Saturday 17 October 2026 Export RF’s income statement to Excel — free account

Regions Financial Corporation

Regions Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.6 billion, up 2.51% from fiscal 2024. In the quarter to June 2026, revenue fell 2.14%, EPS grew 8.47%, free cash flow fell 39.6% and total debt fell 12.3%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for three.

27.45 0.14 +0.51%

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Market cap: $23.3B
P/E: 11.1×
Fwd P/E: 10.9×
Dividend yield: 3.99%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K

Insider Decisions trades per month

Total sells 1.23

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	1	—	—	—	1	—	—	—	1	—

Insider Ownership 0.54%

Capital & Financial Ratios $m

Market Cap 23,270.00

Revenue 9,568.00

Net Income 2,232.00

Free Cash Flow 1,640.00

Net Debt (5,298.00)

Current Ratio 0.81

Debt/Equity 0.24

P/E ratio 11.07

Fwd P/E 10.90

P/S ratio 2.45

P/B ratio 1.34

Past 5Y EPS Growth 17.43%

This Y EPS Growth 13.29%

Next Y EPS Growth 8.11%

Next Y revenue growth (18.38%)

Next 5Y EPS Growth 10.34%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 48.43%

10-year low 10-year high

P/S against its own 10 years 47.36%

10-year low 10-year high

P/B against its own 10 years 74.05%

10-year low 10-year high

Dividends

Payout Ratio 0.45

Annual Dividend Rate 1.10

Annual Dividend Yield 3.99%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.13	0.27 0.27 0.30
2025	1.03	0.25 0.25 0.27 0.27
2024	0.98	0.24 0.24 0.25 0.25
2023	0.88	0.20 0.20 0.24 0.24
2022	0.74	0.17 0.17 0.20 0.20
2021	0.65	0.16 0.16 0.17 0.17
2020	0.62	0.16 0.16 0.16 0.16
2019	0.59	0.14 0.14 0.16 0.16
2018	0.46	0.09 0.09 0.14 0.14
2017	0.32	0.07 0.07 0.09 0.09
2016	0.26	0.06 0.07 0.07 0.07

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	6,801	10,712	10,907	9,926
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	104,618	106,992	106,070	108,723

	2023	2024	2025	Q'26
Payables	127,788	127,603	131,128	130,710
ST’ Debt	—	—	—	—
Other	—	—	—	—
	127,788	128,103	131,878	133,710

Compound Annual Growth %

	10y	5y	3y
Sales	5.41%	7.62%	8.46%
Cash Flow	3.15%	(1.26%)	(11.08%)
Earnings	7.52%	15.77%	(1.34%)
Book Value	1.27%	1.07%	6.20%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	2,327	2,378	—	—	—
’25	2,315	2,430	2,455	2,408	9,608
’24	2,287	2,307	2,392	2,387	9,373
’23	2,175	2,315	2,332	2,331	9,153
’22	1,636	1,795	1,948	2,152	7,531
’21	1,654	1,625	1,655	1,671	6,605
’20	1,564	1,636	1,714	1,741	6,655

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	867	369	—	—	—
’25	1,066	573	861	(319)	2,181
’24	396	161	1,261	(220)	1,598
’23	196	397	860	855	2,308
’22	584	921	321	1,276	3,102
’21	719	709	841	761	3,030
’20	787	857	681	(1)	2,324

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	801	294	—	—	—
’25	964	487	822	(277)	1,996
’24	273	111	1,193	(299)	1,278
’23	145	337	720	763	1,965
’22	483	747	272	1,222	2,724
’21	681	673	803	710	2,867
’20	740	800	654	(63)	2,131

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.62	0.64	—	—	—
’25	0.51	0.59	0.61	0.58	2.30
’24	0.37	0.52	0.49	0.56	1.93
’23	0.62	0.59	0.49	0.39	2.11
’22	0.55	0.59	0.43	0.70	2.28
’21	0.63	0.77	0.65	0.43	2.49
’20	0.14	(0.25)	0.52	0.61	1.03

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	7.00	13.00	12.39	13.11	6.94	15.72	18.01	13.72	17.42	17.74	Analyst estimates 2026–2028 Powerpack
	High	14.73	17.58	20.21	17.54	17.30	24.89	25.57	24.33	27.96	27.98
People
People	Employees	22,166	21,714	19,969	19,564	19,406	19,626	20,073	20,101	19,644	19,969
	Revenue/emp, $m	0.26	0.27	0.32	0.34	0.34	0.34	0.38	0.46	0.48	0.48
Income, $m
Income, $m	Revenue	5,825	5,949	6,356	6,712	6,655	6,605	7,531	9,153	9,373	9,608
	Gross margin, %	92.86	92.47	90.53	87.32	94.47	97.47	95.80	82.77	75.57	78.33
	EBT	1,664	1,860	1,955	1,985	1,314	3,215	2,876	2,607	2,354	2,743
	EBT margin, %	28.57	31.27	30.76	29.57	19.74	48.68	38.19	28.48	25.11	28.55
	Net income	1,163	1,263	1,759	1,582	1,094	2,521	2,245	2,074	1,893	2,156
	Depreciation	574	537	462	426	421	371	353	236	144	84
Per share, $
Per share, $	Revenue	4.64	5.02	5.82	6.75	6.94	6.91	8.05	9.78	10.23	10.77
	Earnings	0.87	1.01	1.55	1.51	1.03	2.51	2.29	2.14	1.94	2.31
	Cash flow	1.62	1.94	2.08	2.59	2.42	3.17	3.32	2.47	1.74	2.45
	Capex	(0.05)	(0.16)	(0.20)	(0.20)	(0.20)	(0.17)	(0.40)	(0.37)	(0.35)	(0.21)
	Free cash flow	1.57	1.78	1.88	2.39	2.22	3.00	2.91	2.10	1.40	2.24
	Book value	13.28	13.65	13.82	16.38	18.89	19.17	17.06	18.69	19.55	21.42
	Shares, m	1,255	1,186	1,092	995	959	956	935	936	916	892
Valuation, ×
Valuation, ×	P/E	16.59	17.03	8.63	11.36	15.65	8.69	9.33	9.24	12.12	11.73
	P/S	3.11	3.46	2.30	2.54	2.32	3.16	2.67	1.99	2.30	2.52
	P/B	1.14	1.34	1.02	1.14	0.94	1.25	1.40	1.15	1.33	1.36
	EV/Sales	3.48	4.16	3.70	3.10	0.16	(0.93)	1.48	1.51	1.80	1.81
	EV/FCF	12.01	11.75	11.45	8.76	0.50	(2.15)	4.09	7.01	13.17	8.72
Cash, $m
Cash, $m	Operating cash flow	2,037	2,297	2,275	2,581	2,324	3,030	3,102	2,308	1,598	2,181
	Capex	(64)	(191)	(222)	(202)	(193)	(163)	(378)	(343)	(320)	(185)
	Free cash flow	1,973	2,106	2,053	2,379	2,131	2,867	2,724	1,965	1,278	1,996
Balance, $m
Balance, $m	Working capital	(13,419)	(13,710)	(9,562)	(12,318)	(19,173)	(22,034)	(24,106)	(23,170)	(21,111)	(25,808)
	Total debt	7,763	8,132	12,424	7,879	3,569	2,407	2,284	2,330	5,993	4,134
	Net debt	2,188	4,151	8,886	3,765	(14,387)	(27,004)	(8,943)	(4,471)	(4,719)	(6,773)
	Shareholders’ equity	16,664	16,192	15,090	16,295	18,111	18,326	15,951	17,493	17,910	19,103
Returns, %
Returns, %	ROA	0.87	0.96	1.36	1.19	0.72	1.55	1.35	1.29	1.15	1.30
	ROIC	5.52	5.71	5.10	6.18	22.05	0.00	25.65	12.51	11.15	13.90
	ROE	6.90	7.68	11.44	10.28	6.30	14.49	13.86	13.12	11.08	12.15

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
BAP Credicorp Ltd.	$30.9B	14.5×	10.9×	+12.23% (above 0%: growing)	+16.83% (above 0%: growing)	+76.09% (above 0%: growing)	82.34%	0.00%	Compare
BBDO Banco Bradesco SA	$28.5B	8.6×	—	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
CFG Citizens Financial Group, Inc.	$26.7B	13.6×	12.3×	+6.25% (above 0%: growing)	+40.86% (above 0%: growing)	−17.35% (below 0%: shrinking)	71.46%	0.00%	Compare
RF Regions Financial Corporation	$23.3B	11.1×	10.9×	−2.14% (below 0%: shrinking)	+8.47% (above 0%: growing)	−39.63% (below 0%: shrinking)	80.19%	0.00%
FCNCA First Citizens BancShares, Inc.	$23.3B	11.4×	11.8×	+0.11% (above 0%: growing)	+31.07% (above 0%: growing)	+28.65% (above 0%: growing)	67.05%	0.00%	Compare
BBD Banco Bradesco SA	$22.5B	9.4×	6.5×	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
KEY KeyCorp	$21.3B	11.5×	11.9×	−1.14% (below 0%: shrinking)	+25.71% (above 0%: growing)	−80.76% (below 0%: shrinking)	70.74%	0.00%	Compare
BSBR Banco Santander Brasil SA	$20.9B	7.4×	—	+14.98% (above 0%: growing)	−5.56% (below 0%: shrinking)	+274.78% (above 0%: growing)	40.57%	0.00%	Compare
BCH Banco De Chile	$19.8B	14.7×	13.3×	+14.73% (above 0%: growing)	+34.37% (above 0%: growing)	−141.88% (below 0%: shrinking)	79.35%	0.00%	Compare
Median of peers	$22.9B	11.5×	11.9×	+13.48%	+30.00%	−49.05%	68.90%	0.00%

All 323 Banks Regional stocks →

Regions Financial Corporation (RF) key facts

Strength: Regions Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.6 billion, up 2.51% from fiscal 2024.
Regions Financial Corporation (RF) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, RF traded at $27.45, a market capitalization of $23.3 billion.
Regions Financial Corporation pays an annual dividend of $1.10 per share, a yield of 3.99%, with a payout ratio of 44.7%.
Return on equity was 12.2% and debt-to-equity 0.24.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.