Saturday 17 October 2026 Export BCH’s income statement to Excel — free account

Banco De Chile

Banco De Chile’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 6.56% from fiscal 2024. In the quarter to June 2026, revenue grew 14.7%, EPS grew 34.4%, free cash flow fell 141.9% and total debt rose 7.72%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

38.91 0.19 −0.49%

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Market cap: $19.8B
P/E: 14.7×
Fwd P/E: 13.3×
Dividend yield: 0.00%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 19,750.00

Revenue 5,031.18

Net Income 1,331.88

Free Cash Flow (1,547.31)

Net Debt 3,728.01

Current Ratio 1.51

Debt/Equity 1.94

P/E ratio 14.74

Fwd P/E 13.30

P/S ratio 3.90

P/B ratio 3.12

Past 5Y EPS Growth 15.22%

This Y EPS Growth 3.50%

Next Y EPS Growth 8.91%

Next Y revenue growth 1,912.65%

Next 5Y EPS Growth 7.06%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 59.16%

10-year low 10-year high

P/S against its own 10 years 77.41%

10-year low 10-year high

P/B against its own 10 years 87.10%

10-year low 10-year high

Dividends

Payout Ratio 0.00

Annual Dividend Rate 0.00

Annual Dividend Yield 0.00%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.28	2.19
2025	0.30	2.08
2024	0.00	1.64
2023	0.00	2.15
2022	2.70	1.37 1.33
2021	0.00	0.06
2020	0.84	0.84
2019	1.06	1.06
2018	1.04	1.04
2017	0.88	0.88
2016	0.99	0.99

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	9,928	7,937	8,895	8,496
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	57,864	51,147	52,185	52,285

	2023	2024	2025	Q'26
Payables	35,051	31,874	31,850	32,752
ST’ Debt	—	—	—	—
Other	—	—	—	—
	41,891	33,521	33,680	34,624

Compound Annual Growth %

	10y	5y	3y
Sales	3.81%	6.52%	(6.49%)
Cash Flow	0.00%	0.00%	85.88%
Earnings	4.24%	18.24%	(6.40%)
Book Value	5.08%	5.55%	7.18%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,074	1,278	—	—	—
’25	1,013	1,114	985	1,694	4,806
’24	1,229	1,167	1,086	1,661	5,143
’23	1,330	1,529	1,325	1,985	6,169
’22	994	1,284	1,204	2,395	5,878
’21	889	—	880	—	3,575
’20	861	756	655	1,232	3,504

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(196)	(241)	—	—	—
’25	1,303	640	(1,370)	335	909
’24	(95)	(454)	(420)	5,033	4,064
’23	(564)	(56)	2,603	88	2,071
’22	(1,630)	(135)	190	1,716	141
’21	(3,391)	2,441	2,245	—	3,525
’20	294	(816)	299	(3,249)	(3,473)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(210)	(261)	—	—	—
’25	1,287	623	(1,381)	304	834
’24	(117)	(474)	(438)	5,012	3,983
’23	(584)	(85)	2,579	61	1,971
’22	(1,641)	(154)	174	1,678	57
’21	(3,416)	2,432	2,182	—	3,450
’20	274	(827)	286	(3,271)	(3,539)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.60	0.86	—	—	—
’25	0.65	0.64	0.60	0.58	2.62
’24	0.62	0.69	0.61	0.59	2.40
’23	0.65	0.86	0.62	1.16	2.82
’22	0.69	1.03	0.74	0.81	3.28
’21	0.44	—	0.45	—	2.45
’20	0.34	0.27	0.23	0.35	1.29

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	18.33	23.15	27.04	19.62	12.50	15.60	15.64	17.96	20.93	22.06	Analyst estimates 2026–2028 Powerpack
	High	24.26	32.77	35.50	32.83	23.08	25.12	22.74	23.80	25.97	39.19
People
People	Employees	14,611	14,023	13,831	13,555	13,134	12,284	12,550	12,217	11,614	11,156
	Revenue/emp, $m	0.25	0.27	0.26	0.27	0.27	0.29	0.47	0.50	0.44	0.43
Income, $m
Income, $m	Revenue	3,592	3,801	3,641	3,654	3,504	3,575	5,878	6,169	5,143	4,806
	Gross margin, %	71.33	72.13	73.09	72.98	77.55	73.28	58.81	58.68	65.60	69.34
	EBT	1,007	1,117	1,101	1,034	709	1,563	1,909	2,035	1,740	1,654
	EBT margin, %	28.04	29.38	30.23	28.30	20.24	43.70	32.47	33.00	33.84	34.42
	Net income	858	930	870	803	564	1,239	1,590	1,649	1,373	1,304
	Depreciation	53	61	53	97	105	92	93	111	104	105
Per share, $
Per share, $	Revenue	7.01	7.48	7.21	7.23	6.94	7.08	11.64	12.21	10.18	9.52
	Earnings	1.61	1.84	1.70	1.56	1.29	2.45	3.28	2.82	2.40	2.62
	Cash flow	0.47	2.79	(3.81)	3.66	(6.88)	6.98	0.28	4.10	8.05	1.80
	Capex	(0.11)	(0.13)	(0.14)	(0.17)	(0.13)	(0.15)	(0.17)	(0.20)	(0.16)	(0.15)
	Free cash flow	0.36	2.66	(3.95)	3.49	(7.01)	6.83	0.11	3.90	7.89	1.65
	Book value	9.63	11.33	10.49	10.28	11.12	11.19	11.83	14.45	14.17	14.57
	Shares, m	512	508	505	505	505	505	505	505	505	505
Valuation, ×
Valuation, ×	P/E	14.49	19.95	16.62	12.68	17.13	10.69	6.05	6.97	9.04	15.38
	P/S	3.32	4.59	3.86	2.77	2.94	2.17	1.70	1.88	2.23	3.99
	P/B	2.42	3.75	2.76	2.21	1.83	1.51	1.67	1.59	1.60	2.61
	EV/Sales	4.40	6.27	5.61	4.07	3.13	2.43	1.27	2.09	2.76	4.61
	EV/FCF	85.73	45.01	23.86	6.04	(3.10)	(4.26)	130.47	6.53	3.56	26.61
Cash, $m
Cash, $m	Operating cash flow	242	1,418	(1,924)	1,847	(3,473)	3,525	141	2,071	4,064	909
	Capex	(58)	(67)	(69)	(86)	(66)	(75)	(84)	(100)	(81)	(75)
	Free cash flow	185	1,351	(1,993)	1,762	(3,539)	3,450	57	1,971	3,983	834
Balance, $m
Balance, $m	Working capital	12,396	12,768	13,606	16,324	14,792	10,902	16,091	15,973	17,625	18,505
	Total debt	9,215	10,544	10,778	11,722	12,071	11,117	10,195	11,232	10,659	11,881
	Net debt	3,880	5,414	5,032	3,318	669	1,469	(2,554)	1,304	2,722	2,986
	Shareholders’ equity	4,934	5,761	5,297	5,195	5,615	5,652	5,975	7,298	7,155	7,357
Returns, %
Returns, %	ROA	1.89	1.87	1.67	1.52	0.95	1.99	2.63	2.59	2.21	2.23
	ROIC	7.15	6.25	6.65	7.62	7.08	13.73	34.87	14.80	11.03	10.01
	ROE	18.22	17.38	15.74	15.31	10.44	21.99	27.36	24.85	19.00	17.97

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
RF Regions Financial Corporation	$23.3B	11.1×	10.9×	−2.14% (below 0%: shrinking)	+8.47% (above 0%: growing)	−39.63% (below 0%: shrinking)	80.19%	0.00%	Compare
FCNCA First Citizens BancShares, Inc.	$23.3B	11.4×	11.8×	+0.11% (above 0%: growing)	+31.07% (above 0%: growing)	+28.65% (above 0%: growing)	67.05%	0.00%	Compare
BBD Banco Bradesco SA	$22.5B	9.4×	6.5×	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
KEY KeyCorp	$21.3B	11.5×	11.9×	−1.14% (below 0%: shrinking)	+25.71% (above 0%: growing)	−80.76% (below 0%: shrinking)	70.74%	0.00%	Compare
BSBR Banco Santander Brasil SA	$20.9B	7.4×	—	+14.98% (above 0%: growing)	−5.56% (below 0%: shrinking)	+274.78% (above 0%: growing)	40.57%	0.00%	Compare
BCH Banco De Chile	$19.8B	14.7×	13.3×	+14.73% (above 0%: growing)	+34.37% (above 0%: growing)	−141.88% (below 0%: shrinking)	79.35%	0.00%
EWBC East West Bancorp, Inc.	$17.3B	12.1×	11.8×	+3.68% (above 0%: growing)	+17.78% (above 0%: growing)	+112.58% (above 0%: growing)	66.63%	0.00%	Compare
WF Woori Bank	$17.1B	8.1×	—	+37.39% (above 0%: growing)	+1.14% (above 0%: growing)	−106.07% (below 0%: shrinking)	57.49%	0.00%	Compare
BSAC Banco Santander Chile	$15.5B	12.5×	—	+6.76% (above 0%: growing)	+50.00% (above 0%: growing)	+440.00% (above 0%: growing)	67.88%	0.00%	Compare
Median of peers	$21.1B	11.2×	11.8×	+5.22%	+21.75%	−5.49%	66.84%	0.00%

All 323 Banks Regional stocks →

Banco De Chile (BCH) key facts

Concern: Banco De Chile’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 6.56% from fiscal 2024.
Banco De Chile (BCH) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, BCH traded at $38.91, a market capitalization of $19.8 billion.
Return on equity was 18.0% and debt-to-equity 1.94.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.