Inuvo, Inc

INUV Technology Software Application

Inuvo, Inc’s revenue for fiscal 2025 (year ended December 2025) was $86.2 million, up 2.88% from fiscal 2024. In the quarter to June 2026, revenue fell 66.8%, EPS fell 170.0% and free cash flow fell 867.9%, each against the same quarter a year earlier.

0.43 0.03 −6.52%
Market cap
$7.6M
P/E
0.0×
Fwd P/E
3.5×
Dividend yield
—
F-score
3/9
Altman Z
−6.25
Beneish M
−3.40
Dividend safety
n/a

Inuvo, Inc (INUV) Altman Z-score

Alert me on Altman Z-score

Inuvo, Inc's Altman Z-score for fiscal 2025 is −6.25, in the distress zone (below 1.81).

Altman Z-score, annual

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Annual newest first

Period Altman Z-score Change (points)
FY2025 −6.25 (3.59)
FY2024 −2.66 1.15
FY2023 −3.81 0.18
FY2022 −3.99 (3.87)
FY2021 −0.12 2.48
FY2020 −2.60 1.96
FY2019 −4.56 (1.15)
FY2018 −3.41 (1.08)
FY2017 −2.33 (0.38)
FY2016 −1.94 (1.09)

How fiscal 2025’s score is made up

Component This year Year before Result Points
Working capital / total assets (0.20) — −0.24
Retained earnings / total assets (7.17) — −10.04
EBIT / total assets (0.27) — −0.89
Market value of equity / total liabilities 2.42 — 1.45
Sales / total assets 3.47 — 3.47
Altman Z-score Distress zone −6.25
Z″ Variant for non-manufacturing and asset-light companies (drops the sales/assets term, uses book equity) Distress zone −25.81

How the Altman Z-score works

Z = 1.2 × working capital ÷ total assets + 1.4 × retained earnings ÷ total assets + 3.3 × EBIT ÷ total assets + 0.6 × market value of equity ÷ total liabilities + 1.0 × revenue ÷ total assets (Altman, 1968). The market value of equity is the close on the last trading day of the fiscal year times weighted basic shares.

Z″ = 6.56 × working capital ÷ total assets + 3.26 × retained earnings ÷ total assets + 6.72 × EBIT ÷ total assets + 1.05 × book equity ÷ total liabilities (Altman, Hartzell and Peck, 1995), the variant for non-manufacturing and asset-light companies.

Zone Z Z″
Safe zoneabove 2.99above 2.60
Grey zone1.81–2.991.10–2.60
Distress zonebelow 1.81below 1.10

Not worked out for banks, insurers and REITs, whose balance sheets the model does not describe, nor when a figure is missing or there is no share price in the week to the fiscal year end.

Altman Z-score against peers

What Altman Z-score is

The Altman Z-Score weighs working capital, retained earnings, operating profit, market value and sales against assets and debts to gauge the risk of distress.

1.2 × working capital ÷ total assets + 1.4 × retained earnings ÷ total assets + 3.3 × EBIT ÷ total assets + 0.6 × market value of equity ÷ total liabilities + 1.0 × revenue ÷ total assets

The full definition of Altman Z-score →

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