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PulteGroup, Inc.

PHM Consumer Cyclical Residential Construction

PulteGroup, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $17.3 billion, down 3.54% from fiscal 2024. In the quarter to June 2026, revenue fell 9.56%, EPS fell 18.4%, free cash flow fell 105.1% and total debt rose 8.33%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years.

112.12 1.41 −1.24%
Market cap
$21.3B
P/E
11.4×
Fwd P/E
11.8×
Dividend yield
0.93%
F-score
5/9
Altman Z
4.98
Beneish M
n/a
Dividend safety
92/100
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios Filings 10-Q 10-K
Impairment
All filings →

Insider Decisions trades per month

Total sells 26.41
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — 6 — — 2 — — — — —
Insider Ownership 1.68%

Capital & Financial Ratios $m

Market Cap 21,280.00
Revenue 16,407.08
Net Income 1,906.45
Free Cash Flow 1,512.44
Net Debt 920.84
Current Ratio 0.78 (below 1: weak)
Debt/Equity 0.18 (at or below 0.5: strong)
P/E ratio 11.37
Fwd P/E 11.80
P/S ratio 1.29
P/B ratio 1.63
Past 5Y EPS Growth 16.51% (at or above 15%: strong)
This Y EPS Growth (9.24%) (below 0%: weak)
Next Y EPS Growth 9.17%
Next Y revenue growth 6.25%
Next 5Y EPS Growth 4.17%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 1.4×, against a ten-year median of 1.3×; over the ten years it ranged from 0.7× in 2022 to 1.8× in 2024.
P/E against its own 10 years 68.72%
10-year low 10-year high
P/S against its own 10 years 77.88%
10-year low 10-year high
P/B against its own 10 years 31.94%
10-year low 10-year high
EV/Sales against its own 10 years 66.62%
10-year low 10-year high
EV/FCF against its own 10 years 54.07%
10-year low 10-year high

Dividends

Payout Ratio 0.11
Annual Dividend Rate 1.04
Annual Dividend Yield 0.93%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.16
0.26
0.26
0.26
2025 0.92
0.22
0.22
0.22
0.26
2024 0.82
0.20
0.20
0.20
0.22
2023 0.68
0.16
0.16
0.16
0.20
2022 0.61
0.15
0.15
0.15
0.16
2021 0.57
0.14
0.14
0.14
0.15
2020 0.50
0.12
0.12
0.12
0.14
2019 0.45
0.11
0.11
0.11
0.12
2018 0.38
0.09
0.09
0.09
0.11
2017 0.36
0.09
0.09
0.09
0.09
2016 0.36
0.09
0.09
0.09
0.09
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,849 1,654 2,009 1,377
Receivables — — — —
Inventory — — — —
Other — — — —
2,365 2,283 2,622 1,927
2023 2024 2025 Q'26
Payables 619 728 725 718
ST’ Debt 500 527 532 478
Other — — — —
2,764 2,667 2,596 2,457

Compound Annual Growth %

10y 5y 3y
Sales 11.21% 9.42% 2.66%
Cash Flow 0.00% 0.96% 40.93%
Earnings 16.28% 9.73% (5.16%)
Book Value 10.56% 14.60% 13.36%

Revenue $m

Mar Jun Sep Dec Year
’26 3,409 3,983 — — —
’25 3,893 4,404 4,405 4,611 17,312
’24 3,949 4,600 4,476 4,922 17,947
’23 3,576 4,189 4,004 4,294 16,062
’22 3,150 3,880 3,895 5,079 16,003
’21 2,730 3,359 3,479 4,169 13,737
’20 2,295 2,594 2,955 3,192 11,036
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 160 17 — — —
’25 134 288 678 771 1,871
’24 240 417 456 568 1,681
’23 711 739 458 288 2,197
’22 208 (105) (406) 972 668
’21 177 255 116 456 1,004
’20 205 603 459 518 1,784
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 134 (13) — — —
’25 105 253 651 740 1,749
’24 216 386 417 543 1,562
’23 688 718 435 264 2,105
’22 177 (137) (432) 948 556
’21 162 239 96 435 931
’20 184 587 449 506 1,726
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.79 2.48 — — —
’25 2.57 3.03 2.96 2.56 11.12
’24 3.10 3.83 3.35 4.43 14.69
’23 2.35 3.21 2.90 3.28 11.72
’22 1.83 2.73 2.69 3.85 11.01
’21 1.13 1.90 1.82 2.61 7.43
’20 0.74 1.29 1.54 1.62 5.18
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 14.61 18.18 20.64 25.10 17.12 39.92 35.03 45.53 99.03 88.07

Analyst estimates 2026–2028

Powerpack
High 22.40 34.60 35.21 41.22 49.70 63.91 58.09 105.13 149.47 142.11
People
People Employees 4,623 4,810 5,086 5,245 5,249 6,182 6,524 6,382 6,793 6,506
Revenue/emp, $m 1.66 1.78 2.00 1.95 2.10 2.22 2.45 2.52 2.64 2.66
Income, $m
Income, $m Revenue 7,677 8,578 10,188 10,213 11,036 13,737 16,003 16,062 17,947 17,312
Gross margin, % 25.37 21.72 23.30 23.47 25.17 27.53 30.21 29.38 29.09 26.41
EBT 934 939 1,348 1,340 1,729 2,510 3,440 3,449 4,006 2,911
EBT margin, % 12.17 10.95 13.23 13.12 15.66 18.27 21.49 21.48 22.32 16.82
Net income 603 447 1,022 1,017 1,407 1,946 2,617 2,602 3,083 2,219
Depreciation 54 51 49 54 86 70 71 81 89 141
Per share, $
Per share, $ Revenue 22.59 28.12 35.93 37.21 41.09 52.98 68.09 73.02 86.24 87.45
Earnings 1.76 1.45 3.56 3.56 5.19 7.44 11.07 11.79 14.82 11.21
Cash flow 0.20 2.17 5.11 3.92 6.64 3.87 2.84 9.99 8.08 9.45
Capex (0.12) (0.11) (0.21) (0.21) (0.22) (0.28) (0.48) (0.42) (0.57) (0.62)
Free cash flow 0.09 2.07 4.90 3.71 6.43 3.59 2.37 9.57 7.51 8.83
Book value 13.71 13.62 16.99 19.88 24.46 28.89 37.93 47.21 58.25 65.59
Shares, m 340 305 284 274 269 259 235 220 208 198
Valuation, ×
Valuation, × P/E 10.42 23.01 7.30 10.57 8.29 7.63 4.15 8.61 7.34 10.47
P/S 0.82 1.19 0.72 1.04 1.05 1.08 0.68 1.39 1.26 1.34
P/B 1.35 2.45 1.53 1.95 1.76 1.98 1.22 2.15 1.87 1.79
EV/Sales 1.18 1.55 0.94 1.22 1.10 1.14 0.77 1.43 1.29 1.35
EV/FCF 311.99 21.11 6.92 12.27 7.02 16.80 22.30 10.90 14.82 13.36
Cash, $m
Cash, $m Operating cash flow 68 663 1,448 1,076 1,784 1,004 668 2,197 1,681 1,871
Capex (39) (32) (59) (58) (58) (73) (113) (92) (119) (123)
Free cash flow 29 631 1,389 1,018 1,726 931 556 2,105 1,562 1,749
Balance, $m
Balance, $m Working capital (904) (1,311) (466) (438) 867 (43) (1,066) (399) (384) 27
Total debt 3,461 3,445 3,376 3,092 3,164 2,655 2,632 2,462 2,145 2,163
Net debt 2,738 3,139 2,243 1,840 532 822 1,538 613 492 155
Shareholders’ equity 4,659 4,154 4,818 5,458 6,570 7,490 8,914 10,383 12,122 12,985
Returns, %
Returns, % ROA 6.18 4.46 10.18 9.64 12.17 15.10 18.48 16.79 18.43 12.53
ROIC 7.89 8.05 11.93 11.51 15.21 19.21 20.26 19.58 19.63 13.83
ROE 12.70 10.04 22.53 19.59 23.19 27.45 31.71 26.87 27.40 17.67
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

PulteGroup, Inc. vs peers in Residential Construction (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
LEN.B Lennar Corporation $38.8B 14.4× — −8.67% (below 0%: shrinking) −48.03% (below 0%: shrinking) +50.14% (above 0%: growing) 7.69% 5.97% Compare
DHI D.R. Horton, Inc. $38.0B 12.8× 13.8× +0.02% (above 0%: growing) −4.75% (below 0%: shrinking) −44.12% (below 0%: shrinking) 23.26% 12.52% Compare
PHM PulteGroup, Inc. $21.3B 11.4× 11.8× −9.56% (below 0%: shrinking) −18.36% (below 0%: shrinking) −105.08% (below 0%: shrinking) 25.04% 15.53%
LEN Lennar Corporation $18.5B 14.5× 14.8× −8.67% (below 0%: shrinking) −48.03% (below 0%: shrinking) +50.14% (above 0%: growing) 7.69% 5.97% Compare
NVR NVR, Inc. $16.0B 14.5× 17.0× −10.48% (below 0%: shrinking) −23.46% (below 0%: shrinking) −682.68% (below 0%: shrinking) 20.85% 14.17% Compare
TOL Toll Brothers Inc. $12.4B 10.6× 10.8× −9.72% (below 0%: shrinking) −20.74% (below 0%: shrinking) −36.31% (below 0%: shrinking) 23.52% 13.51% Compare
IBP Installed Building Products, Inc. $5.0B 19.8× 23.8× +2.30% (above 0%: growing) −3.56% (below 0%: shrinking) −30.95% (below 0%: shrinking) 33.29% 12.16% Compare
SKY Champion Homes, Inc. $4.4B 23.3× 22.0× +1.27% (above 0%: growing) −21.24% (below 0%: shrinking) −4.47% (below 0%: shrinking) 25.24% 8.49% Compare
CVCO Cavco Industries, Inc. $4.2B 22.9× 22.8× +9.54% (above 0%: growing) −15.56% (below 0%: shrinking) +5.65% (above 0%: growing) 22.07% 8.65% Compare
Median of peers $14.2B 14.5× 17.0× −4.32% −20.99% −17.71% 22.67% 10.41%

All 19 Residential Construction stocks →

PHM metrics, ten years each

PulteGroup, Inc. (PHM) key facts

  • Concern: PulteGroup, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $17.3 billion, down 3.54% from fiscal 2024.
  • Concern: Net income was $2.2 billion, or $11.21 per share (basic), a net margin of 12.8%.
  • PulteGroup, Inc. (PHM) is a Residential Construction company in the Consumer Cyclical sector, listed on the New York Stock Exchange.
  • As of October 9, 2026, PHM traded at $112.12, a market capitalization of $21.3 billion.
  • At that price the stock trades at 11.4× trailing-twelve-month earnings and 1.3× sales; its P/E is higher than 69% of its own readings over the past ten years.
  • PulteGroup, Inc. pays an annual dividend of $1.04 per share, a yield of 0.93%, with a payout ratio of 10.6%.
  • Return on equity was 17.7% and debt-to-equity 0.18.
  • Its Piotroski F-score is 5 out of 9 and its Altman Z-score is 4.98 (safe zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

PulteGroup, Inc. (PHM) Latest News

22 Aug

Impact 5 ·
stockrow.com/PHM · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com