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Friday 6 November 2026
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Nu Holdings Ltd.
Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.
- Revenue
- +50.3%
- EPS
- +69.2%
- Free cash flow
- −102.2%
- Total debt
- +105.8%
Quarter to June 2026, against a year earlier
11.82
0.17
−1.42%
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Nu Holdings Ltd. (NU) Gross margin
Nu Holdings Ltd.'s gross margin over the twelve months to 30 June 2026 was 71.7%, up 0.7 percentage points from fiscal 2025 (71.0%). Over the past ten years it has ranged from 65.0% (fiscal 2019) to 84.5% (fiscal 2020); the current reading is higher than 50% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 71.0% | (4.42) |
| FY2024 | 75.4% | 0.76 |
| FY2023 | 74.6% | 6.93 |
| FY2022 | 67.7% | (10.67) |
| FY2021 | 78.4% | (6.17) |
| FY2020 | 84.5% | 19.56 |
| FY2019 | 65.0% | (5.35) |
| FY2018 | 70.3% | — |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 71.8% | (2.68) |
| Mar 2026 | 74.5% | 3.83 |
| Dec 2025 | 70.6% | 1.19 |
| Sep 2025 | 69.4% | (2.49) |
| 20 more quarters | Free account |
Against its own ten years
Low 65.0%
High 84.5%
Ten-year median
72.8%
Current reading's percentile
38
Gross margin against peers
| Company | Gross margin |
|---|---|
| FITB Fifth Third Bancorp compare | 72.9% |
| NU Nu Holdings Ltd. | 71.7% |
| PNC The PNC Financial Services Group, Inc compare | 70.9% |
| TFC Truist Financial Corporation compare | 67.4% |
| LYG Lloyds Banking Group PLC compare | 66.3% |
| KB KB Financial Group Inc compare | 57.8% |
| NWG NatWest Group plc compare | 57.4% |
| DB Deutsche Bank Aktiengesellschaft compare | 53.6% |
| ITUB Itau Unibanco Holding S.A. compare | 44.9% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on NU
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement