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Radian Group Inc.

RDN Financial Insurance Specialty

Radian Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, down 0.76% from fiscal 2024. In the quarter to June 2026, revenue grew 92.6%, EPS fell 17.5%, free cash flow grew 148.0% and total debt fell 61.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

34.04 0.44 +1.31%
Market cap
$4.5B
P/E
8.7×
Fwd P/E
7.8×
Dividend yield
3.00%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 5.77
Total sells 4.35
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — 1 — — — —
Sell — 1 — — — 4 5 2 1 — 1 —
Insider Ownership 4.13%

Capital & Financial Ratios $m

Market Cap 4,450.00
Revenue 1,644.99
Net Income 582.64
Free Cash Flow 1,390.46
Net Debt 1,076.96
Current Ratio 0.39
Debt/Equity 0.26
P/E ratio 8.68
Fwd P/E 7.80
P/S ratio 2.80
P/B ratio 0.96
Past 5Y EPS Growth 15.66% (at or above 15%: strong)
This Y EPS Growth 8.89%
Next Y EPS Growth 6.25%
Next Y revenue growth 92.72% (at or above 10%: strong)
Next 5Y EPS Growth 5.16%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 61.63%
10-year low 10-year high
P/S against its own 10 years 22.56%
10-year low 10-year high
P/B against its own 10 years 25.32%
10-year low 10-year high

Dividends

Payout Ratio 0.26
Annual Dividend Rate 1.02
Annual Dividend Yield 3.00%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.02
0.26
0.26
0.26
2025 1.02
0.26
0.26
0.26
0.26
2024 0.98
0.25
0.25
0.25
0.25
2023 0.90
0.23
0.23
0.23
0.23
2022 0.80
0.20
0.20
0.20
0.20
2021 0.55
0.13
0.14
0.14
0.14
2020 0.50
0.13
0.13
0.13
0.13
2019 0.01
0.00
0.00
0.00
0.00
2018 0.01
0.00
0.00
0.00
0.00
2017 0.01
0.00
0.00
0.00
0.00
2016 0.01
0.00
0.00
0.00
0.00
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 20 19 25 155
Receivables 150 156 169 1,194
Inventory — — — —
Other — — — —
170 175 194 1,349
2023 2024 2025 Q'26
Payables 596 543 559 2,928
ST’ Debt — — — 535
Other — — — —
596 543 559 3,463

Compound Annual Growth %

10y 5y 3y
Sales 0.03% (3.61%) 0.18%
Cash Flow 26.17% (28.87%) (32.42%)
Earnings 7.34% 8.16% (7.78%)
Book Value 6.71% 2.22% 6.85%

Revenue $m

Mar Jun Sep Dec Year
’26 466 575 — — —
’25 295 299 303 301 1,197
’24 319 321 313 252 1,206
’23 310 290 313 265 1,177
’22 293 287 296 315 1,191
’21 329 337 326 338 1,330
’20 329 364 375 370 1,439
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 285 343 — — —
’25 68 (713) 358 407 120
’24 51 (207) (238) (269) (664)
’23 117 72 75 265 529
’22 117 60 105 106 388
’21 153 123 127 154 557
’20 156 149 193 160 658
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 284 343 — — —
’25 67 (715) 357 406 116
’24 49 (208) (237) (270) (665)
’23 112 67 71 271 521
’22 113 57 101 101 371
’21 151 120 124 150 545
’20 151 144 189 157 641
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.89 0.85 — — —
’25 0.98 1.02 1.03 1.12 4.14
’24 0.98 0.98 0.99 0.98 3.92
’23 0.98 0.91 0.98 0.91 3.77
’22 1.01 1.15 1.20 1.01 4.35
’21 0.64 0.80 0.67 1.07 3.16
’20 0.70 (0.15) 0.70 0.76 2.00
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 9.29 15.58 14.06 15.97 9.53 19.10 17.84 18.25 26.11 29.32

Analyst estimates 2026–2028

Powerpack
High 18.45 22.66 23.49 26.32 25.89 25.31 24.84 29.01 37.86 38.84
People
People Employees 1,971 1,887 1,942 2,000 1,600 1,800 1,400 1,100 1,000 900
Revenue/emp, $m 0.63 0.65 0.66 0.76 0.90 0.74 0.85 1.07 1.21 1.33
Income, $m
Income, $m Revenue 1,238 1,222 1,273 1,527 1,439 1,330 1,191 1,177 1,206 1,197
Gross margin, % 72.51 78.39 82.09 82.60 58.14 88.45 119.48 101.49 97.92 92.33
EBT 484 347 684 849 479 765 953 864 846 791
EBT margin, % 39.06 28.38 53.75 55.60 33.33 57.51 80.02 73.38 70.10 66.10
Net income 308 121 606 672 394 601 743 603 604 583
Depreciation 71 270 69 78 72 75 77 58 62 46
Per share, $
Per share, $ Revenue 5.85 5.67 5.94 7.31 7.36 7.06 7.09 7.44 7.91 8.58
Earnings 1.46 0.56 2.83 3.22 2.01 3.19 4.42 3.81 3.96 4.18
Cash flow 1.80 1.67 3.16 3.33 3.37 2.96 2.31 3.35 (4.35) 0.86
Capex (0.17) (0.13) (0.12) (0.13) (0.09) (0.07) (0.11) (0.05) (0.01) (0.03)
Free cash flow 1.63 1.54 3.04 3.19 3.28 2.89 2.21 3.29 (4.36) 0.83
Book value 13.56 13.93 16.28 19.39 21.92 22.61 23.34 27.81 30.33 34.29
Shares, m 212 215 214 209 195 188 168 158 152 139
Valuation, ×
Valuation, × P/E 12.75 37.32 5.78 7.77 10.02 6.58 4.37 7.50 7.99 8.59
P/S 3.10 3.68 2.75 3.44 2.75 2.99 2.73 3.86 4.01 4.19
P/B 1.34 1.50 1.00 1.30 0.92 0.93 0.83 1.03 1.05 1.05
EV/Sales 3.91 4.45 3.54 4.05 3.79 4.05 4.00 5.15 5.36 5.10
EV/FCF 13.99 16.36 6.92 9.27 8.49 9.90 12.85 11.63 (9.72) 52.77
Cash, $m
Cash, $m Operating cash flow 382 361 678 694 658 557 388 529 (664) 120
Capex (36) (29) (26) (28) (17) (13) (18) (9) (2) (4)
Free cash flow 346 332 652 667 641 545 371 521 (665) 116
Balance, $m
Balance, $m Working capital (1,073) (676) (537) (461) (1,009) (813) (496) (426) (368) (365)
Total debt 1,070 1,027 1,113 1,022 1,582 1,560 1,569 1,537 1,111 1,109
Net debt 1,008 931 1,006 926 1,488 1,408 1,513 1,517 1,092 1,084
Shareholders’ equity 2,872 3,000 3,489 4,049 4,284 4,259 3,919 4,398 4,624 4,782
Returns, %
Returns, % ROA 5.36 2.06 9.92 10.25 5.34 7.61 9.97 8.23 7.42 6.93
ROIC 9.00 6.33 9.51 10.67 5.19 8.44 10.96 9.13 9.25 8.43
ROE 11.48 4.12 18.68 17.84 9.45 14.06 18.17 14.50 13.40 12.39
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Radian Group Inc. vs peers in Insurance Specialty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
RYAN Ryan Specialty Holdings Inc. $10.2B 52.9× 37.4× +7.19% (above 0%: growing) −19.51% (below 0%: shrinking) −17.82% (below 0%: shrinking) 100.00% 19.67% Compare
AXS Axis Capital Holdings Limited $7.2B 7.0× 7.4× +7.35% (above 0%: growing) +24.00% (above 0%: growing) +137.05% (above 0%: growing) 28.72% 19.18% Compare
FAF First American Financial Corporation $6.5B 9.0× 9.9× +14.99% (above 0%: growing) +51.06% (above 0%: growing) +2.71% (above 0%: growing) 100.00% 16.60% Compare
ACT Enact Holdings, Inc. $6.3B 9.7× 8.8× +4.07% (above 0%: growing) +11.61% (above 0%: growing) −0.84% (below 0%: shrinking) 73.93% 73.26% Compare
ESNT Essent Group Ltd. $5.7B 8.9× 8.0× +13.64% (above 0%: growing) +7.18% (above 0%: growing) +3.88% (above 0%: growing) 65.75% 65.75% Compare
MTG MGIC Investment Corporation $5.7B 8.7× 8.3× −2.91% (below 0%: shrinking) +6.17% (above 0%: growing) +0.83% (above 0%: growing) 81.29% 80.85% Compare
RDN Radian Group Inc. $4.5B 8.7× 7.8× +92.58% (above 0%: growing) −17.48% (below 0%: shrinking) +147.96% (above 0%: growing) 50.35% 30.09%
AGO Assured Guaranty Ltd. $3.1B 9.5× 11.8× −30.60% (below 0%: shrinking) −57.89% (below 0%: shrinking) −48.72% (below 0%: shrinking) 97.95% 42.05% Compare
NMIH NMI Holdings Inc $3.0B 7.9× 7.1× +8.12% (above 0%: growing) +13.82% (above 0%: growing) +10.69% (above 0%: growing) 93.00% 76.67% Compare
Median of peers $6.0B 9.0× 8.6× +7.27% +9.40% +1.77% 87.15% 53.90%

All 17 Insurance Specialty stocks →

Radian Group Inc. (RDN) key facts

  • Concern: Radian Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, down 0.76% from fiscal 2024.
  • Radian Group Inc. (RDN) is an Insurance Specialty company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, RDN traded at $34.04, a market capitalization of $4.5 billion.
  • Radian Group Inc. pays an annual dividend of $1.02 per share, a yield of 3.00%, with a payout ratio of 26.2%.
  • Return on equity was 12.4% and debt-to-equity 0.26.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Radian Group Inc. (RDN) Latest News

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stockrow.com/RDN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com