OppFi Inc.

OPFI Financial Credit Services

OppFi Inc.’s revenue for fiscal 2025 (year ended December 2025) was $381.2 million, up 18.6% from fiscal 2024.

Revenue
−11.3%
EPS
−72.3%
Free cash flow
−18.4%
Total debt
+8.97%

Quarter to September 2026, against a year earlier

6.23 0.04 −0.64%
Market cap
$534.3M
P/E
2.7×
Fwd P/E
3.3×
Dividend yield
0.00%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OppFi Inc. (OPFI) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, OppFi Inc. (OPFI) trades at a P/E ratio of 2.7×. Over the past ten years it has ranged from 0.0× (December 2025) to 42.4× (February 2025); the current reading is higher than 47% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.6× (34.19%)
FY2024 19.2× —
FY2023 0.0× —
FY2022 3.9× 49.74%
FY2021 2.6× —
FY2020 0.0× —
FY2019 0.0× —

Quarterly newest first

Period P/E ratio Change
Sep 2026 2.6× (11.03%)
Jun 2026 2.9× (9.42%)
Mar 2026 3.3× (74.19%)
Dec 2025 12.6× —
20 more quarters

Against its own ten years

Low 0.0× High 42.4×
Ten-year median 3.4×
Current reading's percentile 30

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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