Nu Holdings Ltd.

NU Financial Banks Regional

Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.

Revenue
+50.3%
EPS
+69.2%
Free cash flow
−102.2%
Total debt
+105.8%

Quarter to June 2026, against a year earlier

11.82 0.17 −1.42%
Market cap
$56.7B
P/E
16.0×
Fwd P/E
13.6×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Nu Holdings Ltd. (NU) Return on invested capital

Alert me on Return on invested capital

Nu Holdings Ltd.'s return on invested capital over the twelve months to 30 June 2026 was 62.5%, down 275.0 percentage points from fiscal 2025 (337.6%). Over the past ten years it has ranged from −14.8% (fiscal 2022) to 910.9% (fiscal 2024); the current reading is higher than 88% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 337.6% (573.30)
FY2024 910.9% 851.48
FY2023 59.4% 74.21
FY2022 −14.8% (9.20)
FY2021 −5.61% (5.61)
FY2020 0.00% 0.00
FY2019 0.00% 0.00
FY2018 0.00% —

Against its own ten years

Low −14.8% High 910.9%
Ten-year median 0.00%
Current reading's percentile 88

Return on invested capital against peers

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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