OneMain Holdings, Inc. (OMF) vs SLM Corporation (SLM)
OneMain Holdings, Inc. and SLM Corporation are both Credit Services companies. OneMain Holdings, Inc. is the larger, with a market value of $6.5B against $4.3B — 1.5× the size. SLM Corporation trades at the lower P/E: 6.5× against 8.6×. OneMain Holdings, Inc. grew revenue faster over the last twelve months: 7.04% against 5.37%. SLM Corporation has the higher net margin (23.5% vs 12.3%) and the higher return on invested capital (17.8% vs 2.45%). Both pay a dividend; OneMain Holdings, Inc. yields more (9.13% vs 2.30%). Across the 19 metrics below, OneMain Holdings, Inc. leads on 10 and SLM Corporation on 9.
Valuation
Profitability
| Metric | OMF | SLM | Credit Services median |
|---|---|---|---|
| Gross margin | 79.74% | 63.91% | 77.13% |
| Operating margin | 0.00% | 0.00% | 0.34% |
| Net margin | 12.26% | 23.48% | 9.25% |
| Free cash flow margin | 50.72% | (10.58%) | 13.03% |
| Return on equity | 23.28% | 33.15% | 8.49% |
| Return on assets | 2.89% | 2.48% | 2.29% |
| Return on invested capital | 2.45% | 17.76% | 4.09% |
Growth
Health
Dividend
Size
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