Banco Bradesco SA BBD

3.41 0.03 0.89% as of 25 Sep
Market cap
$19.0B
P/E
8.1×
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 28.95
Total sells 5.97
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — 1 1 — 21
Sell — — — — — — — 2 1 — 2 4
Insider Ownership 47.22%

Capital & Financial Ratios

Market Cap 19,020.00
Revenue 64,398.19
Net Income 4,932.87
Free Cash Flow 1,174.48
Net Debt (35,817.80)
Current Ratio 1.48
Debt/Equity 2.93
P/E ratio 8.12
P/S ratio 0.56
P/B ratio 1.00
Past 5Y EPS Growth (10.85%)
This Y EPS Growth 12.20%
Next Y EPS Growth 10.69%
Next 5Y EPS Growth 11.20%
in millions of $

Dividends

Payout Ratio 0.72
Annual Dividend Rate 0.19
Annual Dividend Yield 6.73%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.39
0.00
0.00
0.00
0.00
0.06
0.00
0.00
0.00
0.07
0.00
0.00
0.00
2025 0.38
0.05
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.06
0.00
0.00
0.00
0.06
0.00
0.00
0.00
0.08
2024 0.11
0.00
0.00
0.00
0.00
0.00
0.00
0.07
0.00
0.00
0.00
0.03
0.00
0.00
0.00
2023 0.20
0.00
0.11
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.00
0.00
0.00
0.13
2022 0.08
0.00
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.00
0.00
0.00
2021 0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.09
0.00
0.00
0.00
0.00
0.00
0.00
2020 0.12
0.00
0.00
0.02
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.06
2019 0.42
0.00
0.00
0.00
0.01
0.01
0.00
0.04
0.00
0.01
0.00
0.01
0.26
0.00
0.00
0.10
2018 0.14
0.01
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.12
2017 0.05
0.00
0.00
0.00
0.00
0.01
0.00
0.04
0.01
0.01
0.00
0.00
0.01
0.15
2016 0.07
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.15
0.00
0.00
0.00
0.05
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 107,892 145,630 122,651 141,753
Receivables — — — —
Inventory — — — —
Other — — — —
265,048 306,671 298,159 345,447
2023 2024 2025 Q'26
Payables 189,355 186,542 205,674 233,795
ST’ Debt — — — —
Other 69,062 — — —
268,500 245,023 260,525 233,795
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (1.82%) 16.20% 6.00%
Cash Flow 0.00% 0.00% 0.00%
Earnings (2.10%) 5.72% 1.42%
Book Value 1.64% 2.72% 1.39%

Revenue

Mar Jun Sep Dec Year
’26 16,904 17,179 — — —
’25 12,136 12,984 14,652 15,664 55,435
’24 12,530 11,772 11,055 11,311 46,668
’23 11,541 7,553 13,163 — 48,856
’22 9,721 6,439 8,593 9,302 46,549
’21 7,021 5,891 7,889 3,905 28,376
’20 7,892 4,446 6,507 5,733 26,170
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 16,367 (9,719) — — —
’25 (14,213) 6,536 (159) (3,363) (11,200)
’24 3,570 5,292 (1,655) 2,105 9,312
’23 5,001 (3,838) 15,391 — (36)
’22 5,788 498 39,422 4,258 8,090
’21 (1,996) 1,639 (6,446) (1,363) (17,097)
’20 7,767 14,445 29,011 45,033 27,777
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 15,837 (10,126) — — —
’25 (14,607) 6,064 (526) (4,011) (13,079)
’24 3,251 4,866 (1,899) 1,711 7,930
’23 4,622 (4,044) 15,144 — (1,596)
’22 5,163 251 38,243 4,258 6,383
’21 (2,085) 1,408 (7,010) (1,363) (17,777)
’20 7,575 14,391 28,500 45,033 27,104
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.09 0.13 — — —
’25 0.09 0.10 0.09 0.11 0.38
’24 0.07 0.07 0.09 0.07 0.29
’23 0.07 0.08 0.06 — 0.25
’22 0.12 0.13 0.10 0.01 0.36
’21 0.10 0.12 0.11 0.05 0.36
’20 0.07 0.07 0.07 0.11 0.29
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
2.76 6.53 5.42 7.54 2.68 3.25 2.50 2.34 1.84 1.85

Analyst estimates 2026–2028

Powerpack
Low Price
7.95 9.88 10.98 10.55 9.32 5.70 4.74 3.68 3.50 3.77
High Price
108,793 98,808 98,605 97,329 89,575 87,274 88,381 86,222 84,022 82,095
Employees
1 1 1 1 0 0 1 1 1 1
Revenue/Emp
73,492 78,267 61,540 60,557 26,170 28,376 46,549 48,856 46,668 55,435
Revenue
75.30% 75.64% 78.92% 81.37% 68.00% 69.93% 45.36% 35.89% 42.68% 37.37%
Gross Margin
7,787 6,273 6,552 4,100 988 5,651 4,689 2,045 3,133 3,766
EBT
10.60% 8.02% 10.65% 6.77% 3.77% 19.91% 10.07% 4.19% 6.71% 6.79%
EBT Margin
7,787 6,273 6,552 4,100 988 5,651 4,689 2,045 3,133 3,766
Net Income
1,215 1,901 1,649 1,507 1,174 1,054 1,097 1,306 1,249 1,265
Depreciation
7.79 10.46 6.90 5.66 2.56 2.92 4.36 4.59 4.40 5.24
Revenue/Sh
0.40 0.62 0.47 0.51 0.29 0.36 0.36 0.25 0.29 0.38
Earnings/Sh
1.90 0.99 0.50 (0.88) 2.72 (1.76) 0.76 0.00 0.88 (1.06)
Cash Flow/Sh
(0.14) (0.22) (0.16) (0.11) (0.07) (0.07) (0.16) (0.15) (0.13) (0.18)
Capex/Sh
1.76 0.77 0.34 (0.98) 2.65 (1.83) 0.60 (0.15) 0.75 (1.24)
Free CF/Sh
3.07 4.65 3.74 3.18 2.74 2.82 2.88 3.14 2.95 3.03
Book Value/Sh
9,433 7,482 8,913 10,696 10,225 9,706 10,671 10,642 10,614 10,579
Shares
13.47 17.87 16.39 16.72 17.75 9.10 7.08 15.45 6.37 8.54
PE Ratio
0.91 1.17 1.22 1.42 2.29 1.48 0.40 0.88 0.43 0.64
PS Ratio
2.80 2.55 2.48 2.89 2.03 1.38 0.45 1.06 0.65 1.10
PB Ratio
(0.13) (0.67) (0.90) (0.13) 0.70 (4.28) (3.88) (1.70) (2.27) (1.02)
EV/Sales
(0.98) (95.68) (16.76) 0.61 0.18 11.07 (2.79) (3.75) (13.39) 4.30
EV/FCF
17,962 7,415 4,452 (9,361) 27,777 (17,097) 8,090 (36) 9,312 (11,200)
Op' Cash Flow
(1,319) (1,627) (1,432) (1,154) (674) (680) (1,708) (1,560) (1,383) (1,880)
Capex
16,643 5,787 3,020 (10,514) 27,104 (17,777) 6,383 (1,596) 7,930 (13,079)
FCF
30,139 29,392 30,233 28,165 (46,336) 74,211 1,585 (3,451) 61,648 37,634
Working Cap'
40,133 24,738 27,849 26,355 11,450 40,892 18,509 66,071 19,195 31,149
Total Debt
(108,554) (156,222) (132,438) (113,858) (51,322) (106,723) (63,702) (41,821) (126,435) (91,502)
Net Debt
28,926 34,772 33,321 34,065 28,026 27,394 30,748 33,453 31,322 32,050
Sh' Equity
1.33% 1.28% 1.43% 1.64% 0.98% 1.32% 1.24% 0.78% 0.83% 1.06%
ROA
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC
15.40% 14.41% 15.34% 16.98% 10.34% 14.68% 13.98% 8.89% 9.88% 13.38%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Banco Bradesco SA peers in Banks Regional

All 325 Banks Regional stocks →

Banco Bradesco SA (BBD) key facts

  • Banco Bradesco SA (BBD) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
  • Banco Bradesco SA’s revenue for fiscal 2025 (year ended December 2025) was BRL 55.4 billion, up 18.8% from fiscal 2024.
  • As of September 25, 2026, BBD traded at $3.41, a market capitalization of $19.0 billion.
  • Banco Bradesco SA pays an annual dividend of $0.19 per share, a yield of 6.73%, with a payout ratio of 71.9%.
  • Return on equity was 13.4% and debt-to-equity 2.93.

Source: company filings (standardised) and stockrow calculations.

Banco Bradesco SA (BBD) Latest News

News by impact score

Fine-tune

25 Sep

3

Banco Bradesco director Denise Aguiar Alvarez bought about 131,000 shares on Sept. 18, 2026 for roughly $2.3 million, increasing her direct stake to about 6.0 million shares (post-transaction value near $20.6 million). The Form 4 shows an execution price of $17.98 per share, while the Sept. 21 close put Bradesco around $3.52. The move comes as Bradesco reports improving operating metrics (TTM revenue of BRL 341.3 billion, net income BRL 24.3 billion) after earlier pressure on margins and loan growth; insider buying is framed as a bullish signal, though analysts note the stock's current valuation and the need for sustained turnaround. Insider buying signals near-term bullish sentiment but limited impact on fundamentals given Bradesco's large scale.

3

Banco Bradesco SA executive Silvana Rosa Machado bought 62,048 shares in a direct transaction valued at about $1.1 million, according to a SEC Form 4. The purchase raises Machado’s direct Bradesco stake to roughly 235,000 shares, expanding her direct stake by about 36% and lifting insider ownership to about 0.0022% of the company. The Form 4 reports a weighted-average purchase price of $17.98 per share, while the date’s market close was $3.43, highlighting a large gap between purchase price and market price. Machado has led Bradesco’s human resources function since spring 2024. Bradesco is a major Brazilian bank with Banking and Insurance divisions and a market cap around $37.2 billion as of Sept 21, 2026. The piece frames the trade as a bullish signal—insider purchases often precede higher prices in the near term—though earnings face headwinds from high credit costs and domestic factors. Insider purchase signals bullish sentiment but represents a tiny stake, limiting fundamental impact.

23 Sep

3

Oswaldo Tadeu Fernandes, an Executive Officer at Banco Bradesco S.A. (NYSE: BBD), purchased 79,782 preferred shares on Sept. 18, 2026, in a direct open-market trade worth about $1.4 million. Post-deal, Fernandes holds 348,575 Bradesco shares, a 30% rise in his direct stake. The trade used a weighted average price of $17.98; by Sept. 18 close Bradesco traded around $3.43, with the stock at $3.52 on Sept. 21. No indirect or derivative positions were disclosed. Bradesco, Brazil's large financial group, has a market cap of about $37.2 billion and roughly 82,095 employees. The Fool frames the purchase as a bullish signal, noting insider buys often precede higher prices, though cautions Bradesco's earnings have improved only gradually and that the stock is not among its top picks. Insider buying signals optimism but is unlikely to overhaul fundamentals amid weak near-term earnings and Brazil-specific headwinds.

7 Aug

4 transcript

Banco Bradesco SA posted strong net income growth in Q2 2026 earnings call highlights. Strong net income growth reported in earnings call indicates major positive shift in financial performance and investor outlook.

3

Banco Bradesco SA released Q2 earnings call highlights covering financial results, operational metrics and strategic outlook. Q2 earnings highlights deliver periodic financial and operational updates that can moderately shift near-term investor sentiment.

12 May

4

Brazilian payments network Elo has selected banks to prepare for a potential initial public offering in the US, according to reports. Elo's potential US IPO unlocks significant value for Bradesco's substantial stake in the payments network.

3

Brazilian payments network Elo selects banks, including Banco Bradesco, for potential US IPO, according to a report. Bradesco's involvement in underwriting Elo's potential US IPO provides revenue potential from fees and enhances its investment banking reputation amid international expansion.

14 Apr

4

Banco Bradesco SA (BBD) upgraded to Buy rating by analysts, signaling improved outlook and potential stock price gains amid positive fundamentals and market positioning. Analyst upgrade to Buy enhances investor sentiment and could significantly boost short-term stock performance.

24 Feb

4

Banco Bradesco SA (BBD) reports 26.1% growth in 2025 recurring net income to BRL 24.7 billion. 26.1% growth in recurring net income to BRL 24.7 billion demonstrates strong financial performance, significantly enhancing future prospects and investor sentiment.

6 Feb

4 transcript

Banco Bradesco reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The bank showed resilience in a challenging economic environment, with growth in net income and improvements in asset quality. Management discussed plans for digital transformation and enhancing customer experience, aiming to strengthen its competitive position. The earnings call emphasized the importance of maintaining operational efficiency and adapting to market changes. Significant strategic initiatives and digital transformation plans are expected to enhance competitive positioning and investor sentiment.

3

Banco Bradesco SA reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results showed a mix of growth and challenges, reflecting the bank's operational strategies and market conditions. Analysts are assessing the implications of these earnings on future performance and investor sentiment. The earnings report indicates moderate changes in financial performance that could influence market sentiment but are not expected to drastically alter the company's trajectory.

28 Jan

4

Banco Bradesco SA's stock rose ahead of a crucial meeting of the Brazilian Central Bank, where interest rate decisions are anticipated. Investors are closely monitoring the central bank's stance on inflation and economic growth, which could significantly influence the banking sector's performance. The market is reacting positively to expectations of potential rate cuts, which would benefit banks like Bradesco. The upcoming central bank meeting could lead to significant changes in interest rates, impacting Banco Bradesco's financial performance and market positioning.

27 Jan

3

Banco Bradesco SA's stock rose ahead of the Brazilian Central Bank's meeting, reflecting investor optimism about potential monetary policy changes. Market participants are closely watching the central bank's decisions, which could influence interest rates and economic conditions in Brazil. The anticipation surrounding the meeting has led to increased trading activity in Bradesco shares, highlighting the bank's sensitivity to regulatory developments. The upcoming central bank meeting may moderately influence Banco Bradesco's financial performance and market sentiment.

5 Jan

3

Nu Holdings reached a new high in the stock market, reflecting strong investor interest and performance. This surge may influence market dynamics and investor sentiment towards fintech companies, including Banco Bradesco SA, as competition in the sector intensifies. Increased competition from fintech firms like Nu Holdings could moderately affect Banco Bradesco's market positioning and financial performance.

23 Dec

4

Brazil's stock market experienced significant gains, driven by a favorable economic environment and investor optimism. However, future growth is contingent on political changes, particularly the government's ability to implement reforms and maintain stability. Investors are closely monitoring the political landscape, as shifts could impact market performance and individual stocks, including Banco Bradesco SA. Political changes in Brazil are likely to significantly influence market dynamics and investor sentiment, affecting Banco Bradesco's performance.

5 Nov

4 transcript

Banco Bradesco SA reported strong revenue growth in Q3 2025, highlighting strategic initiatives that contributed to its financial performance. The bank's earnings call emphasized key areas of expansion and innovation, showcasing its resilience in a competitive market. Management outlined future plans aimed at sustaining growth and enhancing customer engagement, indicating a positive outlook for the upcoming quarters. Strong revenue growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.

4 Nov

4

Banco Bradesco SA (BBD) is highlighted as a strong momentum stock, showcasing positive trends in its performance metrics and market positioning. Analysts suggest that the bank's robust financial health, strategic initiatives, and favorable market conditions contribute to its potential for continued growth. Investors are encouraged to consider the stock for their portfolios, given its upward trajectory and the overall positive sentiment surrounding the company. Strong momentum and positive financial indicators suggest significant potential for future growth and market performance.

1 Nov

4

Recent developments at Banco Bradesco SA indicate a shift in the company's narrative, driven by strategic initiatives and market dynamics. The bank is focusing on digital transformation and enhancing customer experience, which may improve its competitive positioning. Additionally, regulatory changes and economic factors are influencing its operations and growth prospects. Investors are closely monitoring these changes as they could significantly impact the bank's future performance. Strategic initiatives and market dynamics are likely to significantly alter the company's trajectory and investor sentiment.

30 Oct

4

Options trading volume for Banco Bradesco SA has surged, indicating increased investor interest and speculation regarding the bank's stock performance. This uptick in options activity is fueling discussions about a potential breakout for the Brazilian bank, suggesting that traders are anticipating significant price movements in the near future. Analysts are closely monitoring these developments as they could signal a shift in market sentiment towards Banco Bradesco. Increased options volume suggests heightened investor interest and potential price movements that could significantly impact the bank's market performance.

29 Oct

4

Banco Bradesco SA reported its Q3 earnings, showcasing a notable increase in net income compared to the previous year. The bank's performance was driven by growth in its loan portfolio and improved efficiency metrics. Additionally, the bank highlighted its strategic initiatives aimed at enhancing customer experience and digital transformation. Overall, the results reflect a positive trajectory for the institution amidst a competitive banking landscape. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

28 Oct

4

Goldman Sachs has upgraded Banco Bradesco SA (BBD) due to improved capital generation and positive earnings momentum. The upgrade reflects confidence in the bank's financial performance and growth prospects, suggesting a favorable outlook for investors. The upgrade indicates significant improvements in capital generation and earnings, likely influencing investor sentiment and the bank's future performance.

18 Oct

4

Analysts are reassessing their outlook on Banco Bradesco SA as sentiment shifts and valuations change. Recent developments indicate a potential for improved performance, driven by strategic initiatives and market conditions. Investors are closely monitoring these changes, which could influence the bank's competitive positioning and financial results in the near future. Shifts in analyst sentiment and valuation could significantly impact Banco Bradesco's future performance and investor confidence.

15 Oct

3

Rubens Ometto, the controlling shareholder of Cosan S.A., is negotiating a $141 million loan from Banco Bradesco. This financial arrangement highlights Banco Bradesco's role in supporting significant corporate financing activities in Brazil. The loan negotiation may influence Banco Bradesco's financial performance and market sentiment but is not expected to fundamentally alter its trajectory.

13 Oct

3

Wall Street analysts have mixed opinions on Banco Bradesco S.A. (BBD), with some expressing optimism about its growth potential while others remain cautious due to economic uncertainties in Brazil. Recent performance indicators show a slight decline in stock value, prompting discussions about the bank's strategic direction and competitive positioning in the financial sector. Analysts are closely monitoring the bank's response to regulatory changes and market dynamics that could influence its future performance. Moderate influence is expected due to economic uncertainties and strategic considerations affecting the bank's performance.

4 Oct

4

Recent developments at Banco Bradesco SA indicate a shift in its strategic direction, focusing on digital transformation and customer-centric services. The bank is enhancing its technological capabilities to improve operational efficiency and customer engagement. These changes are expected to positively influence its market position and financial performance, as Bradesco adapts to evolving consumer demands and competitive pressures in the banking sector. The strategic focus on digital transformation and customer engagement is likely to significantly impact the bank's future performance and market positioning.

3 Oct

4

Banco Bradesco SA has been upgraded to a 'Buy' rating by analysts, reflecting positive sentiment regarding its financial performance and growth prospects. Factors contributing to this upgrade include strong earnings reports, improved operational efficiency, and favorable market conditions. The bank's strategic initiatives and robust risk management practices are also highlighted as key strengths that position it well for future growth. Investors are encouraged to consider this upgrade as a potential opportunity for investment in the bank's stock. The upgrade to 'Buy' indicates significant positive sentiment and potential for improved market performance.

2 Oct

4

Banco Bradesco SA is highlighted as a top dividend stock due to its strong financial performance, consistent dividend payments, and robust growth potential. The bank has demonstrated resilience in the face of economic challenges, maintaining a solid capital base and a diversified portfolio. Investors are attracted to its attractive yield and commitment to returning value to shareholders, making it a compelling choice for those seeking reliable income through dividends. Strong financial performance and consistent dividend payments indicate significant impact on future market performance.

3

Banco Bradesco SA has launched an incentive program aimed at converting Brazilian Depositary Receipts (BDRs) into shares. This initiative is designed to enhance liquidity and attract more investors by simplifying the process of converting BDRs to common shares. The program is expected to bolster the bank's capital structure and improve its market presence. The conversion program may moderately influence investor sentiment and liquidity but is not expected to drastically change the bank's overall trajectory.

27 Sep

3

Rubens Ometto is in negotiations with Banco Bradesco S.A. for a loan of up to $141 million. The discussions are part of Ometto's efforts to secure financing for his business ventures, which may impact the bank's lending portfolio and financial performance. The loan negotiation could moderately influence Banco Bradesco's financial performance and market sentiment.

22 Sep

3

Banco Bradesco SA (BBD) has received a stock rating upgrade as part of a broader analysis of top blue-chip stocks. The upgrade reflects positive sentiment and potential growth prospects for the bank, aligning with recent market trends and investor interest in financial institutions. Analysts are optimistic about Bradesco's performance in the upcoming periods, suggesting a favorable outlook for its stock. The upgrade indicates a moderately noticeable influence on Bradesco's market performance and investor sentiment.

stockrow.com/BBD · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com