OppFi Inc.
OPFI Financial Credit Services
OppFi Inc.’s revenue for fiscal 2025 (year ended December 2025) was $381.2 million, up 18.6% from fiscal 2024. In the quarter to June 2026, revenue fell 14.0%, EPS grew 128.2%, free cash flow fell 3.92% and total debt fell 9.63%, each against the same quarter a year earlier. Revenue growth for three consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.
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OppFi Inc. (OPFI) P/E ratio
As of 16 October 2026, OppFi Inc. (OPFI) trades at a P/E ratio of 1.7×. Over the past ten years it has ranged from 0.0× (December 2025) to 42.4× (February 2025); the current reading is higher than 30% of that period. That is below the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 12.6× | (34.19%) |
| FY2024 | 19.2× | — |
| FY2023 | 0.0× | — |
| FY2022 | 3.9× | 49.74% |
| FY2021 | 2.6× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 2.9× | (9.42%) |
| Mar 2026 | 3.3× | (74.19%) |
| Dec 2025 | 12.6× | — |
| Sep 2025 | 0.0× | — |
| 19 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| GDOT Green Dot Corporation compare | n/m |
| PRAA PRA Group, Inc. compare | n/m |
| LU Lufax Holding Ltd. Sponsored ADR compare | n/m |
| QFIN Qfin Holdings Inc. - Sponsored ADR compare | 1.3× |
| OPFI OppFi Inc. | 1.7× |
| FINV PPDAI Group Inc. Sponsored ADR compare | 2.8× |
| RM Regional Management Corp. compare | 6.8× |
| WRLD World Acceptance Corporation compare | 20.3× |
| OPRT Oportun Financial Corporation compare | 22.7× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)