Mercury General Corporation

MCY Financial Insurance Property & Casualty

Mercury General Corporation’s revenue for fiscal 2025 (year ended December 2025) was $6.0 billion, up 9.44% from fiscal 2024.

Revenue
−12.8%
EPS
−104.9%
Free cash flow
−22.7%
Total debt
−0.94%

Quarter to September 2026, against a year earlier

89.36 13.35 −13.00%
Market cap
$5.7B
P/E
8.9×
Fwd P/E
7.0×
Dividend yield
1.23%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mercury General Corporation (MCY) Return on invested capital

Alert me on Return on invested capital

Mercury General Corporation's return on invested capital over the twelve months to 30 September 2026 was 24.8%, down 1.0 percentage points from fiscal 2025 (25.8%). Over the past ten years it has ranged from −25.1% (fiscal 2022) to 25.8% (fiscal 2025) — the current reading is the highest in ten years. That is above the Insurance Property & Casualty industry median of 12.0% and above the Financial sector median of 5.07%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 25.8% 4.78
FY2024 21.0% 16.11
FY2023 4.92% 29.97
FY2022 −25.1% (34.13)
FY2021 9.08% (5.37)
FY2020 14.5% 1.30
FY2019 13.2% 13.66
FY2018 −0.51% (6.70)
FY2017 6.19% 3.67
FY2016 2.52% 0.02

Against its own ten years

Low −25.1% High 25.8%
Ten-year median 6.19%
Current reading's percentile 100

Return on invested capital against peers

Company Return on invested capital
MCY Mercury General Corporation 24.8%
KNSL Kinsale Capital Group, Inc. compare 21.1%
RLI RLI Corp. compare 16.5%
THG The Hanover Insurance Group, Inc. compare 15.9%
PLMR Palomar Holdings, Inc. compare 13.5%
WTM White Mountains Insurance Group, Ltd. compare 13.4%
ORI Old Republic International Corporation compare 12.5%
SIGI Selective Insurance Group, Inc. compare 10.1%
HGTY Hagerty, Inc. compare 0.00%
Insurance Property & Casualty industry median 12.0%
Financial sector median 5.07%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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