PicS N.V. PICS
- Market cap
- $1.2B
- P/E
- 0.0×
Follow PICS
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | — | — | — | — | — |
Analyst estimates 2026–2028 Powerpack |
Low Price | ||
| — | — | — | — | — | — | — | — | — | — | High Price | |||
| — | — | — | — | — | — | — | — | 4,202 | 4,644 |
Employees
|
|||
| — | — | — | — | — | — | — | — | 0 | 0 |
Revenue/Emp
|
|||
| — | — | — | — | — | — | — | — | 1,033 | 1,841 |
Revenue
|
|||
| — | — | — | — | — | — | — | — | 65.31% | 59.23% |
Gross Margin
|
|||
| — | — | — | — | — | — | — | — | 64 | 57 |
EBT
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|||
| — | — | — | — | — | — | — | — | 6.21% | 3.09% |
EBT Margin
|
|||
| — | — | — | — | — | — | — | — | 47 | 204 |
Net Income
|
|||
| — | — | — | — | — | — | — | — | 54 | 79 |
Depreciation
|
|||
| — | — | — | — | — | — | — | — | 5,163.53 | 9,203.79 |
Revenue/Sh
|
|||
| — | — | — | — | — | — | — | — | 233.41 | 1,022.31 |
Earnings/Sh
|
|||
| — | — | — | — | — | — | — | — | 2,123.33 | (3,348.58) |
Cash Flow/Sh
|
|||
| — | — | — | — | — | — | — | — | (539.56) | (612.83) |
Capex/Sh
|
|||
| — | — | — | — | — | — | — | — | 1,583.77 | (3,961.41) |
Free CF/Sh
|
|||
| — | — | — | — | — | — | — | — | 1,635.10 | 3,483.42 |
Book Value/Sh
|
|||
| — | — | — | — | — | — | — | — | 0 | 0 |
Shares
|
|||
| — | — | — | — | — | — | — | — | 0.02 | 0.02 |
PE Ratio
|
|||
| — | — | — | — | — | — | — | — | 0.00 | 0.00 |
PS Ratio
|
|||
| — | — | — | — | — | — | — | — | 0.01 | 0.01 |
PB Ratio
|
|||
| — | — | — | — | — | — | — | — | (0.38) | (0.38) |
EV/Sales
|
|||
| — | — | — | — | — | — | — | — | 0.88 | 0.88 |
EV/FCF
|
|||
| — | — | — | — | — | — | — | — | 425 | (670) |
Op' Cash Flow
|
|||
| — | — | — | — | — | — | — | — | (108) | (123) |
Capex
|
|||
| — | — | — | — | — | — | — | — | 317 | (792) |
FCF
|
|||
| — | — | — | — | — | — | — | — | 3,315 | 4,551 |
Working Cap'
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|||
| — | — | — | — | — | — | — | — | — | — | Total Debt | |||
| — | — | — | — | — | — | — | — | (1,404) | (705) |
Net Debt
|
|||
| — | — | — | — | — | — | — | — | 327 | 697 |
Sh' Equity
|
|||
| — | — | — | — | — | — | — | — | 0.00% | 3.11% |
ROA
|
|||
| — | — | — | — | — | — | — | — | 0.00% | 0.00% |
ROIC
|
|||
| — | — | — | — | — | — | — | — | 0.00% | 38.19% |
ROE
|
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PicS N.V. (PICS) key facts
- PicS N.V.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 78.2% from fiscal 2024.
- As of September 25, 2026, PICS traded at $8.69, a market capitalization of $1.2 billion.
- Return on equity was 38.2% and debt-to-equity 0.00.
PicS N.V. (PICS) Latest News
24 Sep
PicS N.V. (PICS) is acquiring Kovr Participações S.A. and securing a 53% stake in Estrutural Corretora to build a full-stack insurance platform. Kovr brings digital insurance capabilities and tech, while Estrutural provides brokerage, enabling PicPay to embed underwriting and distribution within its ecosystem and reduce reliance on third-party providers. Integration is expected to be smooth given Kovr’s long-standing partnership. The moves align with PicPay’s Q2 momentum, including accelerated secured-originations, growth in mature credit-card cohorts, expansion into riskier segments, and a 2% sequential rise in active users to 45.4 million. Key risks include Brazil’s evolving insurance regulations, execution and integration challenges, potential capital strain, and competition from insurtechs and incumbents. Hedge-fund interest declined, though Goldman Sachs remains a substantial holder. They enable vertical integration of underwriting and distribution, potentially boosting margins and scale despite regulatory and integration risks.
19 Sep
PicS N.V. (PICS) reports credit portfolio momentum and Q2 outperformance across all metrics. Q2 outperformance and portfolio momentum point to improved near-term financial results without indicating structural shifts.
3 Sep
PicPay integrates with Claude to expand customer access to financial information through generative AI. Claude integration adds AI tools that moderately enhance product offerings and customer engagement.
24 Aug
PicPay announced second quarter 2026 financial results for PicS N.V. (PICS). Quarterly earnings releases can shift short-term investor views but rarely redefine long-term company trajectory.
19 Aug
PicS N.V. launched a ChatGPT feature, raising questions on whether its shares can remain undervalued afterward. ChatGPT launch constitutes a significant product innovation likely to reshape PicS competitive positioning and investor sentiment.
18 Aug
PicS N.V. (PICS) could be 50% undervalued after its ChatGPT account update. ChatGPT account update signals major innovation likely to shift PicS N.V. trajectory and investor sentiment.
17 Aug
PicPay integrates with ChatGPT to let customers access financial information directly through the AI platform. ChatGPT integration enhances PicPay customer data access and competitive positioning.
29 Jul
ACI Worldwide partners with dLocal to offer Latin American payment options for PicS N.V. (PICS). Partnership expands regional payment reach with moderate effect on operations and positioning.
28 Jul
PicS N.V. (PICS) Q2 earnings call via TIM highlights financial results, operational updates, and forward guidance. Quarterly earnings data can move near-term sentiment and valuation but rarely shifts long-term company trajectory alone.
20 Jun
RBC lowers PicS N.V. (PICS) price target while stating AI initiatives will support margin discipline. Analyst price target cut with AI margin support note affects near-term PICS sentiment and valuation.
5 Jun
PicS NV (PICS) surpassed Q1 2026 earnings guidance with robust growth. Q1 earnings beat signals stronger financial results likely to lift near-term stock performance.
2 Jun
PicPay announces first quarter 2026 results. Quarterly earnings releases drive material shifts in valuation and investor sentiment for PicS N.V.
28 Mar
PicS N.V. (PICS) achieves 85% revenue growth and advances IPO transformation despite missing earnings targets and facing fintech sector pressures. Revenue surge and IPO shift signal major strategic changes affecting long-term prospects.
9 Mar
Bank of America initiates coverage on PicS N.V. (PICS) with a Buy rating. BofA Buy initiation adds positive analyst coverage likely to influence near-term sentiment and trading.