Customers Bancorp, Inc

CUBI Financial Banks Regional

Customers Bancorp, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 2.82% from fiscal 2024.

Revenue
+2.67%
EPS
+2.19%
Free cash flow
−34.6%
Total debt
+67.5%

Quarter to September 2026, against a year earlier

84.61 2.56 −2.94%
Market cap
$2.8B
P/E
9.9×
Fwd P/E
9.9×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Customers Bancorp, Inc (CUBI) Net margin

Alert me on Net margin

Customers Bancorp, Inc's net margin over the twelve months to 30 September 2026 was 18.8%, up 4.2 percentage points from fiscal 2025 (14.7%). Over the past ten years it has ranged from 12.0% (fiscal 2024) to 35.0% (fiscal 2021); the current reading is higher than 45% of that period. That is in line with the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 14.7% 2.66
FY2024 12.0% (4.38)
FY2023 16.4% (7.43)
FY2022 23.8% (11.15)
FY2021 35.0% 15.43
FY2020 19.5% 6.52
FY2019 13.0% 1.00
FY2018 12.0% (2.25)
FY2017 14.3% (4.01)
FY2016 18.3% (1.95)

Quarterly newest first

Period Net margin Change (points)
Sep 2026 19.5% 0.59
Jun 2026 18.9% 0.11
Mar 2026 18.8% 0.71
Dec 2025 18.1% (0.74)
43 more quarters

Against its own ten years

Low 12.0% High 35.0%
Ten-year median 16.4%
Current reading's percentile 72

Net margin against peers

Company Net margin
FBNC First Bancorp compare 26.7%
FHB First Hawaiian, Inc. compare 23.7%
NBTB NBT Bancorp Inc. compare 22.9%
FBK FB Financial Corporation compare 22.6%
PFS Provident Financial Services, Inc compare 21.7%
BOH Bank of Hawaii Corporation compare 20.9%
CUBI Customers Bancorp, Inc 18.8%
CLBK Columbia Financial compare 11.2%
BANC Banc of California, Inc. compare −3.13%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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