Saturday 17 October 2026
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NB Bancorp, Inc.
NBBK Financial Banks Regional
NB Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $351.9 million, up 15.4% from fiscal 2024. In the quarter to June 2026, revenue grew 39.5%, EPS grew 35.9%, free cash flow grew 19.9% and total debt rose 42.0%, each against the same quarter a year earlier. Revenue growth for three consecutive years; insiders bought in the last twelve months.
21.86
0.51
−2.28%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | — | — | 13.45 | 13.10 | 15.09 |
Analyst estimates 2026–2028 Powerpack |
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| High | — | — | — | — | — | — | — | 14.18 | 21.05 | 21.58 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | 102 | 376 | 526 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | 0.00 | 2.33 | 0.81 | 0.67 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | 130 | 238 | 305 | 352 | ||||
| Gross margin, % | — | — | — | — | — | — | 88.04 | 61.92 | 56.96 | 60.71 | |||||
| EBT | — | — | — | — | — | — | 36 | 12 | 59 | 71 | |||||
| EBT margin, % | — | — | — | — | — | — | 28.00 | 4.99 | 19.21 | 20.21 | |||||
| Net income | — | — | — | — | — | — | 30 | 10 | 42 | 50 | |||||
| Depreciation | — | — | — | — | — | — | 3 | 3 | 3 | 3 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | 0.00 | 5.65 | 7.75 | 9.41 | ||||
| Earnings | — | — | — | — | — | — | — | 0.23 | 1.07 | 1.34 | |||||
| Cash flow | — | — | — | — | — | — | 0.00 | 1.26 | 1.10 | 1.63 | |||||
| Capex | — | — | — | — | — | — | 0.00 | (0.07) | (0.05) | (0.09) | |||||
| Free cash flow | — | — | — | — | — | — | 0.00 | 1.19 | 1.05 | 1.53 | |||||
| Book value | — | — | — | — | — | — | 0.00 | 18.04 | 19.43 | 22.96 | |||||
| Shares, m | — | — | — | — | — | — | — | 42 | 39 | 37 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | 16.88 | 16.88 | 16.88 | 14.79 | ||||
| P/S | — | — | — | — | — | — | 0.00 | 0.00 | 2.33 | 2.11 | |||||
| P/B | — | — | — | — | — | — | 0.00 | 0.00 | 0.93 | 0.86 | |||||
| EV/Sales | — | — | — | — | — | — | 1.04 | 0.05 | 1.54 | 1.51 | |||||
| EV/FCF | — | — | — | — | — | — | 4.35 | 0.21 | 11.35 | 9.23 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | 40 | 53 | 43 | 61 | ||||
| Capex | — | — | — | — | — | — | (8) | (3) | (2) | (3) | |||||
| Free cash flow | — | — | — | — | — | — | 31 | 50 | 41 | 57 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | 211 | 659 | 411 | 452 | ||||
| Total debt | — | — | — | — | — | — | 293 | 283 | 121 | 196 | |||||
| Net debt | — | — | — | — | — | — | 137 | 11 | (243) | (211) | |||||
| Shareholders’ equity | — | — | — | — | — | — | 344 | 758 | 765 | 859 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | 0.00 | 0.24 | 0.87 | 0.83 | ||||
| ROIC | — | — | — | — | — | — | 4.73 | 0.96 | 7.02 | 8.53 | |||||
| ROE | — | — | — | — | — | — | 0.00 | 1.78 | 5.53 | 6.19 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
NB Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| CAC Camden National Corporation | $944.0M | 10.7× | 9.4× | +1.16% (above 0%: growing) | +63.86% (above 0%: growing) | +557.83% (above 0%: growing) | 72.13% | 0.00% | Compare |
| CPF CPB Inc. | $929.5M | 11.6× | 10.8× | +2.39% (above 0%: growing) | +17.65% (above 0%: growing) | +23.90% (above 0%: growing) | 83.01% | 0.00% | Compare |
| TRST TrustCo Bank Corp NY | $919.8M | 15.0× | 9.1× | +6.20% (above 0%: growing) | +24.05% (above 0%: growing) | +2.59% (above 0%: growing) | 69.96% | 0.00% | Compare |
| HAFC Hanmi Financial Corporation | $917.4M | 10.4× | 9.6× | +2.07% (above 0%: growing) | +58.00% (above 0%: growing) | +48.02% (above 0%: growing) | 64.66% | 0.00% | Compare |
| NBBK NB Bancorp, Inc. | $913.3M | 14.4× | 10.2× | +39.49% (above 0%: growing) | +35.90% (above 0%: growing) | +19.91% (above 0%: growing) | 63.66% | 0.00% | |
| MPB Mid Penn Bancorp | $911.3M | 12.6× | 11.6× | +24.51% (above 0%: growing) | +290.91% (above 0%: growing) | −3.90% (below 0%: shrinking) | 70.72% | 0.00% | Compare |
| FCBC First Community Bancshares, Inc. | $911.3M | 15.3× | 15.0× | +35.47% (above 0%: growing) | +77.61% (above 0%: growing) | +82.80% (above 0%: growing) | 92.36% | 0.00% | Compare |
| SBSI Southside Bancshares, Inc. | $909.2M | 12.1× | 9.8× | +6.52% (above 0%: growing) | +25.00% (above 0%: growing) | +1,301.48% (above 0%: growing) | 60.49% | 0.00% | Compare |
| FMNB Farmers National Banc Corp. | $900.6M | 10.4× | 9.4× | +43.94% (above 0%: growing) | +5.41% (above 0%: growing) | +114.21% (above 0%: growing) | 70.09% | 0.00% | Compare |
| Median of peers | $914.3M | 11.9× | 9.7× | +6.36% | +41.50% | +65.41% | 70.41% | 0.00% |
NB Bancorp, Inc. (NBBK) key facts
- Strength: NB Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $351.9 million, up 15.4% from fiscal 2024.
- Strength: Net income was $50.3 million, or $1.34 per share (basic), a net margin of 14.3%.
- NB Bancorp, Inc. (NBBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, NBBK traded at $21.86, a market capitalization of $913.3 million.
- At that price the stock trades at 14.4× trailing-twelve-month earnings and 2.1× sales.
- NB Bancorp, Inc. pays an annual dividend of $0.28 per share, a yield of 1.28%, with a payout ratio of 18.5%.
- Return on equity was 6.19% and debt-to-equity 0.22.
- Its Piotroski F-score is 5 out of 9 for fiscal 2025.
NB Bancorp, Inc. (NBBK) Latest News
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