Capex (64) (191) (222) (202) (193) (163) (378) (343) (320) (185)
Free cash flow 1,973 2,106 2,053 2,379 2,131 2,867 2,724 1,965 1,278 1,996
Balance, $m
Balance, $m Working capital (13,419) (13,710) (9,562) (12,318) (19,173) (22,034) (24,106) (23,170) (21,111) (25,808)
Total debt 7,763 8,132 12,424 7,879 3,569 2,407 2,284 2,330 5,993 4,134
Net debt 2,188 4,151 8,886 3,765 (14,387) (27,004) (8,943) (4,471) (4,719) (6,773)
Shareholders’ equity 16,664 16,192 15,090 16,295 18,111 18,326 15,951 17,493 17,910 19,103
Returns, %
Returns, % ROA 0.87 0.96 1.36 1.19 0.72 1.55 1.35 1.29 1.15 1.30
ROIC 5.52 5.71 5.10 6.18 22.05 0.00 25.65 12.51 11.15 13.90
ROE 6.90 7.68 11.44 10.28 6.30 14.49 13.86 13.12 11.08 12.15
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Regions Financial Corporation vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BAP Credicorp Ltd. $30.9B 14.5× 10.9× +12.23% (above 0%: growing) +16.83% (above 0%: growing) +76.09% (above 0%: growing) 82.34% 0.00% Compare
BBDO Banco Bradesco SA $28.5B 8.6× — +32.31% (above 0%: growing) +30.00% (above 0%: growing) −266.98% (below 0%: shrinking) 36.36% 0.00% Compare
CFG Citizens Financial Group, Inc. $26.7B 13.6× 12.3× +6.25% (above 0%: growing) +40.86% (above 0%: growing) −17.35% (below 0%: shrinking) 71.46% 0.00% Compare
RF Regions Financial Corporation $23.3B 11.1× 10.9× −2.14% (below 0%: shrinking) +8.47% (above 0%: growing) −39.63% (below 0%: shrinking) 80.19% 0.00%
FCNCA First Citizens BancShares, Inc. $23.3B 11.4× 11.8× +0.11% (above 0%: growing) +31.07% (above 0%: growing) +28.65% (above 0%: growing) 67.05% 0.00% Compare
BBD Banco Bradesco SA $22.5B 9.4× 6.5× +32.31% (above 0%: growing) +30.00% (above 0%: growing) −266.98% (below 0%: shrinking) 36.36% 0.00% Compare
KEY KeyCorp $21.3B 11.5× 11.9× −1.14% (below 0%: shrinking) +25.71% (above 0%: growing) −80.76% (below 0%: shrinking) 70.74% 0.00% Compare
BSBR Banco Santander Brasil SA $20.9B 7.4× — +14.98% (above 0%: growing) −5.56% (below 0%: shrinking) +274.78% (above 0%: growing) 40.57% 0.00% Compare
BCH Banco De Chile $19.8B 14.7× 13.3× +14.73% (above 0%: growing) +34.37% (above 0%: growing) −141.88% (below 0%: shrinking) 79.35% 0.00% Compare
Median of peers $22.9B 11.5× 11.9× +13.48% +30.00% −49.05% 68.90% 0.00%

All 323 Banks Regional stocks →

RF metrics, ten years each

Regions Financial Corporation (RF) key facts

  • Strength: Regions Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.6 billion, up 2.51% from fiscal 2024.
  • Regions Financial Corporation (RF) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, RF traded at $27.45, a market capitalization of $23.3 billion.
  • Regions Financial Corporation pays an annual dividend of $1.10 per share, a yield of 3.99%, with a payout ratio of 44.7%.
  • Return on equity was 12.2% and debt-to-equity 0.24.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Regions Financial Corporation (RF) Latest News

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stockrow.com/RF · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com