OppFi Inc.

OPFI Financial Credit Services

OppFi Inc.’s revenue for fiscal 2025 (year ended December 2025) was $381.2 million, up 18.6% from fiscal 2024. In the quarter to June 2026, revenue fell 14.0%, EPS grew 128.2%, free cash flow fell 3.92% and total debt fell 9.63%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

5.64 0.13 −2.25%
Market cap
$491.7M
P/E
1.7×
Fwd P/E
4.3×
Dividend yield
0.00%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OppFi Inc. (OPFI) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, OppFi Inc. (OPFI) trades at a P/E ratio of 1.7×. Over the past ten years it has ranged from 0.0× (December 2025) to 42.4× (February 2025); the current reading is higher than 30% of that period. That is below the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.6× (34.19%)
FY2024 19.2× —
FY2023 0.0× —
FY2022 3.9× 49.74%
FY2021 2.6× —
FY2020 0.0× —
FY2019 0.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 2.9× (9.42%)
Mar 2026 3.3× (74.19%)
Dec 2025 12.6× —
Sep 2025 0.0× —
19 more quarters

Against its own ten years

Low 0.0× High 42.4×
Ten-year median 3.5×
Current reading's percentile 8

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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