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Monday 5 October 2026 Export all OMF data to Excel Powerpack

OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for five.

56.24 0.22 +0.39%
Market cap
$6.4B
P/E
8.5×
Dividend yield
7.47%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 7.86
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell 3 — 1 1 — 1 — 2 1 1 — —
Insider Ownership 1.09%

Capital & Financial Ratios $m

Market Cap 6,440.00
Revenue 6,372.00
Net Income 781.00
Free Cash Flow 3,232.00
Net Debt 22,202.00
Current Ratio 0.00
Debt/Equity 6.73
P/E ratio 8.47
P/S ratio 1.02
P/B ratio 1.92
Past 5Y EPS Growth 3.93%
This Y EPS Growth 2.82%
Next Y EPS Growth 24.41%
Next 5Y EPS Growth 13.45%

Scores & Valuation vs History

F-score n/a Altman Z n/a Beneish M n/a Dividend safety n/a
P/E against its own 10 years 44.78%
10-year low 10-year high
P/S against its own 10 years 35.21%
10-year low 10-year high
P/B against its own 10 years 74.30%
10-year low 10-year high

Dividends

Payout Ratio 0.63
Annual Dividend Rate 4.20
Annual Dividend Yield 7.47%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 4.20
1.05
1.05
1.05
2025 4.17
1.04
1.04
1.04
1.05
2024 4.12
1.00
1.04
1.04
1.04
2023 4.00
1.00
1.00
1.00
1.00
2022 3.80
0.95
0.95
0.95
0.95
2021 1.85
0.45
0.70
3.50
0.70
2020 1.11
2.50
0.33
0.33
0.45
2019 1.00
0.25
0.25
0.25
0.25
2018 Powerpack
2017 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,014 458 914 567
Receivables — — — —
Inventory — — — —
Other — — — —
19,112 20,541 22,091 21,997
2023 2024 2025 2026
Payables — — — —
ST’ Debt — — — —
Other — — — —
— — — —

Compound Annual Growth %

10y 5y 3y
Sales 10.91% 4.76% 6.84%
Cash Flow 15.50% 7.20% 9.48%
Earnings 0.00% 1.41% (3.52%)
Book Value 2.22% (0.23%) 4.10%

Revenue $m

Mar Jun Sep Dec Year
’26 1,584 1,624 — — —
’25 1,496 1,515 1,555 1,609 6,175
’24 1,353 1,393 1,464 1,478 5,688
’23 1,271 1,302 1,352 1,374 5,299
’22 1,251 1,234 1,288 1,291 5,064
’21 1,151 1,221 1,268 1,255 4,895
’20 1,247 1,225 1,190 1,232 4,894
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 739 800 — — —
’25 665 774 828 865 3,132
’24 558 711 678 752 2,699
’23 562 683 596 678 2,519
’22 553 625 545 664 2,387
’21 556 574 509 608 2,247
’20 565 639 425 583 2,212
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 739 800 — — —
’25 665 774 828 865 3,132
’24 558 711 678 752 2,699
’23 562 683 596 678 2,519
’22 553 625 545 664 2,387
’21 556 574 509 608 2,247
’20 565 639 425 583 2,212
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.93 1.32 — — —
’25 1.78 1.40 1.67 1.72 6.56
’24 1.29 0.59 1.31 1.05 4.24
’23 1.48 0.85 1.61 1.38 5.32
’22 2.36 1.68 1.52 1.48 7.06
’21 3.06 2.60 2.17 2.02 9.87
’20 0.24 0.66 1.86 2.67 5.41
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.8
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 16.03 21.56 22.47 23.44 12.21 44.45 28.77 32.79 41.70 38.00

Analyst estimates 2026–2028

Powerpack
High 41.25 33.39 37.29 44.87 48.92 63.19 55.50 49.89 57.97 70.17
People
People Employees 10,100 10,100 10,200 9,700 8,300 8,800 9,200 9,100 9,000 9,300
Revenue/emp, $m 0.38 0.37 0.41 0.49 0.59 0.56 0.55 0.58 0.63 0.66
Income, $m
Income, $m Revenue 3,883 3,756 4,232 4,749 4,894 4,895 5,064 5,299 5,688 6,175
Gross margin, % 77.96 78.27 79.32 79.57 79.02 80.86 82.39 80.77 79.17 79.40
EBT 356 431 624 1,098 977 1,741 1,155 840 667 1,001
EBT margin, % 9.17 11.47 14.74 23.12 19.96 35.57 22.81 15.85 11.73 16.21
Net income 243 183 447 855 730 1,314 872 641 509 783
Depreciation 521 328 289 271 264 264 262 257 277 287
Per share, $
Per share, $ Revenue 28.82 27.77 31.19 34.90 36.33 36.90 40.78 44.02 47.54 52.04
Earnings 1.60 1.35 3.29 6.27 5.41 9.87 7.06 5.32 4.24 6.56
Cash flow 9.81 11.50 15.08 17.36 16.42 16.94 19.22 20.93 22.56 26.39
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 9.81 11.50 15.08 17.36 16.42 16.94 19.22 20.93 22.56 26.39
Book value 22.76 24.24 28.00 31.82 25.54 23.32 24.28 26.47 26.67 28.66
Shares, m 135 135 136 136 135 133 124 120 120 119
Valuation, ×
Valuation, × P/E 13.44 19.20 7.38 6.73 8.87 5.08 4.70 9.29 12.29 10.28
P/S 0.80 0.95 0.78 1.21 1.33 1.36 0.81 1.12 1.10 1.30
P/B 1.02 1.09 0.87 1.32 1.89 2.15 1.36 1.87 1.95 2.36
EV/Sales 4.25 4.69 4.20 4.57 4.50 4.87 4.32 4.67 4.79 4.83
EV/FCF 12.33 11.22 8.63 9.13 9.88 10.54 9.11 9.76 10.03 9.47
Cash, $m
Cash, $m Operating cash flow 1,322 1,555 2,046 2,362 2,212 2,247 2,387 2,519 2,699 3,132
Capex — — — — — — — — — —
Free cash flow 1,322 1,555 2,046 2,362 2,212 2,247 2,387 2,519 2,699 3,132
Balance, $m
Balance, $m Working capital 13,036 14,657 15,450 17,994 17,316 16,897 17,424 19,112 20,541 22,091
Total debt 13,959 15,050 15,178 17,212 17,800 17,750 18,281 19,813 21,438 22,694
Net debt 13,380 14,063 14,499 15,985 15,528 17,209 17,783 18,799 20,980 21,780
Shareholders’ equity 3,066 3,278 3,799 4,330 3,441 3,093 3,015 3,186 3,191 3,401
Returns, %
Returns, % ROA 1.09 0.97 2.26 3.99 3.22 5.90 3.91 2.74 2.03 2.94
ROIC 1.76 1.55 2.13 3.38 3.22 5.36 3.47 2.39 1.72 2.48
ROE 7.42 5.77 12.63 21.04 18.79 40.22 28.55 20.67 15.96 23.76
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

OneMain Holdings, Inc. peers in Credit Services

Company Market cap P/E Compare
CACC Credit Acceptance Corporation $5.5B 11.5× Compare
KLAR Klarna Group plc $4.8B 0.0× Compare
FCFS FirstCash Holdings, Inc. $9.1B 24.1× Compare
NNI Nelnet, Inc. $4.4B 15.0× Compare
Company Market cap P/E Compare
ENVA Enova International, Inc. $4.3B 12.5× Compare
SLM SLM Corporation $4.3B 6.3× Compare
BFH Bread Financial Holdings, Inc. $3.7B 7.7× Compare
SEZL Sezzle Inc. $3.6B 23.5× Compare

All 55 Credit Services stocks →

OneMain Holdings, Inc. (OMF) key facts

  • OneMain Holdings, Inc. (OMF) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
  • OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.
  • Net income was $783.0 million, or $6.56 per share (basic), a net margin of 12.7%.
  • As of October 5, 2026, OMF traded at $56.24, a market capitalization of $6.4 billion.
  • At that price the stock trades at 8.5× trailing-twelve-month earnings and 1.0× sales; its P/E is higher than 45% of its own readings over the past ten years.
  • OneMain Holdings, Inc. pays an annual dividend of $4.20 per share, a yield of 7.47%, with a payout ratio of 63.3%.
  • Return on equity was 23.8% and debt-to-equity 6.73.

Source: company filings (standardised) and stockrow calculations.

OneMain Holdings, Inc. (OMF) Latest News

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stockrow.com/OMF · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com