Lemonade, Inc. (LMND) vs Mercury General Corporation (MCY)
Lemonade, Inc. and Mercury General Corporation are both Insurance Property & Casualty companies. Mercury General Corporation is the larger, with a market value of $5.4B against $3.5B — 1.5× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; Mercury General Corporation trades at 5.9×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 9.95%. Mercury General Corporation has the higher net margin (14.8% vs −14.2%) and the higher return on invested capital (35.8% vs −25.6%). Across the 20 metrics below, Mercury General Corporation leads on 15 and Lemonade, Inc. on 5.
Valuation
Profitability
| Metric | LMND | MCY | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 26.12% | 41.16% |
| Operating margin | (13.67%) | 18.78% | 15.09% |
| Net margin | (14.19%) | 14.77% | 11.51% |
| Free cash flow margin | 0.83% | 20.26% | 17.59% |
| Return on equity | (26.96%) | 38.99% | 18.19% |
| Return on assets | (7.01%) | 9.55% | 3.74% |
| Return on invested capital | (25.59%) | 35.81% | 12.06% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack