Banco Bradesco SA BBDO

3.10 0.02 0.65% as of 25 Sep
Market cap
$28.5B
P/E
7.3×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 27.89%

Capital & Financial Ratios

Market Cap 28,513.59
Revenue 64,398.19
Net Income 4,932.87
Free Cash Flow 1,174.48
Net Debt (35,817.80)
Current Ratio 1.48
Debt/Equity 2.93
P/E ratio 7.33
P/S ratio 0.51
P/B ratio 0.90
Past 5Y EPS Growth —
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.67
Annual Dividend Rate 0.18
Annual Dividend Yield 7.28%
total individual payouts
2026 0.09
0.00
0.00
0.00
0.00
0.05
0.00
0.00
0.00
0.06
0.00
0.00
0.00
2025 0.04
0.05
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.05
0.00
0.00
0.00
0.05
0.00
0.00
0.00
0.07
2024 0.13
0.00
0.00
0.00
0.00
0.00
0.00
0.06
0.00
0.00
0.00
0.03
0.00
0.00
0.00
2023 0.18
0.00
0.10
0.00
0.00
0.00
0.00
0.00
0.04
0.00
0.00
0.00
0.00
0.00
0.00
0.12
2022 0.07
0.00
0.00
0.00
0.00
0.00
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.00
2021 0.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.09
0.00
0.00
0.00
0.00
0.00
0.00
2020 0.09
0.00
0.00
0.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.06
2019 0.15
0.00
0.00
0.00
0.00
0.00
0.00
0.03
0.00
0.00
0.00
0.00
0.17
0.00
0.00
0.09
2018 0.16
0.00
0.00
0.00
0.01
0.00
0.00
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.11
2017 0.17
0.00
0.00
0.00
0.00
0.00
0.00
0.03
0.00
0.00
0.00
0.00
0.00
0.12
2016 0.17
0.00
0.00
0.00
0.01
0.00
0.00
0.00
0.02
0.00
0.00
0.00
0.08
0.00
0.00
0.00
0.04
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 107,892 145,630 122,651 141,753
Receivables — — — —
Inventory — — — —
Other — — — —
265,048 306,671 298,159 345,447
2023 2024 2025 Q'26
Payables 189,355 186,542 205,674 233,795
ST’ Debt — — — —
Other 69,062 — — —
268,500 245,023 260,525 233,795
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (1.82%) 16.20% 6.00%
Cash Flow 0.00% 0.00% 0.00%
Earnings (2.10%) 5.72% 1.42%
Book Value 1.64% 2.72% 1.39%

Revenue

Mar Jun Sep Dec Year
’26 16,904 17,179 — — —
’25 12,136 12,984 14,652 15,664 55,435
’24 12,530 11,772 11,055 11,311 46,668
’23 11,541 7,553 13,163 — 48,856
’22 9,721 6,439 8,593 9,302 46,549
’21 7,021 5,891 7,889 3,905 28,376
’20 7,892 4,446 6,507 5,733 26,170
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 16,367 (9,719) — — —
’25 (14,213) 6,536 (159) (3,363) (11,200)
’24 3,570 5,292 (1,655) 2,105 9,312
’23 5,001 10,057 16,554 — (36)
’22 5,788 498 39,422 4,258 8,090
’21 (1,996) 1,639 (6,446) (1,363) (17,097)
’20 7,767 14,445 29,011 45,033 27,777
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 15,837 (10,126) — — —
’25 (14,607) 6,064 (526) (4,011) (13,079)
’24 3,251 4,866 (1,899) 1,711 7,930
’23 4,622 10,057 15,723 — (1,596)
’22 5,163 498 39,422 4,258 6,383
’21 (2,085) 1,639 (7,010) (1,363) (17,777)
’20 7,575 14,445 28,500 45,033 27,104
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.09 0.13 — — —
’25 0.09 0.10 0.09 0.11 0.38
’24 0.07 0.07 0.09 0.07 0.29
’23 0.07 0.08 0.06 — 0.25
’22 0.12 0.13 0.10 0.01 0.36
’21 0.10 0.12 0.11 0.05 0.36
’20 0.07 0.07 0.07 0.11 0.29
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
3.46 6.23 4.58 6.65 2.58 2.79 2.29 2.12 1.71 1.74

Analyst estimates 2026–2028

Powerpack
Low Price
8.46 9.83 10.91 9.48 8.71 4.86 3.90 3.21 3.17 3.31
High Price
108,793 98,808 98,605 97,329 89,575 87,274 88,381 86,222 84,022 82,095
Employees
1 1 1 1 0 0 1 1 1 1
Revenue/Emp
73,492 78,267 61,540 60,557 26,170 28,376 46,549 48,856 46,668 55,435
Revenue
75.30% 75.64% 78.92% 81.37% 68.00% 69.93% 45.36% 35.89% 42.68% 37.37%
Gross Margin
7,787 6,273 6,552 4,100 988 5,651 4,689 2,045 3,133 3,766
EBT
10.60% 8.02% 10.65% 6.77% 3.77% 19.91% 10.07% 4.19% 6.71% 6.79%
EBT Margin
7,787 6,273 6,552 4,100 988 5,651 4,689 2,045 3,133 3,766
Net Income
1,215 1,901 1,649 1,507 1,174 1,054 1,097 1,306 1,249 1,265
Depreciation
7.79 10.46 6.90 5.66 2.56 2.92 4.36 4.59 4.40 5.24
Revenue/Sh
0.40 0.62 0.47 0.51 0.29 0.36 0.36 0.25 0.29 0.38
Earnings/Sh
1.90 0.99 0.50 (0.88) 2.72 (1.76) 0.76 0.00 0.88 (1.06)
Cash Flow/Sh
(0.14) (0.22) (0.16) (0.11) (0.07) (0.07) (0.16) (0.15) (0.13) (0.18)
Capex/Sh
1.76 0.77 0.34 (0.98) 2.65 (1.83) 0.60 (0.15) 0.75 (1.24)
Free CF/Sh
3.07 4.65 3.74 3.18 2.74 2.82 2.88 3.14 2.95 3.03
Book Value/Sh
9,433 7,482 8,913 10,696 10,225 9,706 10,671 10,642 10,614 10,579
Shares
15.17 17.18 14.38 16.21 15.55 7.72 6.50 13.64 5.97 7.36
PE Ratio
1.03 1.13 1.07 1.37 2.01 1.25 0.73 0.77 0.41 0.55
PS Ratio
3.15 2.46 2.60 2.81 1.78 1.17 0.84 0.94 0.61 0.95
PB Ratio
(0.01) (0.72) (0.64) (0.26) 0.42 (4.51) (2.95) (1.80) (2.30) (1.10)
EV/Sales
(0.11) (102.06) (3.10) (8.26) 0.11 11.70 (2.09) (2.23) (13.55) 4.67
EV/FCF
17,962 7,415 4,452 (9,361) 27,777 (17,097) 8,090 (36) 9,312 (11,200)
Op' Cash Flow
(1,319) (1,627) (1,432) (1,154) (674) (680) (1,708) (1,560) (1,383) (1,880)
Capex
16,643 5,787 3,020 (10,514) 27,104 (17,777) 6,383 (1,596) 7,930 (13,079)
FCF
30,139 29,392 30,233 28,165 (46,336) 74,211 1,585 (3,451) 61,648 37,634
Working Cap'
40,133 24,738 27,849 26,355 11,450 40,892 18,509 66,071 19,195 31,149
Total Debt
(108,554) (156,222) (132,438) (113,858) (51,322) (106,723) (63,702) (41,821) (126,435) (91,502)
Net Debt
28,926 34,772 33,321 34,065 28,026 27,394 30,748 33,453 31,322 32,050
Sh' Equity
1.33% 1.28% 1.43% 1.64% 0.98% 1.32% 1.24% 0.78% 0.83% 1.06%
ROA
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC
15.40% 14.41% 15.34% 16.98% 10.34% 14.68% 13.98% 8.89% 9.88% 13.38%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Banco Bradesco SA (BBDO) key facts

  • Banco Bradesco SA (BBDO) is a Banks Regional company in the Financial Services sector, traded in the US as an ADR.
  • Banco Bradesco SA’s revenue for fiscal 2025 (year ended December 2025) was BRL 55.4 billion, up 18.8% from fiscal 2024.
  • As of September 25, 2026, BBDO traded at $3.10, a market capitalization of $28.5 billion.
  • Banco Bradesco SA pays an annual dividend of $0.18 per share, a yield of 7.28%, with a payout ratio of 67.3%.
  • Return on equity was 13.4% and debt-to-equity 2.93.

Source: company filings (standardised) and stockrow calculations.

Banco Bradesco SA (BBDO) Latest News

News by impact score

Fine-tune

25 Sep

3

Denise Aguiar Alvarez, a director of Banco Bradesco S.A. (NYSE: BBD), bought about 131,000 shares on September 18, 2026, via an SEC Form 4, for roughly $2.3 million at a weighted price of $17.98. The purchase raises her direct stake to about 6.0 million shares, valued at roughly $20.6 million based on late-September prices. Bradesco reported trailing twelve-month revenue of BRL 341.3 billion and net income of BRL 24.3 billion. The stock traded around $3.52 on Sept. 21, 2026 (about $3.43 on Sept. 18 close used for Form 4 calculations). The move is framed as insider buying near a potential turnaround amid improving Brazilian consumer conditions and Bradesco’s earnings recovery, though the size remains a small portion of the bank’s overall market value. Insider purchase signals positive near-term sentiment but the stake size relative to Bradesco’s scale limits potential fundamental impact.

7 Aug

3

Banco Bradesco SA posted strong net income growth in Q2 2026 earnings call highlights. Strong net income growth points to improved results that can lift near-term market performance.

3

Banco Bradesco SA Q2 earnings call highlighted financial results including revenue, net income, loan growth, and management outlook on operations and strategy. Q2 earnings updates deliver financial details likely to produce moderate short-term effects on stock sentiment and valuation.

19 May

3

Banco Bradesco SA expands payroll loan operations by deploying the FICO platform. Payroll loan expansion using FICO platform supports moderate gains in operational efficiency and lending capacity.

12 May

4

Brazilian payments network Elo, co-owned by Banco Bradesco, Banco do Brasil, and Caixa Econômica Federal, selects banks to arrange a potential US IPO. Elo's potential US IPO unlocks significant value from Bradesco's major stake in the fast-growing payments network.

3

Brazilian payments network Elo, in which Banco Bradesco holds a stake, has selected banks to prepare for a potential US IPO, according to a report. Elo's potential US IPO offers moderate upside to Bradesco's stake value and market sentiment without fundamentally transforming its operations.

1 May

3

Banco Bradesco (BOVESPA:BBDC4) investment story shifts around R$22.46 target price, signaling evolving analyst views on valuation and future performance. Shifts in investment narrative around R$22.46 target moderately influence investor sentiment and stock trajectory.

14 Apr

4

Analysts upgraded Banco Bradesco (BBD) to Buy rating, highlighting improved fundamentals, strong growth prospects, and potential stock upside amid favorable market conditions. Analyst upgrade to Buy directly boosts investor sentiment and can drive significant short-term stock price gains.

24 Feb

4

Banco Bradesco reported 26.1% growth in 2025 recurring net income to BRL 24.7 billion. 26.1% recurring net income growth to BRL 24.7 billion indicates strong financial performance likely boosting investor sentiment and market position.

6 Feb

4 transcript

Banco Bradesco SA reported its Q4 earnings, highlighting key financial metrics and strategic initiatives. The bank showed growth in net income and improved efficiency ratios, driven by increased lending and a focus on digital transformation. Management emphasized plans for expanding services and enhancing customer experience, while addressing challenges in the economic environment. Overall, the earnings call reflected a positive outlook for the bank's future performance. Significant strategic initiatives and growth in key financial metrics indicate a likely positive impact on future performance.

3

Banco Bradesco SA reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results showed a mix of growth and challenges, reflecting the bank's operational strategies and market conditions. Analysts are assessing the implications of these earnings on future performance and investor sentiment. The earnings report indicates moderate changes in financial performance that could influence market positioning.

28 Jan

4

Banco Bradesco SA's stock rose ahead of a crucial meeting of the Brazilian Central Bank, where interest rate decisions are expected to be announced. Investors are closely monitoring the central bank's stance on inflation and economic growth, which could significantly influence market dynamics and banking sector performance in Brazil. The upcoming central bank meeting could lead to significant regulatory changes affecting interest rates and economic conditions, impacting Banco Bradesco's performance.

27 Jan

4

Banco Bradesco SA's stock rose ahead of a crucial meeting of the Brazilian Central Bank, where interest rate decisions are expected to be announced. Investors are closely monitoring the central bank's stance on inflation and economic growth, which could significantly influence market dynamics and banking sector performance in Brazil. The anticipation surrounding the meeting has led to increased trading activity in Bradesco's shares. The upcoming central bank meeting could lead to significant changes in interest rates, impacting Banco Bradesco's financial performance and market positioning.

5 Jan

3

Nu Holdings reached a new high in the stock market on January 5, reflecting strong investor interest and positive market sentiment. This surge in Nu's stock may influence the broader fintech sector, including Banco Bradesco SA, as competition intensifies and investor focus shifts towards innovative banking solutions. Increased competition from fintech firms like Nu Holdings could moderately affect Banco Bradesco's market positioning and financial performance.

23 Dec

4

Brazil's stock market experienced significant gains, driven by political changes and economic recovery. Investors are optimistic about future performance, hinging on the outcome of upcoming elections and potential reforms. The market's trajectory will depend on the new government's ability to implement policies that foster growth and stability, impacting major players like Banco Bradesco SA. Political changes and economic reforms are likely to significantly influence Banco Bradesco's market performance and strategic direction.

5 Nov

4 transcript

Banco Bradesco SA reported strong revenue growth in Q3 2025, highlighting strategic initiatives that contributed to its financial performance. The bank's earnings call emphasized key areas of expansion and innovation, showcasing resilience in a competitive market. Management outlined future plans aimed at sustaining growth and enhancing customer experience, indicating a positive outlook for the upcoming quarters. Strong revenue growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.

4 Nov

4

Banco Bradesco SA (BBD) is highlighted as a strong momentum stock, driven by its robust financial performance and strategic initiatives. The bank has shown consistent growth in earnings and has implemented effective cost management strategies. Analysts suggest that the stock's upward trajectory may continue, making it an attractive option for investors looking for growth opportunities in the financial sector. Strong financial performance and strategic initiatives are likely to significantly impact future market positioning and investor sentiment.

1 Nov

4

Recent developments at Banco Bradesco SA indicate a shift in the company's narrative, driven by strategic initiatives and market dynamics. The bank is focusing on digital transformation and enhancing customer experience, which may improve its competitive positioning. Additionally, regulatory changes and economic factors are influencing its operational landscape, potentially leading to improved financial performance in the near future. Strategic initiatives and market dynamics are likely to significantly impact the company's future performance and investor sentiment.

30 Oct

4

Options trading volume for Banco Bradesco SA has surged, indicating increased investor interest and speculation surrounding the Brazilian bank. This spike in options activity is fueling discussions about a potential breakout in the bank's stock price, suggesting that traders are anticipating significant movements in the near future. Analysts are closely monitoring these developments as they could signal a shift in market sentiment towards Banco Bradesco. Increased options volume often precedes significant stock price movements, indicating heightened investor interest and potential strategic shifts.

29 Oct

4

Banco Bradesco SA reported its Q3 earnings, showcasing a notable performance with increased revenues and profits compared to the previous quarter. The bank highlighted growth in its loan portfolio and improvements in asset quality. Additionally, management provided insights into strategic initiatives aimed at enhancing operational efficiency and customer service. Overall, the results reflect a positive trajectory for the bank amidst a challenging economic environment. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

28 Oct

4

Goldman Sachs has upgraded Banco Bradesco SA (BBD) due to improved capital generation and positive earnings momentum. The upgrade reflects confidence in the bank's financial performance and growth prospects, suggesting a favorable outlook for investors. The upgrade indicates significant improvements in capital generation and earnings, likely influencing investor sentiment and the bank's future performance.

18 Oct

4

Analysts are reassessing their outlook on Banco Bradesco SA (BBDO) as sentiment shifts and valuations change. Recent developments indicate a potential for improved financial performance, driven by strategic initiatives and market dynamics. Investors are closely monitoring these changes, which could influence the bank's competitive positioning in the sector. Shifts in analyst sentiment and valuation could significantly impact Banco Bradesco's future performance and investor confidence.

17 Oct

3

Banco Bradesco SA (BBDO) is being compared to HCI Group (HCI) in terms of stock performance against finance peers this year. The analysis focuses on whether BBDO is outperforming its competitors and highlights key financial metrics and market trends affecting both companies. Investors are keen on understanding the implications of these comparisons for future performance. Moderate influence is expected due to competitive positioning and market sentiment shifts.

15 Oct

3

Rubens Ometto, the controlling shareholder of Cosan S.A., is negotiating a $141 million loan from Banco Bradesco. This financial arrangement highlights the bank's role in supporting significant corporate financing activities. The loan negotiation may influence Banco Bradesco's financial performance and market sentiment but is not expected to fundamentally alter its trajectory.

13 Oct

3

Wall Street analysts have mixed opinions on Banco Bradesco S.A. (BBD), with some expressing optimism about its growth potential while others highlight concerns regarding economic conditions in Brazil. The bank's recent performance and strategic initiatives are under scrutiny, as analysts weigh the impact of regulatory changes and market dynamics on its future. Overall, the sentiment reflects a cautious yet hopeful outlook for the bank's trajectory in the coming months. Analysts' mixed opinions indicate a moderately noticeable influence on the bank's financial performance and market sentiment.

4 Oct

4

Recent developments at Banco Bradesco SA indicate a shift in its strategic direction, focusing on digital transformation and enhancing customer experience. The bank is investing in technology to streamline operations and improve service delivery, which is expected to bolster its competitive position in the financial sector. Analysts are closely monitoring these changes as they could influence the bank's financial performance and stock valuation in the coming quarters. Strategic investments in technology and digital transformation are likely to significantly impact the bank's future performance and competitive positioning.

3 Oct

4

Banco Bradesco SA has been upgraded to a 'Buy' rating by analysts due to improved financial performance and positive market conditions. The bank's strong fundamentals, including robust loan growth and effective cost management, have contributed to this favorable outlook. Analysts believe that the bank is well-positioned to capitalize on economic recovery in Brazil, making it an attractive investment opportunity. The upgrade reflects significant improvements in financial performance and market conditions that could alter investor sentiment and the bank's trajectory.

2 Oct

4

Banco Bradesco SA (BBD) is highlighted as a top dividend stock due to its strong financial performance, consistent dividend payments, and solid growth prospects. The bank has demonstrated resilience in the face of economic challenges, maintaining a robust capital position and a diversified portfolio. Analysts emphasize its attractive yield and commitment to returning value to shareholders, making it a compelling choice for income-focused investors. Strong financial performance and consistent dividends indicate significant potential for future growth and investor interest.

3

Banco Bradesco SA has launched an incentive program aimed at encouraging the conversion of Brazilian Depositary Receipts (BDRs) into shares. This initiative is designed to enhance shareholder engagement and increase the liquidity of its shares in the market. The program is expected to attract more investors by providing additional benefits for those who choose to convert their BDRs into common shares. The incentive program may moderately influence investor sentiment and liquidity but is not expected to drastically change the company's overall trajectory.

27 Sep

3

Rubens Ometto is in negotiations with Banco Bradesco S.A. for a loan of up to $141 million. This financial arrangement is aimed at supporting Ometto's business ventures, although specific details regarding the terms of the loan have not been disclosed. The outcome of these negotiations could have implications for both Ometto's operations and Banco Bradesco's lending portfolio. The loan negotiation may moderately influence Banco Bradesco's financial performance and market sentiment.

stockrow.com/BBDO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com