stockrow
Friday 6 November 2026
Export NU’s income statement to Excel — free account
Nu Holdings Ltd.
Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.
- Revenue
- +50.3%
- EPS
- +69.2%
- Free cash flow
- −102.2%
- Total debt
- +105.8%
Quarter to June 2026, against a year earlier
11.82
0.17
−1.42%
Follow NU
Alert me
Nu Holdings Ltd. (NU) Net margin
Nu Holdings Ltd.'s net margin over the twelve months to 30 June 2026 was 18.7%, up 0.5 percentage points from fiscal 2025 (18.2%). Over the past ten years it has ranged from −23.3% (fiscal 2020) to 18.2% (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
Embed this chart
Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 18.2% | 1.07 |
| FY2024 | 17.1% | 4.28 |
| FY2023 | 12.8% | 20.45 |
| FY2022 | −7.61% | 2.11 |
| FY2021 | −9.72% | 13.54 |
| FY2020 | −23.3% | (6.47) |
| FY2019 | −16.8% | (7.12) |
| FY2018 | −9.67% | — |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 19.2% | 1.68 |
| Mar 2026 | 17.6% | (1.49) |
| Dec 2025 | 19.0% | 0.29 |
| Sep 2025 | 18.8% | 1.39 |
| 20 more quarters | Free account |
Against its own ten years
Low −23.3%
High 18.2%
Ten-year median
−8.64%
Current reading's percentile
100
Net margin against peers
| Company | Net margin |
|---|---|
| LYG Lloyds Banking Group PLC compare | 55.0% |
| PNC The PNC Financial Services Group, Inc compare | 20.8% |
| NWG NatWest Group plc compare | 19.3% |
| NU Nu Holdings Ltd. | 18.7% |
| TFC Truist Financial Corporation compare | 16.9% |
| KB KB Financial Group Inc compare | 16.4% |
| FITB Fifth Third Bancorp compare | 15.0% |
| ITUB Itau Unibanco Holding S.A. compare | 12.1% |
| DB Deutsche Bank Aktiengesellschaft compare | 9.99% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on NU
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement