Saturday 17 October 2026 Export BSBR’s income statement to Excel — free account

Banco Santander Brasil SA

Banco Santander Brasil SA’s revenue for fiscal 2025 (year ended December 2025) was $32.2 billion, up 12.6% from fiscal 2024. In the quarter to June 2026, revenue grew 15.0%, free cash flow grew 274.8% and total debt rose 19.4%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

5.58 0.01 −0.18%

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Market cap: $20.9B
P/E: 7.4×
Fwd P/E: —
Dividend yield: 6.14%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.00

Total sells 6.72

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	1	—	—
Sell	—	—	—	—	9	—	1	5	—	13	5	—

Insider Ownership 1.65%

Capital & Financial Ratios $m

Market Cap 20,930.00

Revenue 34,698.72

Net Income 2,650.66

Free Cash Flow 7,661.82

Net Debt 14,249.74

Current Ratio 1.56

Debt/Equity 3.34

P/E ratio 7.36

Fwd P/E —

P/S ratio 0.61

P/B ratio 0.83

Past 5Y EPS Growth (3.04%)

This Y EPS Growth (12.25%)

Next Y EPS Growth 15.48%

Next Y revenue growth —

Next 5Y EPS Growth 5.44%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 30.85%

10-year low 10-year high

P/S against its own 10 years 5.68%

10-year low 10-year high

P/B against its own 10 years 10.73%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate 0.34

Annual Dividend Yield 6.14%

	total	individual payouts
2026	0.24	0.03 0.10 0.11 0.10
2025	0.34	0.07 0.07 0.10 0.10
2024	0.30	0.08 0.08 0.07 0.07
2023	0.33	0.09 0.08 0.08 0.08
2022	0.28	0.01 0.09 0.10 0.09 0.09
2021	0.53	0.03 0.02 0.15 0.18 0.14
2020	0.65	0.52 0.05 0.04 0.05
2019	0.47	0.33 0.07 0.07 0.07
2018	0.09	0.19 0.05 0.04 0.04
2017	0.08	0.33 0.04 0.04 0.04
2016	0.24	0.20 0.04

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	62,293	65,937	65,944	71,018
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	171,195	176,485	173,493	193,672

	2023	2024	2025	Q'26
Payables	116,819	112,180	106,265	122,971
ST’ Debt	—	—	—	—
Other	—	25,146	—	—
	117,881	113,011	107,125	123,807

Compound Annual Growth %

	10y	5y	3y
Sales	4.29%	20.06%	7.41%
Cash Flow	(3.13%)	(35.82%)	(12.32%)
Earnings	(2.64%)	(2.56%)	(6.17%)
Book Value	(0.72%)	1.95%	1.87%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	8,661	9,071	—	—	—
’25	7,356	7,889	8,283	8,684	32,212
’24	7,550	7,039	7,231	6,780	28,600
’23	3,778	7,245	7,546	—	29,497
’22	5,708	3,497	6,690	2,631	25,994
’21	3,422	4,681	4,044	4,640	16,787
’20	2,157	2,946	3,275	4,537	12,915

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	7,521	3,825	—	—	—
’25	5,703	(1,892)	747	(3,664)	894
’24	(4,342)	2,884	5,262	(7,722)	(3,918)
’23	7,295	(2,234)	12,300	—	7,334
’22	2,177	(1,256)	334	7,292	1,326
’21	2,990	(956)	(1,957)	1,184	1,261
’20	4,171	2,809	169	1,061	8,210

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	7,413	3,547	—	—	—
’25	5,653	(2,029)	687	(3,985)	326
’24	(4,411)	2,778	5,184	(7,871)	(4,319)
’23	7,295	(2,466)	12,184	—	6,723
’22	2,144	(1,419)	276	7,292	828
’21	3,064	(1,047)	(2,133)	947	830
’20	4,073	2,691	67	998	7,830

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	—	—	—	—	—
’25	—	—	—	—	0.60
’24	—	—	—	—	0.57
’23	—	—	—	—	0.50
’22	—	—	—	—	0.74
’21	0.20	0.20	0.19	0.17	0.77
’20	0.23	0.10	0.19	0.18	0.70

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	2.89	6.57	6.90	9.27	3.53	5.19	4.80	4.76	3.75	3.75	Analyst estimates 2026–2028 Powerpack
	High	8.74	11.25	11.73	13.15	12.15	8.88	7.98	6.66	6.60	6.60
People
People	Employees	47,252	47,404	48,012	47,819	44,599	48,834	52,603	55,611	55,646	49,661
	Revenue/emp, $m	0.58	0.56	0.44	0.46	0.29	0.34	0.49	0.53	0.51	0.65
Income, $m
Income, $m	Revenue	27,350	26,684	21,358	22,119	12,915	16,787	25,994	29,497	28,600	32,212
	Gross margin, %	51.19	57.19	63.42	67.33	72.46	70.56	49.54	44.73	47.81	41.70
	EBT	4,697	4,546	4,353	5,644	1,875	4,586	3,792	2,388	3,558	2,996
	EBT margin, %	17.17	17.04	20.38	25.52	14.52	27.32	14.59	8.10	12.44	9.30
	Net income	2,140	2,862	3,502	4,214	2,609	2,883	2,778	1,903	2,487	2,322
	Depreciation	425	521	476	606	500	451	501	549	506	470
Per share, $
Per share, $	Revenue	7.14	6.98	5.61	5.82	3.40	4.41	6.86	7.77	7.53	8.64
	Earnings	0.55	0.73	0.90	1.05	0.70	0.77	0.74	0.51	0.57	0.60
	Cash flow	0.51	4.12	0.59	1.66	2.16	0.33	0.35	1.93	(1.03)	0.24
	Capex	(0.11)	(0.15)	(0.21)	(0.23)	(0.10)	(0.11)	(0.13)	(0.16)	(0.11)	(0.15)
	Free cash flow	0.39	3.97	0.39	1.43	2.06	0.22	0.22	1.77	(1.14)	0.09
	Book value	6.35	7.14	6.58	6.48	5.42	5.16	5.66	6.06	5.85	6.08
	Shares, m	3,829	3,822	3,807	3,802	3,800	3,803	3,788	3,795	3,799	3,730
Valuation, ×
Valuation, ×	P/E	22.28	13.01	11.84	10.56	11.83	7.08	6.64	8.49	5.15	8.05
	P/S	1.25	1.37	1.90	2.00	2.44	1.22	1.03	1.16	0.52	0.72
	P/B	1.40	1.34	1.62	1.79	1.53	1.04	0.92	1.05	0.67	1.03
	EV/Sales	1.55	1.95	3.16	3.84	3.66	3.14	0.84	1.41	0.78	0.89
	EV/FCF	28.09	3.43	45.80	15.64	6.03	63.60	1.94	1.24	(5.20)	88.32
Cash, $m
Cash, $m	Operating cash flow	1,935	15,751	2,265	6,303	8,210	1,261	1,326	7,334	(3,918)	894
	Capex	(430)	(566)	(790)	(865)	(380)	(431)	(498)	(611)	(402)	(568)
	Free cash flow	1,504	15,185	1,474	5,437	7,830	830	828	6,723	(4,319)	326
Balance, $m
Balance, $m	Working capital	53,859	45,326	59,115	43,455	45,671	35,510	49,490	53,314	63,473	66,368
	Total debt	64,259	63,529	66,511	60,491	50,726	52,094	59,143	65,564	73,514	71,471
	Net debt	8,152	15,453	26,942	40,855	15,756	32,373	12,621	3,271	7,577	5,527
	Shareholders’ equity	24,316	27,276	25,061	24,633	20,581	19,637	21,439	23,006	22,216	22,666
Returns, %
Returns, %	ROA	1.15	1.46	1.72	2.13	1.39	1.62	1.52	0.91	1.09	1.00
	ROIC	16.45	12.51	9.58	8.65	9.08	9.36	15.84	19.14	18.64	18.53
	ROE	8.64	10.84	13.16	16.73	11.51	14.31	13.47	8.52	10.96	10.19

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CFG Citizens Financial Group, Inc.	$26.7B	13.6×	12.3×	+6.25% (above 0%: growing)	+40.86% (above 0%: growing)	−17.35% (below 0%: shrinking)	71.46%	0.00%	Compare
RF Regions Financial Corporation	$23.3B	11.1×	10.9×	−2.14% (below 0%: shrinking)	+8.47% (above 0%: growing)	−39.63% (below 0%: shrinking)	80.19%	0.00%	Compare
FCNCA First Citizens BancShares, Inc.	$23.3B	11.4×	11.8×	+0.11% (above 0%: growing)	+31.07% (above 0%: growing)	+28.65% (above 0%: growing)	67.05%	0.00%	Compare
BBD Banco Bradesco SA	$22.5B	9.4×	6.5×	+32.31% (above 0%: growing)	+30.00% (above 0%: growing)	−266.98% (below 0%: shrinking)	36.36%	0.00%	Compare
KEY KeyCorp	$21.3B	11.5×	11.9×	−1.14% (below 0%: shrinking)	+25.71% (above 0%: growing)	−80.76% (below 0%: shrinking)	70.74%	0.00%	Compare
BSBR Banco Santander Brasil SA	$20.9B	7.4×	—	+14.98% (above 0%: growing)	−5.56% (below 0%: shrinking)	+274.78% (above 0%: growing)	40.57%	0.00%
BCH Banco De Chile	$19.8B	14.7×	13.3×	+14.73% (above 0%: growing)	+34.37% (above 0%: growing)	−141.88% (below 0%: shrinking)	79.35%	0.00%	Compare
EWBC East West Bancorp, Inc.	$17.3B	12.1×	11.8×	+3.68% (above 0%: growing)	+17.78% (above 0%: growing)	+112.58% (above 0%: growing)	66.63%	0.00%	Compare
WF Woori Bank	$17.1B	8.1×	—	+37.39% (above 0%: growing)	+1.14% (above 0%: growing)	−106.07% (below 0%: shrinking)	57.49%	0.00%	Compare
Median of peers	$21.9B	11.5×	11.8×	+4.97%	+27.85%	−60.19%	68.90%	0.00%

All 323 Banks Regional stocks →

Banco Santander Brasil SA (BSBR) key facts

Strength: Banco Santander Brasil SA’s revenue for fiscal 2025 (year ended December 2025) was $32.2 billion, up 12.6% from fiscal 2024.
Banco Santander Brasil SA (BSBR) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, BSBR traded at $5.58, a market capitalization of $20.9 billion.
Banco Santander Brasil SA pays an annual dividend of $0.34 per share, a yield of 6.14%.
Return on equity was 10.2% and debt-to-equity 3.34.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.