The PNC Financial Services Group, Inc
The PNC Financial Services Group, Inc’s revenue for fiscal 2025 (year ended December 2025) was $34.0 billion, down 1.29% from fiscal 2024. In the quarter to September 2026, revenue grew 6.44%, EPS grew 19.9%, free cash flow grew 45.1% and total debt rose 32.2%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years; insiders bought in the last twelve months.
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The PNC Financial Services Group, Inc (PNC) Return on invested capital
The PNC Financial Services Group, Inc's return on invested capital over the twelve months to 30 September 2026 was 5.57%, down 1.4 percentage points from fiscal 2025 (7.02%). Over the past ten years it has ranged from 0.00% (fiscal 2020) to 102.6% (fiscal 2021); the current reading is higher than 91% of that period. That is below the Banks Regional industry median of 8.35% and above the Financial sector median of 4.85%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 7.02% | 0.25 |
| FY2024 | 6.77% | 0.77 |
| FY2023 | 6.00% | (0.66) |
| FY2022 | 6.66% | (95.96) |
| FY2021 | 102.6% | 102.62 |
| FY2020 | 0.00% | (4.23) |
| FY2019 | 4.23% | 0.13 |
| FY2018 | 4.10% | (0.94) |
| FY2017 | 5.04% | (0.03) |
| FY2016 | 5.07% | (0.54) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| NU Nu Holdings Ltd. compare | 62.5% |
| IBN ICICI Bank Limited compare | 9.80% |
| USB U.S. Bancorp compare | 9.44% |
| PNC The PNC Financial Services Group, Inc | 5.57% |
| MFG Mizuho Financial Group, Inc. compare | 0.00% |
| NWG NatWest Group plc compare | 0.00% |
| HDB HDFC Bank Limited compare | 0.00% |
| LYG Lloyds Banking Group PLC compare | 0.00% |
| DB Deutsche Bank Aktiengesellschaft compare | 0.00% |
| Banks Regional industry median | 8.35% |
| Financial sector median | 4.85% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on PNC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement