Hope Bancorp, Inc. (HOPE) vs Origin Bancorp, Inc. (OBK)

Hope Bancorp, Inc. and Origin Bancorp, Inc. are both Banks Regional companies. Hope Bancorp, Inc. and Origin Bancorp, Inc. are of similar size ($1.7B and $1.7B). Hope Bancorp, Inc. trades at the lower P/E: 13.1× against 16.8×. Hope Bancorp, Inc. grew revenue faster over the last twelve months: 8.01% against 4.96%. Origin Bancorp, Inc. has the higher net margin (16.3% vs 12.9%) and the higher return on invested capital (8.93% vs 5.13%). Both pay a dividend; Hope Bancorp, Inc. yields more (5.35% vs 1.48%). Across the 19 metrics below, Origin Bancorp, Inc. leads on 11 and Hope Bancorp, Inc. on 8.

Valuation

Metric HOPE OBK Banks Regional median
P/E 13.09 16.78 12.02
P/S 1.63 2.72 2.36
P/B 0.74 1.30 1.23
Price to free cash flow 8.87 9.50 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.64% 5.96% 8.21%
Free cash flow yield 11.27% 10.52% 9.23%

Profitability

Metric HOPE OBK Banks Regional median
Gross margin 57.59% 69.33% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 12.90% 16.26% 18.82%
Free cash flow margin 0.00% 28.62% 17.97%
Return on equity 5.87% 8.02% 10.28%
Return on assets 0.70% 1.00% 1.13%
Return on invested capital 5.13% 8.93% 8.45%

Growth

Metric HOPE OBK Banks Regional median
Revenue growth (TTM) 8.01% 4.96% 6.37%
EPS growth (last fiscal year) (40.24%) (2.04%) 18.85%
Revenue growth, 5-year CAGR 8.21% 15.30% 12.65%
Net income growth, 5-year CAGR (11.20%) 15.64% 9.81%

Health

Metric HOPE OBK Banks Regional median
Debt to equity 0.22 0.12 0.17
Current ratio 0.96 0.98 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric HOPE OBK Banks Regional median
Dividend yield 5.35% 1.48% 2.49%
Payout ratio 0.68 0.25 0.29

Size

Metric HOPE OBK Banks Regional median
Market cap 1.67b 1.67b 934.85m

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