Saturday 17 October 2026 Export PLBC’s income statement to Excel — free account

Plumas Bancorp

Plumas Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $112.2 million, up 20.5% from fiscal 2024. In the quarter to June 2026, revenue grew 44.0%, EPS grew 33.6% and free cash flow grew 446.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.

62.11 0.06 +0.10%

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Market cap: $431.8M
P/E: 12.1×
Fwd P/E: 9.7×
Dividend yield: 2.08%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.03

Total sells 0.14

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	2	—	—	—	—	—
Sell	—	—	1	1	—	—	—	—	—	1	—	—

Insider Ownership 6.83%

Capital & Financial Ratios $m

Market Cap 431.81

Revenue 130.85

Net Income 35.84

Free Cash Flow 37.20

Net Debt (119.51)

Current Ratio 0.86

Debt/Equity 0.06

P/E ratio 12.06

Fwd P/E 9.70

P/S ratio 3.31

P/B ratio 1.59

Past 5Y EPS Growth 10.39%

This Y EPS Growth 25.31%

Next Y EPS Growth 2.14%

Next Y revenue growth 2.61%

Next 5Y EPS Growth 9.93%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 90.60%

10-year low 10-year high

P/S against its own 10 years 85.92%

10-year low 10-year high

P/B against its own 10 years 58.98%

10-year low 10-year high

Dividends

Payout Ratio 0.25

Annual Dividend Rate 1.29

Annual Dividend Yield 2.08%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.32	0.33 0.33 0.33
2025	1.20	0.30 0.30 0.30 0.30
2024	1.08	0.27 0.27 0.27 0.27
2023	1.00	0.25 0.25 0.25 0.25
2022	0.64	0.16 0.16 0.16 0.16
2021	0.56	0.14 0.14 0.14 0.14
2020	0.36	0.12 0.12 0.12
2019	0.46	0.23 0.23
2018	0.36	0.18 0.18
2017	0.28	0.14 0.14
2016	0.10	0.10

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	86	82	81	136
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	1,077	1,126	1,639	1,692

	2023	2024	2025	Q'26
Payables	1,334	1,371	1,810	1,885
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,460	1,406	1,927	1,961

Compound Annual Growth %

	10y	5y	3y
Sales	13.97%	18.46%	16.57%
Cash Flow	11.56%	(2.60%)	(27.60%)
Earnings	17.67%	15.39%	3.85%
Book Value	19.91%	21.12%	29.94%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	32	33	—	—	—
’25	24	23	32	33	112
’24	22	23	24	23	93
’23	22	20	21	22	85
’22	16	16	19	20	71
’21	13	12	16	16	57
’20	12	11	12	13	48

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	9	12	—	—	—
’25	8	2	6	6	22
’24	9	5	8	8	31
’23	15	11	12	1	38
’22	23	15	12	6	57
’21	9	(5)	(13)	1	(8)
’20	7	10	0	8	25

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	9	12	—	—	—
’25	7	2	5	11	26
’24	35	5	8	8	56
’23	14	10	12	0	37
’22	21	15	12	7	55
’21	9	(5)	(13)	1	(9)
’20	7	11	0	7	25

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.38	1.41	—	—	—
’25	1.20	1.05	0.73	1.56	4.54
’24	1.05	1.14	1.31	1.29	4.80
’23	1.28	1.12	1.34	1.27	5.02
’22	0.97	0.96	1.23	1.32	4.47
’21	0.85	0.85	1.12	0.93	3.76
’20	0.63	0.61	0.71	0.82	2.77

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	8.20	15.85	20.51	19.25	15.00	23.00	26.48	31.02	32.50	38.71	Analyst estimates 2026–2028 Powerpack
	High	19.23	23.35	29.45	26.99	29.23	39.88	41.30	45.31	51.33	49.47
People
People	Employees	155	161	174	183	177	187	193	189	197	246
	Revenue/emp, $m	0.21	0.23	0.25	0.26	0.27	0.30	0.37	0.45	0.47	0.46
Income, $m
Income, $m	Revenue	33	37	43	47	48	57	71	85	93	112
	Gross margin, %	96.88	97.27	97.14	96.32	97.45	98.00	98.24	94.38	88.58	87.63
	EBT	12	16	19	21	20	28	36	40	39	40
	EBT margin, %	37.35	41.64	44.27	45.07	41.49	50.17	50.37	47.13	41.89	35.30
	Net income	7	8	14	16	14	21	26	30	29	30
	Depreciation	2	2	2	2	2	3	3	3	2	4
Per share, $
Per share, $	Revenue	6.73	7.44	8.46	9.20	9.29	10.32	12.12	14.55	15.79	17.42
	Earnings	1.54	1.64	2.74	3.01	2.80	3.82	4.53	5.08	4.85	4.60
	Cash flow	1.83	2.29	3.06	3.00	4.76	(1.53)	9.74	6.54	5.18	3.35
	Capex	(0.05)	(0.04)	(0.66)	(0.15)	0.04	(0.09)	(0.36)	(0.31)	4.37	0.67
	Free cash flow	1.78	2.25	2.40	2.85	4.80	(1.62)	9.38	6.23	9.55	4.03
	Book value	9.87	11.13	13.10	16.39	19.35	24.37	20.38	25.13	30.18	40.54
	Shares, m	5	5	5	5	5	6	6	6	6	6
Valuation, ×
Valuation, ×	P/E	11.05	14.20	8.29	8.76	8.39	8.89	8.04	8.13	9.74	9.72
	P/S	2.51	3.11	2.69	2.87	2.53	3.27	3.00	2.84	2.99	2.57
	P/B	1.71	2.08	1.73	1.61	1.21	1.39	1.79	1.64	1.57	1.10
	EV/Sales	0.98	1.04	1.84	2.09	(1.00)	(3.25)	0.56	1.95	2.27	2.03
	EV/FCF	3.72	3.43	6.50	6.75	(1.93)	20.74	0.72	4.56	3.76	8.80
Cash, $m
Cash, $m	Operating cash flow	9	11	16	15	25	(8)	57	38	31	22
	Capex	0	0	(3)	(1)	0	0	(2)	(2)	26	4
	Free cash flow	9	11	12	15	25	(9)	55	37	56	26
Balance, $m
Balance, $m	Working capital	(66)	(97)	(123)	(93)	(92)	(200)	(355)	(383)	(280)	(288)
	Total debt	13	10	10	10	15	10	10	—	15	21
	Net debt	(50)	(77)	(36)	(37)	(170)	(370)	(173)	(86)	(67)	(60)
	Shareholders’ equity	48	56	67	85	100	134	119	147	178	261
Returns, %
Returns, %	ROA	1.19	1.17	1.78	1.84	1.46	1.54	1.63	1.84	1.77	1.53
	ROIC	0.00	0.00	39.12	27.91	0.00	0.00	0.00	40.76	21.98	12.28
	ROE	16.52	15.79	22.82	20.49	15.68	17.94	20.90	22.36	17.60	13.49

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
PBFS Pioneer Bancorp, Inc.	$440.5M	25.2×	24.0×	+17.36% (above 0%: growing)	−46.15% (below 0%: shrinking)	+217.72% (above 0%: growing)	75.84%	0.00%	Compare
FRBA First Bank	$438.9M	10.3×	10.2×	−3.96% (below 0%: shrinking)	+7.32% (above 0%: growing)	−48.72% (below 0%: shrinking)	62.19%	0.00%	Compare
AVBC Avidia Bancorp, Inc.	$436.0M	23.1×	14.7×	+5.48% (above 0%: growing)	—	+391.37% (above 0%: growing)	76.31%	0.00%	Compare
RBB RBB Bancorp	$435.8M	10.5×	10.3×	−4.00% (below 0%: shrinking)	+13.21% (above 0%: growing)	+4.05% (above 0%: growing)	55.01%	0.00%	Compare
PLBC Plumas Bancorp	$431.8M	12.1×	9.7×	+44.00% (above 0%: growing)	+33.64% (above 0%: growing)	+446.81% (above 0%: growing)	86.85%	0.00%
CBK Commercial Bancgroup, Inc.	$431.5M	10.8×	10.3×	−0.84% (below 0%: shrinking)	+3.15% (above 0%: growing)	+28.43% (above 0%: growing)	73.67%	0.00%	Compare
BMRC Bank of Marin Bancorp	$427.4M	— (loss-making)	11.9×	+120.20% (above 0%: growing)	n/m	+67.51% (above 0%: growing)	74.60%	0.00%	Compare
CBAN Colony Bankcorp, Inc.	$425.1M	12.0×	10.7×	+23.45% (above 0%: growing)	+10.87% (above 0%: growing)	−48.88% (below 0%: shrinking)	72.54%	0.00%	Compare
USCB USCB Financial Holdings, Inc.	$412.5M	14.5×	9.3×	+9.15% (above 0%: growing)	+19.51% (above 0%: growing)	+34.55% (above 0%: growing)	64.78%	0.00%	Compare
Median of peers	$433.6M	12.0×	10.5×	+7.31%	+9.10%	+31.49%	73.11%	0.00%

All 323 Banks Regional stocks →

Plumas Bancorp (PLBC) key facts

Strength: Plumas Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $112.2 million, up 20.5% from fiscal 2024.
Strength: Net income was $29.6 million, or $4.60 per share (basic), a net margin of 26.4%.
Plumas Bancorp (PLBC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, PLBC traded at $62.11, a market capitalization of $431.8 million.
At that price the stock trades at 12.1× trailing-twelve-month earnings and 3.3× sales; its P/E is higher than 91% of its own readings over the past ten years.
Plumas Bancorp pays an annual dividend of $1.29 per share, a yield of 2.08%, with a payout ratio of 25.4%.
Return on equity was 13.5% and debt-to-equity 0.06.
Its Piotroski F-score is 4 out of 9 for fiscal 2025.