Nu Holdings Ltd.
Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.
- Revenue
- +50.3%
- EPS
- +69.2%
- Free cash flow
- −102.2%
- Total debt
- +105.8%
Quarter to June 2026, against a year earlier
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Nu Holdings Ltd. (NU) Free cash flow
Nu Holdings Ltd.'s free cash flow for fiscal 2025 was $3.2B, up 42.1% from $2.2B in fiscal 2024. Over the twelve months to 30 June 2026 it was −$1.7B. Over the past ten years it has ranged from −$3.0B (fiscal 2021) to $3.2B (fiscal 2025) — the current reading is the highest in ten years. Free cash flow has risen for 4 consecutive fiscal years. Nu Holdings Ltd. ranks 321st of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $3.2B | 42.07% |
| FY2024 | $2.2B | 104.19% |
| FY2023 | $1.1B | 69.85% |
| FY2022 | $641.3M | — |
| FY2021 | −$3.0B | — |
| FY2020 | $966.5M | (52.36%) |
| FY2019 | $2.0B | 236.48% |
| FY2018 | $603.0M | — |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | −$53.3M | — |
| Mar 2026 | −$1.3B | — |
| Dec 2025 | $768.4M | — |
| Sep 2025 | −$1.1B | — |
| 20 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| DB Deutsche Bank Aktiengesellschaft compare | $57.6B |
| LYG Lloyds Banking Group PLC compare | $38.0B |
| ITUB Itau Unibanco Holding S.A. compare | $29.0B |
| NWG NatWest Group plc compare | $16.1B |
| PNC The PNC Financial Services Group, Inc compare | $7.9B |
| TFC Truist Financial Corporation compare | $6.1B |
| KB KB Financial Group Inc compare | $4.2B |
| FITB Fifth Third Bancorp compare | $2.7B |
| NU Nu Holdings Ltd. | −$1.7B |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on NU
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement