Nu Holdings Ltd.
Nu Holdings Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $15.8 billion, up 37.0% from fiscal 2024.
- Revenue
- +50.3%
- EPS
- +69.2%
- Free cash flow
- −102.2%
- Total debt
- +105.8%
Quarter to June 2026, against a year earlier
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Nu Holdings Ltd. (NU) Return on assets
Nu Holdings Ltd.'s return on assets over the twelve months to 30 June 2026 was 4.96%, up 0.4 percentage points from fiscal 2025 (4.60%). Over the past ten years it has ranged from −2.03% (fiscal 2020) to 4.60% (fiscal 2025) — the current reading is the highest in ten years. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 4.60% | 0.37 |
| FY2024 | 4.23% | 1.42 |
| FY2023 | 2.81% | 4.27 |
| FY2022 | −1.46% | (0.36) |
| FY2021 | −1.10% | 0.93 |
| FY2020 | −2.03% | (0.08) |
| FY2019 | −1.95% | (1.34) |
| FY2018 | −0.61% | — |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| NU Nu Holdings Ltd. | 4.96% |
| ITUB Itau Unibanco Holding S.A. compare | 1.55% |
| PNC The PNC Financial Services Group, Inc compare | 1.26% |
| FITB Fifth Third Bancorp compare | 0.94% |
| TFC Truist Financial Corporation compare | 0.89% |
| NWG NatWest Group plc compare | 0.77% |
| KB KB Financial Group Inc compare | 0.73% |
| DB Deutsche Bank Aktiengesellschaft compare | 0.41% |
| LYG Lloyds Banking Group PLC compare | 0.00% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on NU
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement