Nu Holdings Ltd.
Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.
- Revenue
- +50.3%
- EPS
- +69.2%
- Free cash flow
- −102.2%
- Total debt
- +105.8%
Quarter to June 2026, against a year earlier
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Nu Holdings Ltd. (NU) Return on equity
Nu Holdings Ltd.'s return on equity over the twelve months to 30 June 2026 was 31.6%, up 1.4 percentage points from fiscal 2025 (30.3%). Over the past ten years it has ranged from −32.7% (fiscal 2020) to 30.3% (fiscal 2025) — the current reading is the highest in ten years. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 30.3% | 2.19 |
| FY2024 | 28.1% | 9.82 |
| FY2023 | 18.2% | 26.05 |
| FY2022 | −7.81% | (1.05) |
| FY2021 | −6.76% | 25.90 |
| FY2020 | −32.7% | (12.20) |
| FY2019 | −20.5% | (14.08) |
| FY2018 | −6.38% | — |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| NU Nu Holdings Ltd. | 31.6% |
| ITUB Itau Unibanco Holding S.A. compare | 21.2% |
| NWG NatWest Group plc compare | 13.5% |
| PNC The PNC Financial Services Group, Inc compare | 12.4% |
| KB KB Financial Group Inc compare | 9.75% |
| FITB Fifth Third Bancorp compare | 9.59% |
| TFC Truist Financial Corporation compare | 8.41% |
| DB Deutsche Bank Aktiengesellschaft compare | 7.44% |
| LYG Lloyds Banking Group PLC compare | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on NU
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement