Ryan Specialty Holdings Inc. RYAN

37.89 1.15 3.13% as of 25 Sep
Market cap
$9.4B
P/E
49.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 5.60
Total sells 234.59
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — 1 — — — 5 — — —
Sell — — 2 — — — — — — — 1 1
Insider Ownership 14.88%

Capital & Financial Ratios

Market Cap 9,400.00
Revenue 3,217.67
Net Income 242.82
Free Cash Flow 492.78
Net Debt 3,493.04
Current Ratio 1.00
Debt/Equity 3.58
P/E ratio 49.21
P/S ratio 1.48
P/B ratio 4.67
Past 5Y EPS Growth 3.46%
This Y EPS Growth 10.25%
Next Y EPS Growth 11.73%
Next 5Y EPS Growth 11.30%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.51
0.13
0.13
0.13
2025 0.48
0.12
0.12
0.12
0.12
2024 0.33
0.23
0.11
0.11
0.11
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 839 540 158 140
Receivables 294 390 489 698
Inventory — — — —
Other 3,194 3,850 4,399 5,789
4,336 4,789 5,060 6,643
2023 2024 2025 Q'26
Payables 136 249 284 341
ST’ Debt 35 52 60 62
Other 3,132 3,740 4,299 5,740
3,744 4,549 5,189 6,656
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 24.54% 20.93%
Cash Flow — 36.59% 24.26%
Earnings — (1.42%) 1.27%
Book Value — 32.19% 15.32%

Revenue

Mar Jun Sep Dec Year
’26 795 917 — — —
’25 690 855 755 751 3,051
’24 552 695 605 664 2,516
’23 458 585 502 533 2,078
’22 387 491 412 435 1,725
’21 311 390 353 379 1,433
’20 208 246 237 327 1,018
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (167) 293 — — —
’25 (143) 354 170 263 644
’24 (117) 271 101 260 515
’23 (159) 304 105 227 477
’22 (65) 230 (14) 185 336
’21 (75) 183 47 119 273
’20 (32) 100 (66) 133 135
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (181) 274 — — —
’25 (160) 334 153 246 573
’24 (124) 256 94 242 468
’23 (162) 301 95 213 447
’22 (68) 226 (19) 174 313
’21 (77) 181 (299) 116 (79)
’20 (43) 98 (69) 131 118
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.13 0.33 — — —
’25 (0.22) 0.38 0.20 0.06 0.47
’24 0.13 0.37 0.09 0.10 0.71
’23 0.11 0.26 (0.04) 0.18 0.52
’22 0.06 0.22 0.09 0.14 0.52
’21 (0.02) 0.24 (0.16) 0.09 0.54
’20 0.05 0.19 0.04 — 0.64
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 25.57 32.13 35.10 41.65 50.08

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 41.14 46.40 50.64 75.97 77.16
High Price
— — — — 1,214 669 3,850 4,350 5,250 6,110
Employees
— — — 0 1 2 0 0 0 0
Revenue/Emp
— — — 765 1,018 1,433 1,725 2,078 2,516 3,051
Revenue
— — — 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
— — — 68 79 62 179 238 273 293
EBT
— — — 8.89% 7.80% 4.30% 10.39% 11.45% 10.83% 9.61%
EBT Margin
— 0 — 63 71 57 163 194 230 214
Net Income
— — — 55 73 124 126 135 199 304
Depreciation
— — — 7.22 9.61 13.55 15.88 18.17 20.83 23.97
Revenue/Sh
— — — 0.60 0.64 0.54 0.57 0.53 0.78 0.50
Earnings/Sh
— — — 1.41 1.28 2.59 3.09 4.17 4.26 5.06
Cash Flow/Sh
— — — 0.05 (0.17) (3.34) (0.21) (0.26) (0.39) (0.56)
Capex/Sh
— — — 1.46 1.11 (0.75) 2.88 3.91 3.87 4.50
Free CF/Sh
— — — (0.72) 2.93 5.63 7.53 8.57 9.09 9.85
Book Value/Sh
— — — 106 106 106 109 114 121 127
Shares
— — — 61.11 61.11 252.19 73.26 79.33 82.26 105.37
PE Ratio
— — — 5.63 5.63 2.98 2.63 2.36 3.08 2.15
PS Ratio
— — — 0.00 0.00 7.17 5.55 5.00 7.06 5.24
PB Ratio
— — — 6.65 6.65 3.82 3.20 2.91 4.17 3.20
EV/Sales
— — — 50.60 50.60 (68.84) 17.67 13.50 22.43 17.05
EV/FCF
— — — 150 135 273 336 477 515 644
Op' Cash Flow
— — — 5 (18) (353) (23) (30) (47) (71)
Capex
— — — 154 118 (79) 313 447 468 573
FCF
— — — (7) 11 93 760 591 240 (129)
Working Cap'
— — — 669 1,585 1,590 1,982 1,979 3,283 3,352
Total Debt
— — — 617 1,273 1,203 990 1,140 2,743 3,193
Net Debt
— — — (76) 311 595 818 980 1,098 1,254
Sh' Equity
— — — 5.86% 2.03% 1.32% 1.03% 0.90% 1.12% 0.63%
ROA
— — — 11.68% 6.26% 6.49% 10.01% 10.59% 6.96% 6.94%
ROIC
— — — (162.45%) (2,522.84%) 19.79% 8.64% 6.79% 9.11% 5.39%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Ryan Specialty Holdings Inc. (RYAN) key facts

  • Ryan Specialty Holdings Inc. (RYAN) is an Insurance Specialty company in the Financial sector, listed on the New York Stock Exchange.
  • Ryan Specialty Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 21.3% from fiscal 2024.
  • As of September 25, 2026, RYAN traded at $37.89, a market capitalization of $9.4 billion.
  • Return on equity was 5.39% and debt-to-equity 3.58.

Source: company filings (standardised) and stockrow calculations.

Ryan Specialty Holdings Inc. (RYAN) Latest News

News by impact score

Fine-tune

23 Sep

4

Ryan Specialty Holdings stock rose about 9% in three months, beating the industry and S&P 500 gains. Russell index reconstitution prop up on- and off-exchange flows as Ryan joined the Russell 1000 Value and Russell Midcap Value. Q2 results beat: adjusted EPS of 74 cents, up 12.1% year over year and 21.3% above the 61-cent consensus. Organic revenue grew 6.7% on new wins, retention and broader client relationships, with management sticking to a mid-single-digit organic growth outlook and elevating 2026 adjusted EBITDAC margin guidance thanks to cost control and operating leverage. Capital returns were solid: 8.1 million shares repurchased for $260 million, $24.5 million in dividends, and $300 million remaining under buyback authorization. Underwriting expansion continued via a Lloyd's consortium, Ryan Specialty Renewables and the launch of Tera Underwriters, offering over $1 billion in capacity for AI/HPC data centers. Consensus earnings estimates for 2026 and 2027 imply ongoing growth; revenues expected to reach about $3.30B in 2026 and $3.54B in 2027. Strong Q2 beat, margin expansion guidance, active capital return and new underwriting ventures create meaningful upside potential.

20 Sep

3

Rising war-related risk costs are squeezing insurance markets, drawing retail investors to three stocks, including Ryan Specialty Holdings (RYAN). The piece highlights potential impacts on premiums, coverage availability, and broker revenues, with investors weighing whether higher war risk expenses will compress margins or spur growth in specialty lines. War risk cost shifts could affect policy volumes and broker commissions for a specialty player like RYAN, yielding a moderate near-term influence.

18 Sep

3

Ryan Specialty Holdings (RYAN) stands out as an attractive investment due to its specialized insurance brokerage model, consistent growth through acquisitions, and resilient performance in a fragmented market. Favorable assessment of RYAN's business strengths and positioning can lift near-term investor sentiment and share price.

25 Aug

3

Ryan Specialty Holdings Inc. (RYAN) leverages AI to enhance its specialty insurance brokerage and risk management services rather than displacing core operations or workforce. AI enhancements support incremental efficiency gains and competitive positioning for Ryan Specialty without fundamentally reshaping its business model.

14 Aug

3

Ryan Specialty Holdings Inc. (RYAN) stock may be fully priced following the Tera launch. Tera launch is a notable product introduction whose value appears already reflected in current valuation.

3 Aug

3

Ryan Specialty Holdings Inc. (RYAN) reported Q2 earnings that topped other insurance brokers stocks. Q2 earnings outperformance signals stronger competitive standing for Ryan Specialty in insurance brokerage.

31 Jul

3 transcript

Ryan Specialty Holdings Inc. (RYAN) Q2 earnings call highlighted revenue growth, operational metrics, and forward guidance on market positioning and strategic initiatives. Q2 earnings updates deliver financial metrics that moderately shift near-term investor views on Ryan Specialty Holdings Inc. performance.

30 Jul

4

Ryan Specialty Holdings Inc. reported strong Q2 CY2026 results, driving a 16.1% stock price increase. Strong quarterly results triggered a major stock surge signaling significant effects on performance.

4

Ryan Specialty Holdings Inc. reported its second quarter 2026 results. Quarterly earnings releases typically drive material changes in valuation and investor views for the reporting company.

29 Jul

3

Ryan Specialty Holdings Inc. (RYAN) is preparing to report its Q2 earnings, with analysts outlining expected revenue, profitability metrics, and factors that could shape stock reaction. Q2 earnings expectations may moderately influence near-term investor sentiment and valuation without fundamentally shifting the company's long-term trajectory.

23 Jul

3

Analysts project Ryan Specialty Group (RYAN) will report lower earnings, highlighting revenue trends, expense controls, and market conditions to monitor ahead of the release. Expected earnings decline may pressure near-term stock performance and investor sentiment.

9 Jul

3

Ryan Specialty Holdings Inc.'s Accelerant growth depends on sustaining fee-based revenue momentum. Fee-based momentum determines Accelerant's contribution to RYAN's trajectory.

3

Three insurance trends may support growth for Accelerant at Ryan Specialty Holdings Inc. Speculation on insurance trends affecting Accelerant points to moderate influence on Ryan Specialty's operations and positioning.

6 Jul

3

Ryan Specialty Underwriting Managers completed a series of Lloyd’s Consortium Stamps to support its delegated portfolio. Lloyd’s stamps expand capacity for delegated underwriting operations.

22 Jun

3

Ryan Specialty (NYSE:RYAN) posted top Q1 results among insurance brokers. Q1 earnings beat supports near-term share price and sentiment.

10 Jun

5

Ryan Specialty Holdings Inc. faces weaker 2025 results and regulatory probes that could fundamentally alter its trajectory and market performance. Weaker 2025 results and probes position the company for profound long-term changes in competitive position and prospects.

26 May

3

Ryan Specialty Holdings Inc. announced a $300 million increase to its share repurchase program. Expanded buyback authorization supports share price and signals management confidence in valuation.

21 May

3

Ryan Specialty Holdings Inc. (RYAN) stands out as a top Wall Street pick thanks to strong fundamentals while two other stocks face scrutiny over their prospects. Favorable mention of RYAN's fundamentals may lift near-term investor sentiment and support stock performance.

19 May

3

Ryan Specialty Holdings Inc. (RYAN) stock declined as pricing weakness weighed on investor sentiment and raised concerns over revenue pressures. Pricing weakness points to ongoing revenue and margin challenges that could moderately affect Ryan Specialty Holdings Inc. financial trajectory.

4 May

3

Ryan Specialty Holdings Inc. (RYAN) achieves profitability for the first time while issuing guidance for softer growth, prompting debate on whether this reshapes its investment narrative. Profitability gain tempers softer growth guidance, moderately affecting financial outlook and investor sentiment.

2 May

4

Ryan Specialty Holdings Inc. (RYAN) released Q1 earnings call highlights, covering financial results, revenue growth, underwriting performance, and forward guidance. Q1 earnings highlights detail financial metrics, growth initiatives, and outlook that significantly shape investor expectations and stock trajectory.

1 May

4

Ryan Specialty Holdings Inc. (RYAN) Q1 2026 earnings call highlights strong revenue growth amid ongoing challenges. Strong revenue growth in Q1 2026 demonstrates robust financial performance likely to boost investor sentiment and future trajectory.

4 transcript

Ryan Specialty Holdings Inc. (RYAN) released its Q1 2026 earnings call transcript detailing financial results, management discussion, and forward guidance. Q1 2026 earnings transcript provides key financial metrics and strategic insights significantly influencing RYAN's trajectory and investor sentiment.

4

Ryan Specialty Holdings, Inc. released summary of Q1 2026 earnings call, detailing financial performance, guidance, and strategic updates. Q1 2026 earnings summary provides critical financial metrics and outlook that significantly shape investor expectations and stock trajectory.

30 Apr

4

Ryan Specialty Group (RYAN) reported Q1 earnings and revenues that beat analyst estimates. Q1 earnings and revenues beating estimates signals robust financial performance, likely enhancing investor sentiment and stock trajectory.

4

Ryan Specialty Holdings Inc. (RYAN) Q1 earnings compared to estimates, analyzing key metrics. Q1 earnings versus estimates significantly affect financial performance and investor sentiment.

4

Ryan Specialty (NYSE:RYAN) beat Q1 CY2026 sales expectations. Beating sales expectations signals strong revenue growth, significantly boosting investor sentiment and stock trajectory.

4

Ryan Specialty Holdings Inc. (RYAN) reported first quarter 2026 results. Q1 2026 earnings disclosure reveals core financial metrics influencing investor sentiment and stock trajectory.

29 Apr

4

Ryan Specialty Holdings Inc. (RYAN) reports Q1 earnings tomorrow, drawing investor attention as a key event to watch. Upcoming Q1 earnings can significantly sway RYAN's stock price and investor sentiment depending on results versus expectations.

27 Apr

4

Ryan Specialty Holdings Inc. (RYAN) deploys AI to sharpen risk assessment and counteract insurance market cycles, enhancing underwriting precision and operational resilience. AI adoption for risk refinement and cycle management represents a major strategic tech upgrade boosting RYAN's competitive edge and long-term performance.

stockrow.com/RYAN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com