Banco De Chile BCH

42.12 0.62 1.49% as of 25 Sep
Market cap
$21.0B
P/E
15.7×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 20,960.00
Revenue 5,031.18
Net Income 1,331.88
Free Cash Flow (1,547.31)
Net Debt 3,728.01
Current Ratio 1.51
Debt/Equity 1.94
P/E ratio 15.72
P/S ratio 4.16
P/B ratio 3.33
Past 5Y EPS Growth 8.69%
This Y EPS Growth 6.89%
Next Y EPS Growth 8.56%
Next 5Y EPS Growth 7.97%
in millions of $

Dividends

Payout Ratio 0.65
Annual Dividend Rate 2.15
Annual Dividend Yield 8.00%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 Powerpack
2025 0.30
2.08
2024 0.00
1.64
2023 0.00
2.15
2022 2.70
1.37
1.33
2021 0.00
0.06
2020 0.84
0.84
2019 1.06
1.06
2018 1.04
1.04
2017 0.88
0.88
2016 0.99
0.99
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 9,928 7,937 8,895 8,496
Receivables — — — —
Inventory — — — —
Other — — — —
57,864 51,147 52,185 52,285
2023 2024 2025 Q'26
Payables 35,051 31,874 31,850 32,752
ST’ Debt — — — —
Other — — — —
41,891 33,521 33,680 34,624
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 3.81% 6.52% (6.49%)
Cash Flow 0.00% 0.00% 85.88%
Earnings 4.24% 18.24% (6.40%)
Book Value 5.08% 5.55% 7.18%

Revenue

Mar Jun Sep Dec Year
’26 1,074 1,278 — — —
’25 1,013 1,114 985 1,694 4,806
’24 1,229 1,167 1,086 1,661 5,143
’23 1,330 1,529 1,325 1,985 6,169
’22 994 1,284 1,204 2,395 5,878
’21 889 — 880 — 3,575
’20 861 756 655 1,232 3,504
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (196) (241) — — —
’25 1,303 640 (1,370) 335 909
’24 (95) (454) (420) 5,033 4,064
’23 (564) (56) 2,603 88 2,071
’22 (1,630) (135) 190 1,716 141
’21 (3,391) 2,441 2,245 — 3,525
’20 294 (816) 299 (3,249) (3,473)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (210) (261) — — —
’25 1,287 623 (1,381) 304 834
’24 (117) (474) (438) 5,012 3,983
’23 (584) (85) 2,579 61 1,971
’22 (1,641) (154) 174 1,678 57
’21 (3,416) 2,432 2,182 — 3,450
’20 274 (827) 286 (3,271) (3,539)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.60 0.86 — — —
’25 0.65 0.64 0.60 0.58 2.62
’24 0.62 0.69 0.61 0.59 2.40
’23 0.65 0.86 0.62 1.16 2.82
’22 0.69 1.03 0.74 0.81 3.28
’21 0.44 — 0.45 — 2.45
’20 0.34 0.27 0.23 0.35 1.29
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.7
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
18.33 23.15 27.04 19.62 12.50 15.60 15.64 17.96 20.93 22.06

Analyst estimates 2026–2028

Powerpack
Low Price
24.26 32.77 35.50 32.83 23.08 25.12 22.74 23.80 25.97 39.19
High Price
14,611 14,023 13,831 13,555 13,134 12,284 12,550 12,217 11,614 11,156
Employees
0 0 0 0 0 0 0 1 0 0
Revenue/Emp
3,592 3,801 3,641 3,654 3,504 3,575 5,878 6,169 5,143 4,806
Revenue
71.33% 72.13% 73.09% 72.98% 77.55% 73.28% 58.81% 58.68% 65.60% 69.34%
Gross Margin
1,007 1,117 1,101 1,034 709 1,563 1,909 2,035 1,740 1,654
EBT
28.04% 29.38% 30.23% 28.30% 20.24% 43.70% 32.47% 33.00% 33.84% 34.42%
EBT Margin
858 930 870 803 564 1,239 1,590 1,649 1,373 1,304
Net Income
53 61 53 97 105 92 93 111 104 105
Depreciation
7.01 7.48 7.21 7.23 6.94 7.08 11.64 12.21 10.18 9.52
Revenue/Sh
1.61 1.84 1.70 1.56 1.29 2.45 3.28 2.82 2.40 2.62
Earnings/Sh
0.47 2.79 (3.81) 3.66 (6.88) 6.98 0.28 4.10 8.05 1.80
Cash Flow/Sh
(0.11) (0.13) (0.14) (0.17) (0.13) (0.15) (0.17) (0.20) (0.16) (0.15)
Capex/Sh
0.36 2.66 (3.95) 3.49 (7.01) 6.83 0.11 3.90 7.89 1.65
Free CF/Sh
9.63 11.33 10.49 10.28 11.12 11.19 11.83 14.45 14.17 14.57
Book Value/Sh
512 508 505 505 505 505 505 505 505 505
Shares
14.49 19.95 16.62 12.68 17.13 10.69 6.05 6.97 9.04 15.38
PE Ratio
3.32 4.59 3.86 2.77 2.94 2.17 1.70 1.88 2.23 3.99
PS Ratio
2.42 3.75 2.76 2.21 1.83 1.51 1.67 1.59 1.60 2.61
PB Ratio
4.40 6.27 5.61 4.07 3.13 2.43 1.27 2.09 2.76 4.61
EV/Sales
85.73 45.01 23.86 6.04 (3.10) (4.26) 130.47 6.53 3.56 26.61
EV/FCF
242 1,418 (1,924) 1,847 (3,473) 3,525 141 2,071 4,064 909
Op' Cash Flow
(58) (67) (69) (86) (66) (75) (84) (100) (81) (75)
Capex
185 1,351 (1,993) 1,762 (3,539) 3,450 57 1,971 3,983 834
FCF
12,396 12,768 13,606 16,324 14,792 10,902 16,091 15,973 17,625 18,505
Working Cap'
9,215 10,544 10,778 11,722 12,071 11,117 10,195 11,232 10,659 11,881
Total Debt
3,880 5,414 5,032 3,318 669 1,469 (2,554) 1,304 2,722 2,986
Net Debt
4,934 5,761 5,297 5,195 5,615 5,652 5,975 7,298 7,155 7,357
Sh' Equity
1.89% 1.87% 1.67% 1.52% 0.95% 1.99% 2.63% 2.59% 2.21% 2.23%
ROA
7.15% 6.25% 6.65% 7.62% 7.08% 13.73% 34.87% 14.80% 11.03% 10.01%
ROIC
18.22% 17.38% 15.74% 15.31% 10.44% 21.99% 27.36% 24.85% 19.00% 17.97%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Banco De Chile (BCH) key facts

  • Banco De Chile (BCH) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
  • Banco De Chile’s revenue for fiscal 2025 (year ended December 2025) was CLP 4.8 billion, down 6.56% from fiscal 2024.
  • As of September 25, 2026, BCH traded at $42.12, a market capitalization of $21.0 billion.
  • Banco De Chile pays an annual dividend of $2.15 per share, a yield of 8.00%, with a payout ratio of 64.7%.
  • Return on equity was 18.0% and debt-to-equity 1.94.

Source: company filings (standardised) and stockrow calculations.

Banco De Chile (BCH) Latest News

News by impact score

Fine-tune

14 Aug

4

Banco De Chile posted record ROAE of 27% for Q2 2026. Record ROAE signals strong profitability and supports upward pressure on stock valuation.

7 Aug

3 transcript

Banco de Chile (BCH) released its Q2 2026 earnings call transcript covering quarterly financial results and management discussion. Earnings transcripts deliver financial metrics and outlook updates that can moderately sway short-term investor sentiment and valuation.

3

Banco De Chile reported Q2 earnings call highlights covering financial performance, operational updates and forward guidance. Q2 earnings details offer moderate insight into results and outlook that can influence near-term stock sentiment.

14 May

4

Estelatrade.com expanding into Latin America and Europe. Expansion into Latin America and Europe marks a major strategic initiative boosting BCH's regional and international growth prospects.

7 May

4

Banco De Chile released highlights from its Q1 earnings call, covering financial performance, strategic updates, and future outlook. Q1 earnings call highlights detail financial results and guidance that significantly influence BCH's market performance and investor sentiment.

9 Feb

4 transcript

Banco De Chile (BCH) reported strong net income for Q4 2025, highlighting significant growth in its digital banking initiatives. The bank's strategic focus on enhancing digital services has contributed to improved customer engagement and operational efficiency. Management emphasized the importance of innovation in maintaining competitive advantage and addressing evolving market demands. Overall, the earnings call reflected a positive outlook for the bank's future performance. Strong net income and strategic digital initiatives are likely to significantly impact future performance and investor sentiment.

29 Jan

3

Banco De Chile has been identified as a 'Bear of the Day' by Zacks, indicating potential concerns regarding its market performance and outlook. The analysis highlights challenges the bank may face in the current economic environment, which could impact investor sentiment and stock valuation. In contrast, Dollar General has been recognized as a 'Bull of the Day', suggesting a more favorable outlook for its performance. This juxtaposition underscores the varying market dynamics affecting different sectors and companies. Concerns about Banco De Chile's market performance could moderately influence its financial outlook and investor sentiment.

3

Banco de Chile (BCH) has been designated as the 'Bear of the Day' due to concerns over its recent financial performance and market position. Analysts are highlighting challenges that may hinder the bank's growth prospects, including increased competition and regulatory pressures. These factors have led to a cautious outlook for BCH, prompting investors to reassess their positions in light of potential risks. Increased competition and regulatory pressures are expected to moderately influence Banco de Chile's financial performance and market positioning.

8 Jan

3

Banco De Chile (BCH) is being compared to Banco Santander Chile (BSAC) in terms of value stock potential. Analysts are evaluating financial metrics, market conditions, and growth prospects to determine which bank offers better investment opportunities. Key factors include earnings performance, dividend yields, and overall market sentiment towards the banking sector in Chile. The analysis aims to guide investors in making informed decisions based on current valuations and future outlooks. Comparative analysis of BCH and BSAC indicates moderate influence on investor sentiment and market positioning.

6 Jan

4

A lesser-known Chilean stock fund has surged 70% due to a rally in copper prices, which has gone largely unnoticed by investors. The fund's performance is linked to the rising demand for copper, driven by global economic recovery and increased industrial activity. This unexpected rise highlights the potential for significant returns in niche markets tied to commodity trends. The surge in copper prices is likely to significantly impact Banco De Chile's performance and investor sentiment due to its connection to the commodity market.

3

Banco De Chile (BCH) is compared with Banco Santander Chile (BSAC) to determine which stock presents a better value option for investors. The analysis considers various financial metrics, including price-to-earnings ratios, dividend yields, and growth prospects. BCH shows strong fundamentals and a solid market position, while BSAC has its own strengths. The evaluation aims to guide investors in making informed decisions based on current market conditions and company performance. The comparison highlights key financial metrics that may influence investor sentiment and market positioning.

30 Dec

3

Banco De Chile (BCH) is being compared to Pagaya Technologies Ltd. (PGY) in terms of stock performance this year. The analysis highlights that finance stocks, including BCH, are lagging behind PGY, which has shown significant growth. Factors contributing to this disparity include market trends and investor sentiment towards technology-driven financial solutions. The article explores the implications of these trends for BCH's future performance and competitive positioning in the finance sector. BCH's performance is influenced by broader market trends and competition from technology-driven firms like PGY.

25 Nov

4

Banco De Chile (BCH) has shown strong performance this year, outperforming many other finance stocks. The bank's strategic initiatives and robust financial results have contributed to its positive trajectory, attracting investor interest. Analysts highlight BCH's resilience in a competitive market, noting its effective management and growth potential. Comparisons with peers indicate that BCH is well-positioned to continue its upward trend, supported by favorable economic conditions and a solid operational framework. BCH's strong performance and strategic initiatives are likely to significantly impact its future market position and investor sentiment.

14 Nov

4

Banco De Chile (BCH) reported strong financial performance in Q3 2025, highlighting robust growth in key metrics despite challenging market conditions. The bank's earnings exceeded analyst expectations, driven by increased lending activity and improved asset quality. Management expressed confidence in sustaining this momentum, citing strategic initiatives and a focus on digital transformation as key drivers for future growth. The outlook remains positive as the bank navigates the evolving economic landscape. Strong financial performance and strategic initiatives indicate significant potential for future growth and market positioning.

3 Nov

4

Banco De Chile (BCH) has received a rating upgrade to 'Strong Buy' from analysts, reflecting improved financial performance and positive market sentiment. The upgrade is attributed to the bank's robust capital position, strong asset quality, and effective risk management strategies. Analysts expect continued growth in profitability and market share, driven by favorable economic conditions in Chile. This upgrade is likely to attract more investors and enhance the bank's competitive positioning in the financial sector. The rating upgrade indicates significant positive changes in financial performance and market sentiment that could alter the company's trajectory.

4

Banco De Chile (BCH) is highlighted as a strong momentum pick due to its robust financial performance and strategic positioning in the market. The bank has shown consistent growth, driven by effective management and a favorable economic environment. Analysts suggest that BCH's strong fundamentals and positive market sentiment make it an attractive investment opportunity for those seeking momentum stocks. Strong financial performance and strategic positioning indicate significant potential for future growth and market impact.

22 Oct

4

Banco de Chile (BCH) is positioned for growth due to its strong financial fundamentals, strategic initiatives, and favorable market conditions. The bank's focus on digital transformation and customer-centric services is expected to enhance its competitive edge. Analysts highlight the potential for increased profitability driven by improved operational efficiency and a robust loan portfolio. Additionally, the macroeconomic environment in Chile, including rising interest rates, may further benefit the bank's financial performance. Overall, BCH is seen as a compelling investment opportunity with significant upside potential. Strategic initiatives and favorable market conditions are likely to significantly impact Banco de Chile's future performance.

21 Oct

3

Banco De Chile (BCH) and CMWAY are compared in terms of their value as investment options. The analysis focuses on financial metrics, market performance, and potential growth prospects, highlighting the strengths and weaknesses of each stock. Investors are encouraged to consider various factors, including valuation ratios and market conditions, to determine which stock may offer better value at present. The comparison of BCH and CMWAY indicates potential influences on investor sentiment and market positioning.

3

Banco De Chile (BCH) has been underperforming compared to other finance stocks this year, raising concerns among investors. The bank's stock performance has lagged behind its peers, prompting discussions about potential reasons for this trend, including market conditions and internal factors affecting its operations. Analysts are closely monitoring BCH's performance as it may indicate broader trends within the financial sector. BCH's underperformance relative to peers suggests a moderately noticeable influence on its market position and investor sentiment.

4 Sep

3

Options traders are showing increased interest in Banco De Chile stock, as indicated by a surge in options volume. This uptick suggests that traders are anticipating significant price movements in the near future, potentially influenced by market conditions or company-specific developments. Analysts are closely monitoring these trends to gauge investor sentiment and possible implications for the stock's performance. Increased options trading activity may indicate heightened investor interest and potential volatility, impacting market sentiment and stock performance.

30 Aug

4

Citigroup has extended its agreements with Banco de Chile to enhance global connectivity through 2029. This partnership aims to strengthen the financial services offered by Banco de Chile, facilitating better access to international markets and improving operational efficiencies. The collaboration is expected to leverage Citigroup's extensive global network, benefiting both institutions and their clients. The extended agreements are likely to significantly enhance Banco de Chile's operational capabilities and market positioning.

22 Jul

4

Banco De Chile (BCH), a commercial banking company in Chile, has seen a 3.7% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days. With a Zacks Rank #1 (Strong Buy), it offers a dividend yield of 5.5%, surpassing the industry average of 3.3%. Other notable stocks include Banco Santander Chile (BSAC) with a 4.1% dividend yield and Independent Bank (INDB) with a 3.4% yield, both also receiving a Zacks Rank #1. The increase in earnings estimates and strong dividend yield indicate significant positive sentiment and potential for future performance.

16 Jul

3

Banco De Chile (BCH) has been highlighted as one of the best momentum stocks to buy as of July 16th, indicating strong performance and positive market sentiment surrounding the bank's stock. Analysts suggest that BCH's recent trends and financial indicators make it a favorable investment choice for those looking to capitalize on momentum in the market. BCH's recognition as a momentum stock suggests a moderately noticeable influence on its market performance.

10 Jul

3

DNB Bank is set to report its Q2 earnings, with analysts anticipating insights into its financial performance and market positioning. Investors are keen to understand how the bank has navigated recent economic challenges and what strategies it may employ moving forward. The earnings report is expected to provide clarity on revenue growth, cost management, and potential impacts from regulatory changes. Earnings reports can moderately influence market sentiment and financial performance, but the overall effect is expected to be balanced by other factors.

3

Implied volatility for Banco De Chile's stock options has surged, particularly for the Jul 18, 2025 $20.00 Put, indicating market expectations of significant movement. Currently, Banco De Chile holds a Zacks Rank #2 (Buy) in the Banks-Foreign industry, with analysts raising earnings estimates for the current quarter from 62 cents to 64 cents per share. This high implied volatility may signal a developing trade opportunity, as seasoned options traders often seek to sell premium in such scenarios, hoping the stock does not move as much as anticipated. High implied volatility suggests potential market movement, but the overall impact on Banco De Chile's trajectory remains limited.

2 Jul

4

Banco De Chile (BCH) is highlighted as a strong growth stock due to its impressive earnings growth, with a historical EPS growth rate of 20.7% and a projected growth of 5.7% this year, surpassing the industry average. The company also boasts a favorable asset utilization ratio of 0.08, indicating efficient sales generation compared to the industry average of 0.05. Additionally, there have been positive earnings estimate revisions, with a 3.7% increase in current-year estimates over the past month. These factors contribute to Banco De Chile's Growth Score of B and a Zacks Rank of #2, suggesting it is a solid choice for growth investors. The combination of strong earnings growth, efficient asset utilization, and positive earnings estimate revisions indicates significant potential for future performance.

24 Jun

4

Banco De Chile (BCH) has experienced a 6.2% decline over the past four weeks due to excessive selling pressure, but it is now considered oversold with an RSI of 28.33. Analysts have raised earnings estimates for BCH by 3.6% in the last month, indicating potential price appreciation. The stock holds a Zacks Rank #1 (Strong Buy), suggesting a favorable outlook for a turnaround in the near term. Analysts' upward revisions of earnings estimates and the stock's oversold status indicate a significant potential for recovery and improved market performance.

20 Jun

4

Banco De Chile (BCH) is highlighted as a top dividend stock due to its strong financial performance, consistent dividend payments, and robust growth prospects. The bank has demonstrated resilience in the face of economic challenges, making it an attractive option for income-focused investors. Analysts emphasize its solid fundamentals and strategic initiatives aimed at enhancing shareholder value, positioning BCH favorably in the competitive banking sector. Strong financial performance and strategic initiatives are likely to significantly impact future market positioning and investor sentiment.

10 Jun

4

Banco De Chile (BCH) is highlighted as a strong growth stock due to its impressive earnings growth, with a historical EPS growth rate of 20.7% and a projected growth of 5.6% this year, surpassing the industry average. The company's asset utilization ratio stands at 0.08, indicating efficient sales generation compared to the industry average of 0.05. Additionally, sales are expected to grow by 3.7%, while the Zacks Consensus Estimate for current-year earnings has increased by 3.6%. With a Growth Score of B and a Zacks Rank #1, Banco De Chile is positioned as a solid choice for growth investors. The combination of strong earnings growth, efficient asset utilization, and positive earnings estimate revisions indicates significant potential for future performance.

5 Jun

3

Implied volatility for Banco de Chile stock options has surged, indicating heightened investor uncertainty and expectations of significant price movements in the near future. This increase in volatility often reflects market reactions to potential changes in the company's performance or external economic factors. Investors are closely monitoring these developments as they could influence trading strategies and market sentiment surrounding Banco de Chile. Increased implied volatility suggests a moderate influence on market sentiment and potential impacts on trading strategies.

stockrow.com/BCH · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com